Nissan LEAF insurance group and cost

The Nissan LEAF is a battery-powered hatchback introduced by the Japanese manufacturer in 2010. It’s reasonably affordable to insure for an electric vehicle. In this guide, you’ll learn the key facts about insuring this vehicle, including how to reduce the cost of your premiums.

Nissan LEAF insurance groups and cost by driver’s age

Depending on the model, the car will be given a specific insurance group that ranges from 1 to 50 which helps determine the cost of your premium. The higher the group, the more expensive your car insurance group will be. Nissan LEAF models range from insurance groups 19 to 26, so you can generally expect the cost of your insurance to be quite reasonable and cheaper than other higher-performance vehicles such as the Mazda RX-8 or the Jaguar XF.

However, insurance costs can vary between insurance groups based on a number of varying factors including your car’s engine size, safety features and the vehicle repair costs. For example, a 30-year-old driver in an average postcode could pay around £701 for cover on a Nissan LEAF 1.4 Visia+ 5d Auto (insurance group 20) or around £585 for a Nissan LEAF Tekna 5d Auto which falls in insurance group 26. In this specific example, the insurance cost for a model that is 6 groups higher is an extra £66 which is likely down to the increase in engine size.

You can find the insurance group and likely car insurance cost of your Nissan LEAF model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average Nissan LEAF insurance cost

To provide you with an idea of how much it may cost you to insure your Nissan LEAF, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Nissan LEAF with a comprehensive policy for the monthly price of £75.96 or an annual sum of £863.12.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • 5-year no claims discount
  • No driving or other convictions in the last 5 years

Nissan LEAF insurance cost by location

The table above shows the average cost of Nissan LEAF insurance based on the driver’s age and the insurance group. However, one of the biggest factors that could affect your premium is your location, as we can see from the given examples below.

To show the difference between each postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Nissan LEAF Acenta 40kWh Auto 5d.

• Expensive: £1,170 (London SE1)
• Average: £722 (Newcastle NE1)
• Cheap: £763.76 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Nissan LEAF insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

• Engine type and capacity. In general, a higher-performance vehicle will usually result in a higher insurance cost. An average 30-year-old may pay £706 for the Nissan LEAF Visia Flex 5d Auto, but could pay around £679 for the Nissan LEAF Acenta 5d Auto. A £56 increase can be seen here due to a car having higher performance specs than the first.
• Driver location. Where you live plays a huge role in determining the cost of your insurance. Insurers looks at key factors such as the crime rate in the area and the likelihood of someone making a claim – both of which can impact your premiums. For example, a 30-year-old in central London may pay £1,499 for insurance for a Nissan LEAF Tekna Flex (6.6kW Charger) 5d Auto, while the same 30-year-old in Newcastle may only pay £701. As you can expect with a city that is home to over 8 million people, car crime in London is much higher than it is in Newcastle.
• Driver age. Unfortunately, younger people are statistically more likely to be involved in car accidents, meaning the cost of car insurance will be higher for that age group. The average 20-year-old driver in London may pay £4,068 for the Nissan LEAF Tekna Flex 30kW 5d Auto, while the average 40-year-old Londoner will only pay £985. In this example, a driver that is 40 years old will pay £805 less than a driver who is 20 years old.

Other factors that influence the cost of your insurance include:

• Your relationship status
• Your credit history
• Your current job
• Your car’s safety features
• The model of your car
• The year of the model
• Your car’s security
• Annual miles driven
• Your driving history and activity
• No claims discount

Nissan LEAF facts and trivia

• Among its many awards, The Nissan LEAF won the 2019 Electric Car Of The Year award.
• More than half a million LEAFs have been sold since it was released in 2010.

Bottom line

There are a few things to consider before diving into the electric car market, and the cost of insurance is one of them. With that said, the Nissan LEAF shouldn’t be too unaffordable and the tips in this guide will help you to reduce the cost of insurance even further.

Frequently asked questions

• How much does a Nissan LEAF cost?

  In the United Kingdom, the on-the-road price of a Nissan LEAF starts from £28,495.

• What is the top speed of a Nissan LEAF?

  Depending on the model, Nissan LEAFs can reach top speeds of 98 mph.

• Is the Nissan LEAF safe?

  The Nissan LEAF was awarded 5 out of 5 stars under the Euro NCAP safety analysis. Nissan LEAF models score above average across the board with 93% on adult occupant safety and 86% for child occupant assist.

• How much car tax do I have to pay for the Nissan LEAF?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Nissan LEAF?

  You can buy a Nissan LEAF online or by visiting your local Nissan retailer. You can also buy Nissan LEAFs through various motor resellers and websites.

• Is the Nissan LEAF expensive to insure?

  This depends on the specific model of Nissan LEAF you have and the insurance group it falls under. Nissan LEAF models can range between insurance groups 19 and 26, so in general the insurance costs should fall on the cheaper side in comparison to other car makes and models.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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