SEAT Leon insurance group and cost

The Seat Leon is a hatchback compact car produced by the Spanish manufacturer since 1998. It’s rated highly by reviewers, despite not historically being a great seller. In this guide, you’ll discover the key facts about insuring a Seat Leon.

SEAT Leon insurance groups and cost by driver’s age

When it comes to working out the cost of your car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive), which helps determine the cost of your premium. SEAT Leon models range from insurance groups 12 to 36, so the cost of insurance can vary significantly. For example, a 30-year-old driver in an average postcode could pay around £674 for cover on a SEAT Leon S 1.6 TDI 110PS 5d, or around £722 for a SEAT Leon FR Technology 2.0 TDI 150PS 5d.

Use the table below to find out the insurance group and likely cost of your SEAT Leon model.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average SEAT Leon insurance cost

To provide you with an idea of how much it may cost you to insure your SEAT Leon, we ran several quotes to find an average figure. Based on our results, on average, you could insure your SEAT Leon with a comprehensive policy for the monthly price of £65.87 or an annual sum of £724.64.

• How we got this rate

  To generate these quotes, we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • Car has five seats
  • Car has five doors
  • Factory-fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • No named drivers
  • Five years no claims discount
  • No driving or other convictions in the last five years

SEAT Leon insurance cost by location

The table above shows the average cost of SEAT Leon insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show how your location impacts your overall premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a SEAT Leon SE Dynamic 1.5 TSI Evo 130PS 5d.

• Expensive: £1,092 (London SE1)
• Average: £712 (Newcastle NE1)
• Cheap: £743.59 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my SEAT Leon insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £704 for the 1.2-litre SEAT Leon TSI SE 5d but could pay around £722 for the 2-litre SEAT Leon TDI SE 5d.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,499 for insurance for a SEAT Leon SE Dynamic 2.0 TDI 150PS DSG auto 5d, while the same 30-year-old in Newcastle may only pay £701.
• Driver age. The younger you are, the more risk you represent to insurers and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,356 for the SEAT Leon FR Technology 1.4 TSI 125PS 5d, while the average 40-year-old Londoner will only pay £798.

Other factors that influence the cost of your insurance include the following:

• Your marital status
• Your credit history
• Your employment
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my SEAT Leon insurance?

While car insurance is a necessary legal requirement, you don’t want it to break the bank. When searching for insurance, you’ll want to find the best deal for a price that gives you the right level of cover at an affordable price. There are a few tricks you can try in order to save on your premiums, and we’ve listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. While it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £65.80 a year.
• Install extra safety measures. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, there’s a strong chance you could lower the cost of your premium.
• Shop around. Although it might be time-consuming, when it’s time for your car insurance renewal, make sure you compare different quotes and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Seat Leon facts and trivia

• SEAT is an acronym, which stands for Sociedad Espanola de Automoviles Turismo
• The SEAT Leon is manufactured in Martorell, Barcelona.

Bottom line

The cost of insuring a Seat Leon will depend heavily on your choice of model. Either way, our guide will help you keep costs down.

Frequently asked questions

• How much does a SEAT Leon cost?

  In the United Kingdom, the price of a new SEAT Leon starts at £18,875.

• What is the top speed of a SEAT Leon?

  Depending on the model version, SEAT Leons can reach top speeds between 119mph and 155mph.

• Is the SEAT Leon safe?

  The SEAT Leon was awarded the maximum five stars under the Euro NCAP safety analysis in 2012. SEAT Leon models scored well across the board with 94% on adult occupant safety and 92% for child occupant safety.

• How much car tax do I have to pay for the SEAT Leon?

  The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a SEAT Leon?

  You can buy a SEAT Leon online or by visiting your local SEAT retailer. You can also buy SEAT Leons through various motor resellers and websites.

• Is SEAT Leon insurance expensive?

  This depends on the specific model of SEAT Leon you have and the insurance group it falls under. SEAT Leon models can range between insurance groups 12 and 36, so there could be a significant variation in costs. Insurance group ratings are set by factors such as the car’s performance level, sale price, security, price of repair work etc.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 368 Finder guides across topics including:

• Car, home and business insurance
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