Do you want quick approval for a loan that you can repay over time?

Signature Loan is a loan connection service that lets you apply for loans from $1,000 to $35,000. Once you submit an online application, Signature Loan connects it with a suitable loan provider that is part of its lender network of over 20 members.

When you go through Signature Loan, loans can be used for practically any purpose. Terms can vary from 0.25 a year to to 6 years. You can get approval on the day you apply. From there, access to approved funds takes place within one to seven business days.

How does borrowing from work?

Loans that Signature Loan provides work similarly to personal loans. You start the process by submitting an online application. Signature Loan reviews your application and connects it with a suitable lender listed in its member network. The lender provides you with a loan offer, which you should go through carefully before accepting the contract. Typically, you don’t have to provide any kind of collateral to the lender.

The annual percentage rate (APR) that these loans attract depend on your creditworthiness. While you can apply for a loan through Signature Loan even if you have poor or bad credit rating, you’ll have to pay a higher APR. The APR also depends on the lender Signature Loan connects your application with.

Repayments can happen once a month or every two weeks, depending on your preference and your lender’s terms and conditions. Your lender requests funds from your bank account on previously agreed upon due dates. Since this process is automatic you don’t have to worry about missing payments, provided there is enough money in the nominated bank account.

Signature Loan features

Rates last updated November 24th, 2017

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Unfortunately, none of the personal loan providers offer loans for that credit score. If you are in urgent need of a small loan, you might want to consider a short term loan.
Name Product Product Description Min. Credit Score Max. Loan Amount APR Requirements
Quick unsecured personal loans of up to $$35,000 based on your creditworthiness and accepted by e-signature.
From 5.9% (fixed)
At least 18 years of age with a regular income. US resident or citizen.

Compare up to 4 providers

Compare personal loan brokers

Rates last updated November 24th, 2017
Name Product Minimum Credit Score Max. Loan Amount APR Product Description
Even Financial Personal Loans
From 4.99% (fixed)
Get connected to the best loan offers instantly from top online consumer lenders.
LendingTree Personal Loan
From (fixed)
Receive up to five loan offers in just minutes through LendingTree's simple online application process.
Credible Personal Loans
Good to excellent credit
From 4.99% (fixed)
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
Zippyloan Personal Loans
Varies by lender
From (variable)
Apply with Zippyloan to be considered by over 100 lenders, all offering multiple loan options to suit your needs.

Compare up to 4 providers

Features of a personal loan from

Here’s why you might consider applying for a personal loan through

  • Varied loan amount and loan term. You can borrow any amount from $1,000 to $35,000. The maximum you can borrow depends on factors like your income and ability to repay. Loan terms vary from 0.25 a year to 6 years.
  • Use the money for any purpose. You can use proceeds from your loan for any legitimate purpose such as debt consolidation, home improvement, traveling, relocating, making a major purchase or getting by in a rough patch.
  • Quick process. Completing and submitting your online application takes no more than a few minutes. Signature Loan goes through details provided in your application and connects you with a suitable lender almost soon after. Lenders on its panel often make approval decisions in minutes. After you accept the loan contract you can get your hands on the approved funds within one to seven business days, depending on the lender.
  • Online signature. You don’t have to visit a physical location to sign the loan contract. All you have to do is accept the contact online using an e-signature.
  • Pay over time. You don’t have to repay the entire loan amount in one go.
  • Bad credit is okay. You don’t have to have perfect credit to apply for a loan through This is because it works with lenders that provide loans to individuals with poor and bad creditworthiness, provided they have steady sources of income.
  • Safe. The website makes use of the latest encryption technology to keep all the information you provide safe and secure. It shares this information only with its trusted lenders network.

How to apply for a personal loan from

If you wish to apply for a personal loan through simply apply online. You have to meet these eligibility criteria to apply:

  • You must be a US citizen, a permanent resident or in the US on a valid long-term visa.
  • You must be at least 18 years old.
  • You must have a valid bank account.
  • Making at least $1100 per month, after taxes

Personal loans through Signature Loan are not available to residents of Maine.
Completing the application successfully requires that you submit this information:

  • Your name, date of birth and social security number
  • Your contact information
  • Your employer’s name and phone number along with time employed
  • Your pay frequency and gross monthly income
  • Details from your driver’s license or state ID
  • Details from your checking or savings bank account

Frequently Asked Questions

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US Personal Loans Offers

Learn about our information service
Even Financial Personal Loans

Get connected to the best loan offers instantly from top online consumer lenders.

Prosper Personal Loan

Borrow only what you need for debt consolidation, home improvements, special occasions and more — with APRs based on your credit score.

LendingClub Personal Loan

A peer-to-peer lender offering fair rates based on your credit score.

SoFi Personal Loan Fixed Rate (with Autopay)

Borrow up to $100,000 with a competitive APR and no fees.

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