Sky Bridge Financial Review: May Require Debt Settlement for a Loan
Sky Bridge Financial isn't available on Finder right now.
- Max. Loan Amount
- $75,000
- APR
- 7.99% to 35.99%
- Min. credit score
- No minimum stated
Our verdict
This lender offers consolidation loans, but you may have to be in a debt settlement program to qualify.
Sky Bridge Financial offers debt consolidation loans up to $75,000 with advertised rates as low as 7.99%. It has an easy application process, and funding is possible as soon as the same day you apply. However, Sky Bridge, along with debt settlement company DebtBlue, are brands under Financial Freedom Group, a company focused on helping consumers get out of high-interest debt. And it appears you may have to be part of the debt settlement program from DebtBlue before you can “graduate” to a debt consolidation loan from Sky Bridge. It’s not clear if just anyone can get a loan, and there are only a few customer reviews, none of which are positive.
Best for: Customers who are OK with going through the debt settlement process and hoping for a consolidation loan.
Pros
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Loans up to $75,000
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Rates start at 7.99%
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Same-day funding possible
Cons
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May need to be in debt settlement to qualify for a loan
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Not transparent about what it does
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No positive customer reviews
Is Sky Bridge Financial legit?
It’s hard to tell if Sky Bridge Financial is a legit personal loan lender. And by legit lender, we mean one that lends to anyone who meets basic income, credit and employment qualifications. Does Sky Bridge offer loans to customers enrolled in DebtBlue’s debt relief program? Most likely, yes. But does it offer loans to anyone looking to consolidate their debt into one payment? That’s not transparent.
We tried calling a few times to clarify, but no one answered the phone. And, after being on hold for a long time, we were eventually prompted to leave a message. The automated message kept saying it was experiencing “higher than normal call volumes.”
What makes Sky Bridge Financial shine?
If it’s actually possible for people who aren’t in the debt relief program to qualify for Sky Bridge Financial loans, $75,000 is on the high end for personal loans. The majority of providers cap loan amounts at $50,000, although these lenders go as high as $100,000 or more.
Plus, with rates that start at 7.99%, it could be a solid option for consumers trying to refinance their high-interest debt at a lower rate. But if Sky Bridge loans aren’t available to the general public, you may want to consider other debt consolidation loans, with rates starting as low as 6.49%.
Where Sky Bridge Financial falls short
Unfortunately, Sky Bridge Financial isn’t very transparent about what it does. Its website is vague, and you have to dig through some very fine print to find any loan specifics. Also, for an online lender, it’s a bit of a red flag that you can’t actually apply online.
Sky Bridge Financial loan details
| Minimum credit score/credit range | No minimum stated |
| APR | 7.99% to 35.99% |
| Loan amount | $2,500 to $75,000 |
| Terms | Undisclosed |
| Approval turnaround | As soon as same day |
| Availability | May not be available in all states |
| Fees | Undisclosed |
Sky Bridge Financial contact info
| Phone number | 855-444-6673 |
| Customer service hours | Weekdays: 9 a.m. to 6 p.m. |
| correspondence@sbfloans.com | |
| X ,formerly Twitter | N/A |
| N/A |
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How to qualify for Sky Bridge Financial
The requirements to qualify for a Sky Bridge Financial are extremely vague:
- Be at least 18 years old
- Be a legal US citizen
- Able to “pass our qualification process”
It’s not transparent about what its qualification process is, but based on similar providers and a few reviews, it’s possible you may have to be enrolled in the DebtBlue debt settlement program to qualify for a Sky Bridge consolidation loan.
How to apply
There’s no online application for Sky Bridge Financial. The website instructs you to call for an over-the-phone application process.
How Sky Bridge Financial compares to other lenders
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Sky Bridge Financial reviews and complaints
| BBB accredited | Yes |
|---|---|
| BBB rating | A+ |
| BBB customer reviews | 1 out of 5 stars, based on 2 customer reviews |
| Trustpilot Score | Sky Bridge Financial does not have any Trustpilot reviews. |
| Customer reviews verified as of | 08 August 2025 |
Sky Bridge Financial only has a handful of reviews and complaints on the Better Business Bureau (BBB). Two people say they were issued a check by Sky Bridge stating that they overpaid and were due a refund. In both cases, a stop payment order was put on the checks, and the customers then had trouble reaching the company for an explanation.
A couple of other customers said they had a loan with the company and were told that, after a specific period of on-time payments, they would be able to refinance at a lower rate. Again, in both cases, the customers were unable to get a reply from the company even after emailing and calling repeatedly. The company responded to the complaints on the BBB, although it’s not clear what the outcomes were.
Sky Bridge Financial doesn’t have a Trustpilot page, which is odd for a lender that says it’s been in business since 2015.
What do people on Reddit say?
Your reviews
Lacey Finder
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