BestMoney.com Review: Easy to Compare Multiple Personal Loans
BestMoney isn't available on Finder right now.
- Max. Loan Amount
- $100,000
- APR
- 5.2% to 35.99%
- Min. credit score
- Varies by lender
Our verdict
Not a direct lender, but solid leads on a wide range of personal loans and other financial products.
Bestmoney.com is a comparison service — not to be confused with a loan marketplace — that allows borrowers to explore multiple personal loan options in one place. Loan amounts range from $1,000 to $100,000, and rates start as low as 5.2%, with options for a wide variety of credit scores. You can also compare a number of other consumer financial products, including bank accounts, credit cards, mortgages and insurance. But rates on personal loans can be high for borrowers with low credit scores, and some lenders charge origination fees up to 10% or more.
Best for: Borrowers of all credit types who want to compare multiple personal loans before applying.
Pros
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Compare multiple lenders in one place
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Rates as low as 5.20%
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Comparison shop for other financial products
Cons
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Rates as high as 35.99%
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May charge origination fees
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Not a direct lender
Is Bestmoney.com legit?
Yes. Bestmoney.com — a dba of Natural Intelligence Technologies, founded in 2009 — is a site dedicated to offering comparison tools to consumers and helping them make the best decisions for their finances. At the same time, it aims to protect your sensitive information by using SSL encryption along with other security systems and procedures.
What makes Bestmoney shine?
Bestmoney.com is a great place to start when you need a personal loan. It works with highly rated, legit lending partners, such as Lightstream, Best Egg and SoFi®. It also has options for borrowers with a limited credit history, from lenders like Upstart.
Plus, it gives you all the rates, terms and other important loan details, along with in-depth reviews of the specific loan products, to help you make the best decision for your unique situation.
You can also compare other financial products, such as online bank accounts, insurance options, consolidation loans, mortgages, small business loans and more.
Where Bestmoney.com falls short
While Bestmoney partners with some of the top personal loan lenders out there, it’s by no means an exhaustive list. For example, it’s notably lacking in options for traditional bank loans or credit union loans — two potentially great avenues to find competitive rates. In fact, it seems to mostly only provide in-depth coverage of its partner lenders, making it a little less well-rounded than perhaps it could be.
Bestmoney.com loan details
| Minimum credit score/credit range | Varies by lender |
| >APR | Varies by lender, but typically 5.2% to 35.99% |
| Loan amount | $1,000 to $100,000 |
| Terms | 6 to 144 months |
| Approval turnaround | As soon as the same day |
| Availability | May not be available in all states |
| Fees | Varies by lender, but may include:
|
| Other fees | Varies by lender |
Bestmoney.com contact info
| Phone number | Not listed |
| Customer service hours | Not listed |
| contact@bestmoney.com | |
| X ,formerly Twitter | @BestmoneyD |
| @bestmoney |
Calculate your monthly loan payment
Use our loan repayment calculator to compare monthly payments and the total cost of the loan, depending on different rates and loan terms.
Monthly Repayment Calculator
See how much you'll pay|
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Fill out the form and click on “Calculate” to see your estimated monthly payment.
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Compare more lendersBased on your loan terms
| Principal | $ |
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| Interest | $ |
| Total Cost | $ |
How to qualify for Bestmoney.com
As a comparison service, Bestmoney doesn’t have any set requirements. Anyone is free to use the site to compare personal loans or other financial products.
However, each lender will have its own qualifications for a loan. Here are some general criteria that lenders typically require:
- At least 18 years old and a US resident
- Employed or have another source of income
- Active checking account
- Low debt-to-income (DTI) ratio
Minimum income and credit score requirements vary by lender and typically affect how much you can borrow and the APR you qualify for.
How to apply
Unlike a loan marketplace or connection service, you won’t apply for personal loans through BestMoney. Instead, each lender has a slightly different application process. Start by selecting Get my rate on any featured lender to begin the prequalification process. You may also want to call or visit the lender’s website to get more information before you apply.
Compare other personal loans
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseWhat is the Finder Score?
The Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
Best Money reviews and complaints
| BBB accredited | No |
|---|---|
| BBB rating | NR |
| BBB customer reviews | No reviews |
| Trustpilot Score | BestMoney does not have any Trustpilot reviews. |
| Customer reviews verified as of | 25 June 2025 |
Of the few online reviews we could find, consumers say the website is easy to use, represents a wide variety of providers and explains how to compare the different financial products. Some users say they’d like to see more filters, such as the ability to search by state. Plus, the only means of communication is via email, and some would appreciate chat or phone support as well.
Frequently asked questions
Are there any hidden fees in BestMoney?
No. Bestmoney.com is free to use with zero hidden fees. If you decide to proceed with a loan with one of its partners, the company is typically paid a fee by the lender, which is how it can provide this service for free.
Are there any alternatives to BestMoney?
Sure. There are other comparison sites, personal loan marketplaces and direct lenders that can be found with a simple internet search. You can also check with your local bank or credit union. Be sure to explore all your options before applying so you can find the best deal for you.
Your reviews
Lacey Finder
Writer
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