Inheritance Funding Company review
- Max. Loan Amount
- Min. credit score
Have an inheritance tied up in probate court? Inheritance Funding may be able to advance you up to 40% of the funds — no matter your financial situation. But you won't know what fees you'll be charged until after you call for a consultation.
Your financial situation doesn’t matter
No fees for probate delays
Online probate resources
|Inheritance Funding probate advances
|Min. Advance Amount
|Max. Advance Amount
|$10,000+ inheritance, case currently in probate court or about to be opened
What makes Inheritance Funding Company unique?
Inheritance Funding Company offers advances on inheritances. Since they’re not loans, you don’t have to worry about paying interest or meeting any credit requirements. And there’s no due date — it simply collects your advance plus fees once your inheritance is out of probate court.
What is Inheritance Funding Company?
Inheritance Funding Company allows you to get an advance on your expected inheritance. The company says that generally, its advances range from $5,000 to $350,000. And it states that you should assume your advance won’t exceed 40% of your expected distribution.
The exact fees involved depend on your specific case, including the complexity of the estate, and the length of time it takes for the estate to close. Once you complete your free consultation, Inheritance Funding Company will be able to outline the fees that will be taken out of your inheritance if you choose to get an advance.
If your case gets through probate by a certain date, you may even be eligible for a rebate on the fees you paid — though it depends on your contract.
What are the benefits of Inheritance Funding Company?
If you’ve been thinking of getting an advance on your inheritance, here are some benefits of using Inheritance Funding Company:
- Receive up to 40% of your inheritance. If you have a large inheritance, you may qualify for an advance of up to 40%, typically maxing out at $350,000.
- Rebates available. Inheritance Funding Company builds early pay-off rebates into your advance. If your inheritance becomes available earlier than anticipated, you’ll receive a check for the rebate amount within five business days.
- Your financial situation doesn’t matter. Because Inheritance Funding Company doesn’t offer loans, your credit and past delinquencies — including foreclosures and bankruptcy — won’t prevent you from receiving an advance on your inheritance.
- No fees for probate delays. If your inheritance is delayed in probate, you won’t have to pay any fees.
- Online probate resources. Inheritance Funding Company’s website has a list of resources to help you better understand the probate process in general, as well as the rules and regulations in your state.
- Available in all states. Inheritance Funding Company can work with heirs in every US state. And if you live in a different state than where the probate estate is open, the company states that is also not an issue and that it’s quite common.
- Apply online or over the phone. You can call 1-855-714-3323 to apply over the phone, or apply on the company’s website for free.
What to watch out for
Inheritance Funding Company may be more transparent than its competitors, but there are still a few potential drawbacks to consider:
- Must have a large inheritance. Unlike some other companies that are willing to work with smaller cases, Inheritance Funding Company requires you to have an inheritance of at least $10,000 to qualify.
- Unclear advance fees. Inheritance Funding Company lists nothing on its website regarding the fees you may have to pay for an advance. Instead, you’ll have to call for a consultation to learn more about what it might cost you.
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Inheritance Funding reviews and complaints
|BBB customer reviews
|4.86 out of 5 stars, based on 51 customer reviews
|4.8 out of 5 stars, based on 449 customer reviews
|Customer reviews verified as of
|24 March 2023
Inheritance Funding Company has been accredited with the Better Business Bureau (BBB) since 1995 and holds an A+ rating — and there’s only been one complaint in the last three years. BBB customer reviews are also stellar, with most customers stating the representatives were helpful, low-pressure, and overall, citing fantastic customer service.
On Trustpilot, reviews are in a similar vein, with most being positive. Many reviews thank representatives by name, raving about the great customer service and painless process.
Am I eligible?
To qualify for an advance from Inheritance Funding Company, you must meet the following requirements:
- Inheritance of at least $10,000
- Probate estate opened or in the process of being opened
You may also qualify for an advance if you’re waiting for a Trust to be opened.
How do I apply?
To receive a free consultation, you can call Inheritance Funding Company at 855-498-6572 or fill out its online form by following these steps:
- Visit Inheritance Funding Company’s website and click Apply Now.
- Enter your full name, email, phone number, the name of the person you’re inheriting from and any additional comments you may have.
Inheritance Funding Company will contact you to begin the consultation process.
I got the inheritance advance. Now what?
You can use your advance however you’d like. Because Inheritance Funding Company is paid directly through the estate, you won’t have to worry about making monthly repayments. Once the distribution of the probate estate goes through, Inheritance Funding Company will collect your advance and any fees, then you’ll receive your remaining inheritance.
While Inheritance Funding Company provides a quick way to get an advance on your inheritance, you’ll still need to meet a few basic requirements to qualify. If your case isn’t in probate court yet or your inheritance is less than $10,000, you’ll need to consider your other inheritance funding options.
Prefer not to use your inheritance? You might want to compare your personal loan options instead.
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