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Ask an Expert
if your credit score is 685, you’re self-employed & paid by cash & no way to prove your income can you get a personal loan of 1,000.00-5,000.00…if so where is the best place to apply online
Hi Aunt-A,
Thanks for reaching out.
There are lenders that do offer personal loans to self-employed individuals.
Self employed individuals can apply for any standard personal loan, you just need to ensure that the eligibility requirements are met. If for some reason you can’t meet the requirements, you can also apply for a cosigner loan, which allows you to apply with another person who may have stronger qualifications. Finally, there is also the option of filing a joint application with another person, where you and the second party would be equally responsible for the requested loan.
You may read further on this page to get additional information to questions about self employed individuals seeking for personal loans.
Best Regards,
Joanne