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FastLoanAdvance Review: Low-Info Lender – Consider Alternatives

  • Lacey Stark's headshot
Max. Loan Amount
5.99% to 35.99%
Min. credit score
Not stated

Our verdict

FastLoanAdvance appears to be a marketplace of sorts for personal loans, but it isn’t transparent about lenders or loan details.

FastLoanAdvance is a website that connects borrowers with lenders. Loan amounts range from $100 to $35,000, according to multiple outside sources, but we couldn't verify these numbers with the company. One reviewer suggests it's more of a lead-generating service than a marketplace and that it earns fees based on loan fulfillment. Interest rates are said to be between 5.99% and 35.99%, which falls within the normal range for personal loan lenders. And loan terms can stretch anywhere from 91 days to 72 months, giving borrowers longer repayment terms than payday lenders.


  • Connects borrower to multiple lenders
  • Interest rates as low as 5.99%
  • Works with bad credit borrowers


  • Website not transparent about rates and fees
  • Has bad user reviews
  • Not accredited by the Better Business Bureau
  • Positive reviews seem paid for

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Where FastLoanAdvance falls short

Our main concern about this company is the lack of information found on its landing pages. It doesn’t give borrowers any upfront guidelines about loan ranges, repayment terms, interest rates or additional fees. While it appears to connect potential borrowers to direct lenders, sometimes it simply connects to other online marketplaces, which may seem cumbersome to users.

FastLoanAdvance may be one of many aliases of the same company, which feels dishonest. For example, there is also a GraceLoanAdvance website that also takes you to the same landing pages — with only slight variations — so it seems possible that the two are related and that there could be others. In general, FastLoanAdvance connects you with legitimate lenders, but the company doesn’t seem to provide much service outside of that.

What makes FastLoanAdvance shine

FastLoanAdvance gives borrowers access to direct lenders and lending marketplaces. It also includes lenders that offer interest rates starting at 5.99%, which is on the low end of the spectrum. In addition, FastLoanAdvance appears to connect to lenders who accept bad credit scores, which is good for borrowers with poor credit.

Loan details

Minimum credit score/credit rangeNot stated
APR5.99% to 35.99%
Loan amounts$100 to $35,000
Terms91 days to 72 months
Approval turnaroundAs soon as same day
AvailabilityVaries by lender
FeesUndisclosed/Varies by lender

How to qualify for FastLoanAdvance

FastLoanAdvance isn’t a direct lender, nor is it really a marketplace. It doesn’t disclose the requirements to qualify for a loan, so qualifications vary by lender. However, most lenders require at least the following qualifications:

  • Be 18 years or older
  • Be a US citizen or permanent resident with government-issued ID
  • Have a job or steady source of income
  • Have a verifiable bank account
  • May also require direct deposit

How to apply

FastLoanAdvance doesn’t seem to have any relationship with lenders beyond sending potential borrowers to their sites. Therefore, each application process varies depending on your choice of direct lender or lending marketplace.

How FastLoanAdvance compares to other lenders

Name Product Filter Values APR Min. credit score Loan amount
Best Egg personal loans
Finder Score: 3.8 / 5: ★★★★★
Best Egg personal loans
8.99% to 35.99%
$2,000 to $50,000
Fast and easy personal loan application process. See options first without affecting your credit score.
Upstart personal loans
Finder Score: 4.2 / 5: ★★★★★
Upstart personal loans
7.80% to 35.99%
$1,000 to $50,000
This service looks beyond your credit score to get you a competitive-rate personal loan.
SoFi personal loans
Finder Score: 4.4 / 5: ★★★★★
SoFi personal loans
8.99% to 29.99% fixed APR
$5,000 to $100,000
A highly-rated lender with competitive rates, high loan amounts and no required fees.
Finder Score: 4 / 5: ★★★★★
8.49% to 35.99%
$1,000 to $50,000
Check your rates with this online lender without impacting your credit score.
LendingPoint personal loans
Finder Score: 3.3 / 5: ★★★★★
LendingPoint personal loans
7.99% to 35.99%
$2,000 to $36,500
Get a personal loan with reasonable rates even if you have a fair credit score in the 600s.
Happy Money
Finder Score: 3.8 / 5: ★★★★★
Happy Money
11.72% to 24.50%
$5,000 to $40,000
Pay down your debt with a fixed APR and predictable monthly payments.

FastLoanAdvance reviews and complaints

BBB accredited No
BBB rating Not rated
BBB customer reviews
Trustpilot Score 3 out of 5 stars, based on 4 customer reviews.
Customer reviews verified as of 10 June 2024

There are only four reviews on Trustpilot. One review is positive and states: “Everything was fast, quick and to the point. Took around 10 minutes to apply and be approved. Got the cash the next day,” which sounds a little too perfect, like it might have been planted. The other three reviews are overwhelmingly negative, with most saying it was either “fake” or “a scam.”

Is FastLoanAdvance legit?

It’s difficult to tell if FastLoanAdvance is a legitimate lending marketplace because it doesn’t appear to do more than direct borrowers to other sites. Plus, it’s not BBB-accredited, and user reviews are scarce and mostly negative. To be safe, you may be better off searching for loans through companies accredited by the BBB and have more positive reviews.

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