Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Revolut review Ireland

A current account with smart budgeting tools, free global spending, cryptocurrencies and more.

Revolut is a digital banking app and card designed to help you easily manage and spend your money. It’s a good option for those who want a simple way to manage their money, to save on foreign currency or want access to premium features.

This review covers what you need to know about Revolut in Ireland, including how it works and what it costs, to help you decide whether Revolut is right for you.

0 €

Maintenance fee

1 €

ATM fee


Currency conversion fee


Product NameRevolut Standard
Fee periodMonthly
Maintenance fee0 €
Card deliveryUp to 9 working days
Free ATM withdrawal limit€200 per month
ATM transaction fee€1 + 2% per withdrawal
ATM transaction fee - non-Euro€1 or 2%
Currency conversion fee0.5%
Supported currencies


Go to site
More Info

How does Revolut work?

Revolut is a digital banking app that lets you spend and manage your money globally at a minimal cost. When you sign up, you will need to choose between four account tiers: Standard, Plus, Premium and Metal. Prices start at €0 per month for the Standard account and go up to €13.99 per month for Metal.

All four account types come with a Euro IBAN account, a UK current account and a bank card so you can spend your money. You can spend in over 150 currencies at the interbank exchange rate (the same, lower rate bank’s use to exchange money to other banks) as well as enjoy no-fee exchanges with 30 fiat currencies. There are a number of features that come with each account tier, such as free ATM withdrawals, as well as exclusive features that come with the paid accounts.

Key features of Revolut

Payments and budgeting

  • Apple Pay and Google Pay. You can pay with either Google Pay or Apple Pay using Revolut.
  • Pay friends. You’re able to pay other people with ease and use the Group Bills feature to divide a group spend. Or send links and QR codes to friends reminding them to pay you.
  • View spending habits. Using analytics, your spending will be categorised by type of transaction, by merchant or by country.
  • Organise bills. Use Revolut Pockets to stay on top of all your bills and other spending with automatic payments.
  • Manage subscriptions.Organise all your subscriptions in one place, find out when free trials end or block subscriptions you no longer want.

Cards and banking needs

  • Current account and IBAN. You get a UK account number and sort code as well as a European IBAN. You can set up recurring payments, withdraw cash at ATMs, make contactless payments and use both Apple Pay and Google Pay. You’ll be able to view your balance on a spending-visualisations screen.
  • Control your card and account. You can lock and unlock your card in the Revolut app as well as set monthly spending limits.
  • Kid’s account included. Revolut Junior is a money management platform aimed at children aged seven to 17 years old. This feature lets parents or guardians securely manage their child’s spending in a sub-account within the app.


  • Save money. Revolut’s Vault feature lets you build up funds for a specific funding goal. Keep in mind it doesn’t pay any interest like a normal savings account, but it can be helpful for saving towards short-term goals.
  • Invest in cryptocurrency. You can invest in over 30 cryptocurrencies including Bitcoin, Ether, Ripple and Stellar. Revolut lets you invest from just €1. You can then sell and transfer your crypto, set up price alerts and auto exchanges and track mark movements in real-time.
  • Invest in commodities. You can invest in gold and silver via the Revolut app and stay on top of the prices in the markets. You can also round up spare change in commodities or keep it in a Revolut vault.


  • Make international payments. The Revolut app lets you transfer money to 30 currencies at the interbank exchange rate (the same rates banks give each other). And transferring money to other revolut users is free.
  • Spend globally fee-free.All spending abroad is charged at the interbank rate.
  • Book travel. Revolut’s Stays is its travel-booking feature. You can access Stays in your Revolut app and book a range of accommodations. No booking fees apply and you can earn up to 10% cashback on your booking.

What are the card options?

Revolut offers 4 account tiers: Standard, Plus, Premium and Metal. Each of these accounts come with different levels of benefits and a different monthly fee.

Offers and promotions

We don’t have any promo codes for Revolut at the moment. However, you can earn up to 10% cashback when you use Revolut’s Stays to book accommodation for your next trip abroad. No booking fees apply.

Revolut fees

Revolut has a certain number of charges to be aware of:

  • Monthly fees: You will pay no monthly fee for the Standard account, €2.99 for Plus, €7.99 for the Premium account and €13.99 for the Metal account.
  • ATM fees. A 2% ATM fee will apply if you withdraw over the monthly limit for your chosen account (with a minimum of €1 per withdrawal): €200 per month for Standard, €200 per month for Plus, €400 per month for Premium and €800 per month for Metal.
  • Currency exchange fees. If you have the Standard or Plus account you are limited to Up to €1,000 per month, after which a 0.5% fee is charged.
  • SWIFT transfers. Premium and Metal account holders are entitled to one free SWIFT transfer per month.
  • Investments markup. There is a markup on cryptocurrencies and commodities exchange for all accounts. For Standard and Plus, you’ll be charged a 2.5% markup for crypto and 1.5% for commodities. Premium and Metal account holders are charged a 1.5% markup for crypto and 0.25% for commodities.

Pros and cons


  • Free UK and Euro IBAN accounts. Enjoy using your free UK and Euro IBAN accounts.
  • Fee-free ATM Withdrawl. Pay no fees on withdrawals up to €200 (2% of withdrawal amount fee thereafter with a minimum of €1 per withdrawal).
  • Revolut Junior. Open a Revolut Junior account for at least 1 child (more junior accounts can be opened with the higher tier accounts).


  • No interest on savings. Although Revolut says the feature of daily interest on savings is in the pipeline, it’s not available in Ireland yet.
  • No cashback. Cashback on card payments is not available except for Revolut Metal users.
  • No phone support. Revolut does not offer phone support. However, Premium and Metal users do have access to the priority in-app chat option.


Revolut is a great option for those that travel often, trade cryptocurrency or want budgeting tools and premium banking features. Each of the Revolut accounts suit different needs, so take time to consider the features and decide which account level will be useful to you. If you’re going to use all the features on offer, the Premium and Metal accounts are excellent options to consider.

If you’re unsure if you’ll use the features in the higher tier accounts, sign up for a free account first. If you find yourself wanting more after getting to grips with the entry-level accounts, you can easily upgrade to Revolut Premium or Revolut Metal later on.

If you’re looking for exclusivity in the form of unlimited foreign exchanges and cashback on purchases, it’s the Revolut Metal account that you’ll want to turn to. You’ll find all these features and more. Just be sure to shop around and compare your options first.

Experiences from other Revolut users

Revolut scores 4.4 out of 5 based on 96,950+ reviews and is rated Excellent on Trustpilot.
User ratings# of reviewsWhat do customers say
4.4 / 596,950+
  • “Revolut is so convenient and easy to use. Send and receive money, split bills, pay using local currency etc. I no longer handle cash. Great cash incentives too when invited friends sign-up!” — Louise L
  • “The best internet banking app for both occasional and everyday use. Very convenient for travel (currency exchange), as well as for home – virtual disposable cards. Never had a single issue with Revolut. Easy to set up and simple to use. Recommend!” — Tadas
  • “I love how easy it is to use Revolut and that I can use it for multiple purposes from banking and instant transfers to stock and crypto trading. However, I no longer use Revolut for larger transactions, since a transfer I made to a hotel for a booking was blocked for 3 weeks without any explanation. It was incredibly difficult and frustrating to deal with the customer service, one day they confirmed all is good and the money will arrive tomorrow, the next day they said they are investigating and it just got more and more confusing by the day. I find it highly risky for anything more serious because I feel I wouldn’t get proper support in case of any issue.” — KK

*Note: Information provided is based on the reviews and rating on Trustpilot (24 November 2021).

How to apply

You can sign up to Revolut by clicking “Go to Site” so you can head to Revolut and register. You will need to be at least 18 years old. Once you’ve submitted the required personal details you need to confirm your email and then your identity. To verify your identity, jump into the profile section of the app and supply a government-issued ID and a selfie. After you sign up, you can request a contactless Revolut card and begin using your account.

Compare Revolut with other digital banks in Ireland

Name Product Monthly Fee Free ATM withdrawal limit Supported currencies
N26 Bank Account
0 €
3 withdrawals per month


Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
Wise Multicurrency Account
0 €
2 withdrawals up to €200 per month


Wise (formerly TransferWise) is an international account with over 50 currencies, instant and very convenient money transfers, a card to spend in any currency, bank details to be paid in 30 different countries and multi-currency direct debits.
Wirex Standard
0 €
€400 per month


Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

Benefit from an array of digital payment features, including a free prepaid Wirex card and unlimited fee-free transfers at interbank rates - with zero monthly subscription fee.
Revolut Standard
0 €
€200 per month


Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and hold an array of currencies in your account.
VIALET Current Account
0 €


An IBAN account you can use to manage your money and spend in over 200 countries worldwide, fee-free.

Compare up to 4 providers

Name Product Monthly Fee Free ATM withdrawal limit Supported currencies
Revolut Premium
7.99 €
€400 per month


A combined current account and IBAN account with unlimited free currency conversions and international transfers in many currencies.
bunq Easy Money Personal
8.99 €
4 withdrawals per month


A card linked to up to 25 individual IBAN accounts. Earn interest on all money in your account and benefit from competitive rates and fees.
N26 Smart
4.90 €
5 free withdrawals per month


A mid-tier, premium subscription plan that comes with a range of essential money management features to help you better manage your finances.
Revolut Plus
2.99 €
€200 per month


Enjoy purchase, event ticket and returns protection, plus other innovative features with this lower-priced subscription plan.
bunq Easy Green Personal
17.99 €
4 withdrawals per month


An account with an exclusive stainless steel card. Help the environment – a tree will be planted for every €100 you spend.
Wirex Premium
9.99 €
€400 per month, then 2% fee


Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

Enjoy revolutionary digital payment features on-the-go, plus exclusive merchant deals and higher rewards when you spend on your Wirex card.
N26 Metal
16.90 €
8 withdrawals per month


Receive a stainless steel Metal card available in 3 shades, an insurance package and exclusive offers.
bunq Easy Bank Personal
2.99 €
5 withdrawals per month


Benefit from zero FX fees, bill splitting facility and a wide range of advance payment features with this low cost digital account.
N26 You
9.90 €
5 withdrawals per month


A smart IBAN account with no currency conversion fees, complimentary insurances and no ATM fees here or abroad.
Wirex Elite
29.99 €
€400 per month, then 2% fee


Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

Access supercharged rewards and curated merchant offers in addition to standard Wirex digital payment features and travel card.
Revolut Metal
13.99 €
€800 per month


A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more.

Compare up to 4 providers

Frequently asked questions

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Privacy Policy.
Go to site