Revolut Ireland 2021 review (costs, benefits & more) | Finder IE
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Revolut review Ireland


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Benefit from simple international money transfers, budgeting tools and €0 card option.

Revolut is a digital banking app and card that is designed to easily manage and spend your money. It’s a good option for those who want a simple way to manage their money, to save on foreign currency and want access to premium features.

This review covers what you need to know about Revolut in Ireland, including how it works and what it costs to help you decide whether Revolut is right for you.


Monthly fee


ATM fee


Currency conversion fee


Product NameRevolut Standard
Monthly fee€0
Card deliveryUp to 9 working days
Supported currencies


Card fee€6 for card replacement
ATM fee for EUR withdrawals€1
ATM fee for other currencies€1
ATM fee for other currencies2%
Currency conversion fee0.5%
Fee-free ATM withdrawal limit€200 per month
Card typeMastercard
Go to site
More Info

How does Revolut work in Ireland?

Revolut is a digital banking app that lets you spend and manage your money globally at a minimal cost. When you sign up, you will need to choose between four account tiers, starting at €0 per month for the Standard account.

For all account tiers, Revolut gives you a free IBAN account, a free UK current account and a bank card so you can spend your money. You can spend in over 150 currencies at the interbank exchange rate and exchange 29 fiat currencies. There are a number of features that come with each account tier, such as free ATM withdrawals, as well as exclusive features that come with the paid accounts.

Key features of Revolut

  • Current account and IBAN. You get a UK account number and sort code as well as a European IBAN. You can set up recurring payments, withdraw cash at ATMs, make contactless payments and use both Apple Pay and Google Pay. You’ll be able to view your balance on a spending-visualisations screen.
  • Make international payments. The app lets you transfer money to 30 currencies at the interbank exchange rate (the same rates banks give each other).
  • Spend globally fee-free. All spending abroad is also charged at the interbank rate.
  • Apple Pay and Google Pay. You can pay with either Google Pay or Apple Pay using Revolut.
  • Pay friends. You’re able to pay other people with ease or use the split-bill feature to divide a group spend.
  • View spending habits. Using analytics, your spending will be categorised by type of transaction, by merchant or by country.
  • Control your card and account. You can lock and unlock your card in the Revolut app as well as set monthly spending limits.
  • Save money. Revolut’s Vault feature let you build up funds for a specific funding goal. Keep in mind it doesn’t pay any interest like a normal savings account, but it can be helpful for saving towards short-term goals.
  • Teach financial skills. Revolut Junior is a money management platform aimed at children aged seven to 17 years old. This feature lets parents or guardians securely manage their child’s spending in a sub-account within the app.
  • Invest in cryptocurrency. You can invest in over 30 cryptocurrencies including Bitcoin, Ether, Ripple and Stellar. Revolut lets you invest from just €1. You can then sell and transfer your crypto, set up price alerts and auto exchanges and track mark movements in real-time.

How do the Revolut accounts work?

Revolut offers four account tiers: Standard, Plus, Premium and Metal. Each of these accounts come with different levels of benefits and a different monthly fee.

Fees and limits

Revolut has a certain number of fees and limits to be aware of:

  • Monthly fees: You will pay no monthly fee for the Standard account, €2.99 for Plus, €7.99 for the Premium account and €13.99 for the Metal account.
  • ATM fees. A 2% ATM fee will apply if you withdraw over the monthly limit for your chosen account: €200 per month for Standard, €200 per month for Plus, €400 per month for Premium and €800 per month for Metal.
  • Currency exchange fees. If you have the Standard or Plus account you are limited to Up to €1,000 per month, after which a 0.5% fee is charged.
  • SWIFT transfers. Premium and Metal account holders are entitled to one free SWIFT transfer per month.
  • Investments markup. There is a markup on cryptocurrencies and commodities exchange for all accounts. For Standard and Plus, you’ll be charged a 2.5% markup for crypto and 1.5% for commodities. Premium and Metal account holders are charged a 1.5% markup for crypto and 0.25% for commodities.


Revolut is a great option for those that travel often, trade cryptocurrency or want budgeting tools and premium banking features. Each of the Revolut accounts suit different needs, so take time to consider the features and decide which account level will be useful to you. If you’re going to use all the features on offer, the Premium and Metal accounts are excellent options to consider.

If you’re unsure if you’ll use the features in the higher tier accounts, sign up for a free account first. Then, if you find yourself wanting more after getting to grips with the entry-level accounts, you can easily upgrade to Revolut Premium or Revolut Metal later on.

If you’re looking for exclusivity in the form of concierge, priority customer support and cashback on purchases, it’s the Revolut Metal account that you’ll want to turn to. You’ll find all these features and more. Just be sure to shop around and compare your options first.

How to apply

You can sign up to Revolut by clicking “Go to Site” so you can head to Revolut and register. You will need to be at least 18 years old. Once you’ve submitted the required personal details you need to confirm your email and then your identity. To verify your identity, jump into the profile section of the app and supply a government-issued ID and a selfie. After you sign up, you can request a contactless Revolut card and begin using your account.

Compare Revolut with other digital banks in Ireland

Data updated regularly
Name Product Monthly fee Card delivery Supported Currencies
N26 Bank Account
Up to 10 working days


Benefit from no monthly fee, no currency conversion fees and a raft of in-app budgeting features to help you save.
Wise Multicurrency Account
Up to 14 working days


Wise (formerly TransferWise) is an international account with over 50 currencies, instant and very convenient money transfers, a card to spend in any currency, bank details to be paid in 30 different countries and multi-currency direct debits.
Revolut Standard
Up to 9 working days


Enjoy no monthly fee, no currency conversion fees up to €1,000 per month and hold an array of currencies in your account.
VIALET Current Account


An IBAN account you can use to manage your money and spend in over 200 countries worldwide, fee-free.

Compare up to 4 providers

Data updated regularly
Name Product Monthly fee Card delivery Supported Currencies
bunq easyMoney Personal
Up to 10 working days


A card linked to up to 25 individual IBAN accounts. Earn interest on all money in your account and benefit from competitive rates and fees.
Revolut Premium
Up to 3 working days


A combined current account and IBAN account with unlimited free currency conversions and international transfers in many currencies.
Revolut Metal
Up to 3 working days


A premium account with an exclusive Metal card featuring insurances, cashback, concierge service, cryptocurrencies and more.
N26 Metal
Up to 10 working days


Receive a stainless steel Metal card available in 3 shades, an insurance package and exclusive offers.

Compare up to 4 providers

Data updated regularly
Name Product Monthly fee Card delivery Supported Currencies
bunq easyTravel Personal
Up to 10 working days


A no monthly-fee card that lets you travel and spend globally using the real exchange rate. Security controls and simple payments.
Wirex Travel Card
Up to 4 business days


A multicurrency account that lets you spend abroad in over 150 currencies and an array of supported cryptocurrencies.

Compare up to 4 providers

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