Easy access
Metro Bank savings accounts review
Metro Bank offers a broad range of savings accounts with interest rates up to 3.35%.
No reviews yet.
Write a review
Founded in 2010, Metro Bank offers a wide range of financial products, including a number of different savings accounts and ISAs.
Metro Bank's top savings rate of 3.45% is available on one of its cash ISA accounts.
Easy access savings accounts
Table: sorted by interest rate
Metro Bank's best easy access rate of 0.9% is significantly lower than today's market-best rate of 6%.
1 of 1 result
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseCash ISAs
Table: sorted by interest rate
Metro Bank's best cash ISA rate of 3.45% is significantly lower than today's market-best rate of 6%.
5 of 5 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFixed-rate bonds
Table: sorted by interest rate
Metro Bank's best fixed-rate bond rate of 3.35% is lower than today's market-best rate of 4.75%.
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseBusiness savings accounts
Table: sorted by interest rate
Metro Bank's best business savings account rate of 3.2% is lower than today's market-best rate of 4.55%.
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
Be first to know about new deals
Sign up to receive the latest deals, tips and a chance to win £400! (T&Cs)
Error placeholder Click here to sign in
What is Metro Bank's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Metro Bank offers, plus the highest interest rate currently available.
| Savings account types include | Easy access, cash ISAs, fixed-rate bonds, business |
|---|---|
| Best easy access rate | 0.9% |
| Best cash ISA rate | 3.45% |
| Best fixed-rate bond rate | 3.35% |
| Best business savings account rate | 3.2% |
| Fixed bond terms | 3 months - 3 years |
| Opening options | Branch, website, post, telephone |
| FSCS protection |
Other popular accounts
Didn’t find the account type you were looking for? Check our other guides:
How to open an account
You can open a Metro Bank savings account online by filling in a form. The process should take around 10 minutes and you’ll need:
- An email address
- UK mobile number
- Photo ID
- A device with a camera to take a selfie
You’ll need to provide some details about yourself and your finances and you’ll need to set up online banking.
Alternatively, you can apply for an account in branch.
Documents needed to open an account
To open an account you’ll need to provide a few documents. If you’re a UK, EEA or Swiss national, these include:
- Proof of identity. A valid passport, EU national ID card or UK driving licence.
- Proof of address (1 or 2 types depending on circumstances). For example, a UK photocard driving licence, council tax bill, tenancy agreement, bank statement, HMRC document or utility bill.
If you’re not a UK, EEA or Swiss national:
- You can open an account in branch with a valid passport containing your current visa or biometric residence permit.
- You’ll also need 1 or 2 proofs of address.
If you’re aged 11–15 you’ll need to go into a store with your parent or guardian. Parents or guardians must provide the documents above, plus one of the following for the child opening the account:
- Valid passport
- Birth certificate
- NHS medical card
- Child Tax Credit or Child Benefit documentation
Is Metro Bank safe?
Yes, Metro Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. All eligible deposits are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS).
Pros and cons
Pros
- Multiple ways to bank. Manage your account online, over the phone, in branch or via the app.
- Flexibility. Metro Bank offers a range of accounts, whether you're looking for easy access or long-term gains.
- Open to all. You can still open an account if you're not a UK, EEA or Swiss national.
- FSCS protection. Money in accounts will be protected up to £120,000 per person.
Cons
- Better rates elsewhere? Metro Bank doesn't have the most competitive interest rates so shop around to see if you can get higher rates elsewhere.
Customer service information for Metro Bank
| Email support | |
|---|---|
| Telephone support | |
| In-app or live chat | |
| Contact form | |
| Branch support |
Our verdict: Is a savings account from Metro Bank worth it?
Metro Bank offers a variety of savings accounts to suit different purposes. This means there’s likely to be at least one account for you, whether you want to be able to access your money when required or you’re happy to lock away some funds for a set time. Account holders also benefit from being able to open accounts online or in branch, and being able to manage their money in multiple ways. Plus, these accounts are not restricted to UK, EEA or Swiss nationals only.
That said, it’s worth checking out our other reviews first to see how Metro Bank savings accounts compare to others on the market.
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
FREE interest rate alerts
Sign up to receive the latest deals, expert tips, and a chance to win £400! (T&Cs)
Error placeholder Click here to sign in
More resources on Finder
More guides on Finder
-
Best savings accounts for March 2026
Find out more about the different types of savings accounts on offer.
-
How to cash in Premium Bonds
Want to cash in your NS&I premium bonds? Our simple guide explains how to do this online, by phone or through the post.
-
OneFamily Savings Accounts
Find out if OneFamily can provide you and your family with the right savings products.
-
Compare Aldermore savings accounts: ISAs and fixed-rate bonds
Find out more about the specialised financial services provider, Aldermore, and decide if their cash ISAs, fixed rate bonds or other savings accounts are right for you.
-
Leeds Building Society savings accounts and rates
Find out more about Leeds Building Society, and see if their savings accounts are right for you and your savings plan.
-
AA savings accounts overview
Find out more about the breakdown specialists, and see if they can provide you with the right savings account.
-
Best Post Office savings account rates evaluated
Read about the Post Office and the savings accounts they offer. Find out more about the services Post Office Money provide, and see if they are right for you.
-
RCI savings accounts
RCI Bank offers competitive rates to people and businesses.
-
Best NatWest savings accounts compared
The fast pace of the UK banking market forces so-called ‘big banks’ like NatWest to stay ahead of the curve. By constantly refining the user experience with improvements to online banking and mobile apps, NatWest remains one of the UK’s most popular banks.
-
Best cash ISA rates UK 2026
A cash ISA is a savings account where you never pay tax on the interest. Use our comparison table to find the best ISA rates – whether you want to lock cash in for a set time or keep it easy access.