Metro Bank savings accounts review
Metro Bank offers a broad range of savings accounts with interest rates up to 3.7%.

Founded in 2010, Metro Bank offers a wide range of financial products, including a number of different savings accounts and ISAs.
Metro Bank's top savings rate of 3.7% is available on one of its cash ISA accounts.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Metro Bank offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, business |
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Best easy access rate | 1% |
Best cash ISA rate | 3.7% |
Best fixed-rate bond rate | 3.7% |
Best business savings account rate | 3.25% |
Fixed bond terms | 3 months - 3 years |
Opening options | Branch, website |
FSCS protection |
Didn’t find the account type you were looking for? Check our other guides:
You can open a Metro Bank savings account online by filling in a form. The process should take around 10 minutes and you’ll need:
You’ll need to provide some details about yourself and your finances and you’ll need to set up online banking.
Alternatively, you can apply for an account in branch.
To open an account you’ll need to provide a few documents. If you’re a UK, EEA or Swiss national, these include:
If you’re not a UK, EEA or Swiss national:
If you’re aged 11–15 you’ll need to go into a store with your parent or guardian. Parents or guardians must provide the documents above, plus one of the following for the child opening the account:
Yes, Metro Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. All eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS). This rises to £170,000 for joint accounts.
Email support | |
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Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
Metro Bank offers a variety of savings accounts to suit different purposes. This means there’s likely to be at least one account for you, whether you want to be able to access your money when required or you’re happy to lock away some funds for a set time. Account holders also benefit from being able to open accounts online or in branch, and being able to manage their money in multiple ways. Plus, these accounts are not restricted to UK, EEA or Swiss nationals only.
That said, it’s worth checking out our other reviews first to see how Metro Bank savings accounts compare to others on the market.
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