JN Bank savings accounts review

JN Bank is a Jamaican member-owned bank, which has been operating in the UK since 1988. The bank subsequently launched its first savings and loan products in the UK in 2020.

JN Bank's top savings rate of 8% is available on one of its easy access accounts.

Easy access savings accounts

JN Bank's top easy access rate of 8% is the best currently on the market. Compare more instant and easy access accounts up to 8%

Fixed-rate bonds

JN Bank's best fixed-rate bond rate of 4.74% is very slightly lower than today's market-best rate of 5%. Compare more fixed-rate bonds up to 5%

Notice savings accounts

JN Bank's best notice savings account rate of 4.1% is very slightly lower than today's market-best rate of 4.38%. Compare more notice savings accounts up to 4.38%

Regular savings accounts

JN Bank's top regular savings account rate of 8% is the best currently on the market. Compare more regular savings accounts up to 8%

Business savings accounts

JN Bank's best business savings account rate of 4.55% is very slightly lower than today's market-best rate of 4.76%. Compare more business savings accounts up to 4.76%

What is JN Bank's best savings account with the highest interest rate?

The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.

Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts JN Bank offers, plus the highest interest rate currently available.

Savings account types include	Easy access, fixed-rate bonds, notice accounts, regular savers, business
Best easy access rate	8%
Best fixed-rate bond rate	4.74%
Best notice account rate	4.1%
Best regular saver rate	8%
Best business savings account rate	4.55%
Fixed bond terms	1 year - 5 years
Notice account periods available	14 days - 180 days
Opening options	Website
FSCS protection

Eligibility criteria

To be eligible for a JN Bank savings account, you will need to:

• be aged 18 or over
• be a UK resident
• have a UK phone number and email address
• have a UK bank account

Savings accounts can be registered in your name only. Joint accounts are not available.

How to apply

You can apply for a JN Bank savings account via its UK website. Simply find the product you want to apply for, then click the “Apply Now” button in the top right of the screen.

Alternatively, you can visit its branch in Brixton, London or call its customer services team on 0808 196 1945 for assistance.

How to contact JN Bank

For general queries, call 0800 328 0387 or send an email to ukrepoffice@janouk.com.

Pros and cons

Customer service information for JN Bank

Email support
Telephone support
In-app or live chat
Contact form
Branch support

Bottom line

JN Bank currently offers a competitive range of fixed-term accounts and a fairly decent instant access savings account. Read our savings reviews to see how it weighs up against other savings providers and check if it’s the right choice for you.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.