Easy access
Hampshire Trust Bank savings accounts review
Hampshire Trust Bank offers a broad range of savings accounts with interest rates up to 4.41%.
No reviews yet.
Write a review
Established in 1977, Hampshire Trust Bank is a privately owned specialist bank that provides asset finance, specialist mortgages and development finance solutions. It also offers a number of savings accounts.
Hampshire Trust Bank's top savings rate of 4.41% is available on one of its fixed-rate bond accounts.
Easy access savings accounts
Table: sorted by interest rate
Hampshire Trust Bank's best easy access rate of 3.4% is significantly lower than today's market-best rate of 6%.
1 of 1 result
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseCash ISAs
Table: sorted by interest rate
Hampshire Trust Bank's best cash ISA rate of 4.32% is lower than today's market-best rate of 6%.
4 of 4 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFixed-rate bonds
Table: sorted by interest rate
Hampshire Trust Bank's best fixed-rate bond rate of 4.41% is very slightly lower than today's market-best rate of 4.75%.
4 of 4 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseNotice savings accounts
Table: sorted by interest rate
Hampshire Trust Bank's best notice savings account rate of 3.9% is very slightly lower than today's market-best rate of 4.26%.
2 of 2 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseBusiness savings accounts
Table: sorted by interest rate
Hampshire Trust Bank's best business savings account rate of 4.3% is very slightly lower than today's market-best rate of 4.55%.
3 of 7 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
Be first to know about new deals
Sign up to receive the latest deals, tips and a chance to win £400! (T&Cs)
Error placeholder Click here to sign in
What is Hampshire Trust Bank's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Hampshire Trust Bank offers, plus the highest interest rate currently available.
| Savings account types include | Easy access, cash ISAs, fixed-rate bonds, notice accounts, business |
|---|---|
| Best easy access rate | 3.4% |
| Best cash ISA rate | 4.32% |
| Best fixed-rate bond rate | 4.41% |
| Best notice account rate | 3.9% |
| Best business savings account rate | 4.3% |
| Fixed bond terms | 6 months - 5 years |
| Notice account periods available | 95 days |
| Opening options | Website, post, telephone |
| FSCS protection |
How to open an account
To open a savings account with Hampshire Trust Bank, you will need to be at least 18 years old and a UK resident.
Accounts can be opened online and you will need to provide personal details such as your name, date of birth and address, as well as your existing current account details (this must be with a UK bank).
Business accounts can also be opened online. The process of applying takes around 10 minutes and accounts can usually be opened immediately. Note that these business accounts are designed for UK-based organisations with under 250 employees.
Documents needed to open an account
You will only need to provide documents if Hampshire Trust Bank is unable to verify your identity and address electronically. In this case, you will need to provide proof of ID such as a passport or driving licence and proof of address such as a council tax bill, utility bill or bank statement.
Is Hampshire Trust Bank safe?
Yes, Hampshire Trust Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. All eligible deposits are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS).
Pros and cons
Pros
- Easy to open an account. Quick to open an account online and no paper documents usually needed.
- FSCS protection. Money in accounts will be protected up to £120,000 per person.
- Low deposit required. You can open a personal savings account with just £1.
Cons
- No bank branches. You'll need to be happy banking online or by phone.
Our verdict: Is a savings account from Hampshire Trust Bank worth it?
The fact you can open most of Hampshire Trust Bank’s personal accounts with just £1 is appealing. Overall, its range of accounts is fairly standard, with some competitive deals. When it periodically issues a table-topping rate, it would be a sensible bet.
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
Sources
FREE interest rate alerts
Sign up to receive the latest deals, expert tips, and a chance to win £400! (T&Cs)
Error placeholder Click here to sign in
More resources on Finder
More guides on Finder
-
Revolut savings review
Revolut now offers savings accounts to its customers, known as Savings Vaults. You can get interest of paid daily, but the rate depends on which level of account you have. Find out whether Savings Vaults are a good option for your spare cash.
-
What is the average savings interest rate in the UK?
High inflation could be making your savings accounts lose value in “real terms”. We look at historical savings versus inflation rates.
-
Best savings accounts for March 2026
Find out more about the different types of savings accounts on offer.
-
The safest bank in the UK
While there is no such thing as absolute safety, there are a few things you can look at to try and figure out how likely your bank is to collapse.
-
How to cash in Premium Bonds
Want to cash in your NS&I premium bonds? Our simple guide explains how to do this online, by phone or through the post.
-
OneFamily Savings Accounts
Find out if OneFamily can provide you and your family with the right savings products.
-
Compare Aldermore savings accounts: ISAs and fixed-rate bonds
Find out more about the specialised financial services provider, Aldermore, and decide if their cash ISAs, fixed rate bonds or other savings accounts are right for you.
-
Leeds Building Society savings accounts and rates
Find out more about Leeds Building Society, and see if their savings accounts are right for you and your savings plan.
-
AA savings accounts overview
Find out more about the breakdown specialists, and see if they can provide you with the right savings account.
-
Best Post Office savings account rates evaluated
Read about the Post Office and the savings accounts they offer. Find out more about the services Post Office Money provide, and see if they are right for you.