Secure Trust Bank savings accounts review
Secure Trust Bank offers a variety of savings accounts with interest rates up to 4.45%.

Established in 1952 in the West Midlands, Secure Trust Bank offers a range of savings accounts and lending services to more than a million customers.
Secure Trust Bank's top savings rate of 4.45% is available on its easy access account.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Secure Trust Bank offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds |
---|---|
Best easy access rate | 4.45% |
Best cash ISA rate | 3.95% |
Best fixed-rate bond rate | 4.2% |
Fixed bond terms | 1 year - 5 years 1 month |
Opening options | Website |
FSCS protection |
To open an account with Secure Trust Bank, you will need to be at least 18 years old and a UK resident. You can apply for an account online by filling in a short application form – this should only take 10 minutes. You will need to provide personal details including your name, address, email address, phone number and National Insurance number. You will also need to provide details of a UK bank account in your name, which will be your nominated account.
When you apply for an account with Secure Trust Bank, it will aim to verify your identity electronically via a credit reference agency, so you shouldn’t need to provide any documents.
If your identity cannot be verified this way, you may have to provide proof of ID such as a passport or driving licence.
Yes, Secure Trust Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. All eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS). This rises to £170,000 for joint accounts.
Secure Trust Bank offers a number of competitive savings accounts, including a wide range of fixed rate bonds. This means that whether you’re after an easy access account, a short-term fixed rate bond or a longer-term option, there should be something for you.
However, you will need to be happy banking online or over the phone if you want to open an account with Secure Trust Bank. And as always, it pays to shop around to check what else is out there before making any final decisions.
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