Car insurance group 29

Find out which cars are placed in insurance group 29 and how much it might cost to insure them.

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What is insurance group 29?

When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premiums.

Insurance group 29 is therefore filled with cars that tend to cost slightly more than average to insure.

The insurance group that a particular vehicle fits into depends on a variety of factors, such as market value, safety features, security features and the cost of repairs.

These aren’t the only factors that insurers use to determine your premium. They will also consider your personal circumstances such as your age, driving history and location.

In this guide, we will explore these factors in greater depth.

Car makes and models in insurance group 29

Here are some of the more popular cars that are in insurance group 29, and are therefore likely to cost slightly above average to insure.

Insurance groupCar make/modelDetails
29Alfa Romeo GiuliaThis vehicle won the 2020 Performance Car Of The Year award from WhatCar? Its safety features include pedestrian detection and automatic city braking technology.
29Audi A3 SportbackThis small vehicle won the WhatCar? 2020 Used Car of the Year award. It received a 5-star safety rating from Euro NCAP.
29BMW X1 SUVThis family SUV boasts a good fuel economy with 42.8 mpg. A hybrid option is also available which helps to keep costs down.
29Ford Mondeo HatchbackThe Mondeo’s safety features include Active City Stop and autonomous emergency braking.
29Jeep CherokeeThis large SUV comes with a lane assist system and speed assistance included in its safety features.
29Mazda MX-5The MX-5 was rated as the most reliable sports car in the 2019 WhatCar? Reliability Survey. Its upfront cost is also affordable compared to rivals.
29Mini Cooper SThe Mini Cooper S is a “hot hatchback” with a 1.5-litre engine and a good fuel economy of 45.6mpg.
29Volvo C60This large SUV ranks as above average for reliability, according to the 2020 WhatCar? reliability survey. It also was awarded five stars for safety from Euro NCAP.

Cars in insurance group 29 and the average cost by driver’s age

Using the table below, you can look for your car and calculate how much you’re likely to pay for your insurance, based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Abarth 124 Spider 1.4 Turbo MultiAir 170hp 2d 29 £1,562 £906 £794 £641 Get Quote
Abarth 595 1.4 T-Jet Competizione 2d 29 £1,562 £906 £794 £641 Get Quote
Alfa Romeo Giulia 2.2 JTDM-2 190 Sprint 4dr Auto [DAP+] 4d 29 £1,562 £906 £794 £641 Get Quote
Alfa Romeo Stelvio 2.2 Turbo Diesel 180hp RWD auto 5d 29 £1,562 £906 £794 £641 Get Quote
Audi A1 1.4 TFSI (185bhp) Black Edition 5d S Tronic 29 £1,562 £906 £794 £641 Get Quote
Audi A3 Vorsprung 35 TDI 150PS S Tronic auto 5d 29 £1,562 £906 £794 £641 Get Quote
Audi A4 S Line (Technology Pack) 40 TDI 190PS Quattro S Tronic auto 4d 29 £1,562 £906 £794 £641 Get Quote
Audi A5 35 TDI 150PS S Tronic auto 5d 29 £1,562 £906 £794 £641 Get Quote
Audi Q3 35 TDI Quattro Edition S Tronic 5d 29 £1,562 £906 £794 £641 Get Quote
Audi Q5 2.0T FSI (230bhp) Quattro SE 5d 29 £1,562 £906 £794 £641 Get Quote
BMW 1 Series 125d M Sport (Nav) (09/15-) 3d Step Auto 29 £1,562 £906 £794 £641 Get Quote
BMW 2 Series 228i M Sport (Nav) 2d 29 £1,562 £906 £794 £641 Get Quote
BMW 3 Series 320i SE auto 4d 29 £1,562 £906 £794 £641 Get Quote
BMW 4 Series 420d Modern 5d 29 £1,562 £906 £794 £641 Get Quote
BMW i3 s 120Ah Atelier Interior World auto 5d 29 £1,562 £906 £794 £641 Get Quote
BMW X1 xDrive20i SE auto 5d 29 £1,562 £906 £794 £641 Get Quote
BMW X2 sDrive20i SE Sport Double Clutch auto 5d 29 £1,562 £906 £794 £641 Get Quote
BMW X3 xDrive20d SE auto (05/20-) 5d 29 £1,562 £906 £794 £641 Get Quote
Citroen C4 2.0 BlueHDi Flair 5d 29 £1,562 £906 £794 £641 Get Quote
DS 3 1.6 THP DSport 2d 29 £1,562 £906 £794 £641 Get Quote
DS 5 2.0 BlueHDi Elegance 5d 29 £1,562 £906 £794 £641 Get Quote
DS 7 SUV Performance Line BlueHDi 180 auto 5d 29 £1,562 £906 £794 £641 Get Quote
Ford Mondeo 2.0 EcoBoost Titanium (X Pack) 5d Auto 29 £1,562 £906 £794 £641 Get Quote
Ford S MAX 2.0 EcoBoost Vignale 5d Auto 29 £1,562 £906 £794 £641 Get Quote
Honda e Advance 35.5kWh auto 5d 29 £1,562 £906 £794 £641 Get Quote
Honda CR V 2.2 i-DTEC SE-T 5d 29 £1,562 £906 £794 £641 Get Quote
Honda Accord 2.2 i-DTEC TYPE-S (ADAS) 4d 29 £1,562 £906 £794 £641 Get Quote
Hyundai i30 N Performance 2.0 T-GDi 275PS 5d 29 £1,562 £906 £794 £641 Get Quote
Hyundai Sante Fe 2.2 CRDi Style (5 Seats) 5d 29 £1,562 £906 £794 £641 Get Quote
Jaguar XE Prestige 25t 2.0 Turbocharged 250PS AWD auto 4d 29 £1,562 £906 £794 £641 Get Quote
Jaguar XF 2.0d (180bhp) Portfolio 4d Auto 29 £1,562 £906 £794 £641 Get Quote
Jaguar E Pace D180 AWD 5d 29 £1,562 £906 £794 £641 Get Quote
Jaguar F Pace 2.0d Portfolio 5d 29 £1,562 £906 £794 £641 Get Quote
Jeep Cherokee 2.0 CRD (170bhp) Limited SW 5d Auto 29 £1,562 £906 £794 £641 Get Quote
Kia e Niro 4 64kWh lithium-ion 201bhp auto 5d 29 £1,562 £906 £794 £641 Get Quote
Kia Ceed 1.6T GDi GT Tech 5d 29 £1,562 £906 £794 £641 Get Quote
Land Rover Defender 90 S (Front jump seat) D200 AWD auto 3d 29 £1,562 £906 £794 £641 Get Quote
Land Rover Discovery 2.0 TD4 (180bhp) HSE 5d 29 £1,562 £906 £794 £641 Get Quote
Range Rover Evoque 2.2 eD4 Pure (Tech Pack) 2WD Hatchback 5d 29 £1,562 £906 £794 £641 Get Quote
Range Rover Evoque D180 auto 5d 29 £1,562 £906 £794 £641 Get Quote
Lexus IS 300h Luxury (with Lexus Navigation) auto (01/17 on) 4d 29 £1,562 £906 £794 £641 Get Quote
Lexus NX Hybrid E-Four auto 5d 29 £1,562 £906 £794 £641 Get Quote
Mazda 6 SkyActiv-G 194ps GT Sport Nav+ auto (07/2018 on) 4d 29 £1,562 £906 £794 £641 Get Quote
Mazda MX5 2.0 SE-L 2d 29 £1,562 £906 £794 £641 Get Quote
Mercedes Benz A class A 220 4Matic AMG Line Premium Plus 7G-DCT auto 5d 29 £1,562 £906 £794 £641 Get Quote
Mercedes Benz B class B 220 d AMG Line 8G-DCT auto 5d 29 £1,562 £906 £794 £641 Get Quote
Mercedes Benz C class C 200 SE Executive 9G-Tronic Plus auto (12/16 on) 5d 29 £1,562 £906 £794 £641 Get Quote
Mercedes Benz CLA class CLA 220 CDI Sport 4Matic (Comand) 4d Tip Auto 29 £1,562 £906 £794 £641 Get Quote
Mercedes Benz GLA class GLA 200 Sport 7G-DCT auto 5d 29 £1,562 £906 £794 £641 Get Quote
Mini Hatchback Cooper S Exclusive (Comfort Pack & Navigation Pack) 3d 29 £1,562 £906 £794 £641 Get Quote
Mini Convertible 2.0 Cooper S (Chili Pack) 2d 29 £1,562 £906 £794 £641 Get Quote
Mitsubishi Outlander 2.2 DI-D 3 5d 29 £1,562 £906 £794 £641 Get Quote
Nissan Pathfinder 2.5 dCi T-SPEC 5d 29 £1,562 £906 £794 £641 Get Quote
Peugeot 308 GT 2.0 BlueHDi 180 S&S EAT8 auto (07/17 on) 5d 29 £1,562 £906 £794 £641 Get Quote
Peugeot 508 Allure 2.0 BlueHDi 160 EAT8 auto S&S 5d 29 £1,562 £906 £794 £641 Get Quote
Renault Clio 1.6T 16V R.S. 18 Nav 220 Auto 5d 29 £1,562 £906 £794 £641 Get Quote
SEAT Ibiza Cupra 1.8 TSI Cupra Black Sport Coupe 3d 29 £1,562 £906 £794 £641 Get Quote
SEAT Leon 2.0 TDI CR FR+ Supercopa 5d 29 £1,562 £906 £794 £641 Get Quote
Skoda Octavia vRS 2.0 TSI 245PS 5d 29 £1,562 £906 £794 £641 Get Quote
Skoda Superb 2.0 TSI 272PS 4x4 DSG auto 5d 29 £1,562 £906 £794 £641 Get Quote
SsangYong Turismo 2.0 EX 4WD 5d Tip Auto 29 £1,562 £906 £794 £641 Get Quote
Subaru Outback 3.6 R Outback 5d Auto 29 £1,562 £906 £794 £641 Get Quote
Vauxhall Grandland Business Edition Nav Hybrid4 1.6 (300hp) Direct Injection Turbo/Electric AWD auto 5d 29 £1,562 £906 £794 £641 Get Quote
Volkswagen Polo GTi 1.8 TSI GTI 3d 29 £1,562 £906 £794 £641 Get Quote
Volkswagen Golf 2.0 TSI GTI (Nav) 3d 29 £1,562 £906 £794 £641 Get Quote
Volkswagen Tiguan 2.0 BiTDI SCR 240PS 4Motion DSG auto 5d 29 £1,562 £906 £794 £641 Get Quote
Volkswagen Beetle 2.0 TSI (220bhp) Sport 2d 29 £1,562 £906 £794 £641 Get Quote
Volkswagen California 2.0 TDI BlueMotion Tech Ocean 5d 29 £1,562 £906 £794 £641 Get Quote
Volvo V40 T5 (245bhp) R DESIGN Nav 5d Geartronic 29 £1,562 £906 £794 £641 Get Quote
Volvo S60 D3 ES 4d 29 £1,562 £906 £794 £641 Get Quote
Volvo V60 D4 (163bhp) ES 5d 29 £1,562 £906 £794 £641 Get Quote
Volvo V70 T4 (180bhp) ES (Start Stop) 5d 29 £1,562 £906 £794 £641 Get Quote
Volvo S80 2.4 D S 4d 29 £1,562 £906 £794 £641 Get Quote
Volvo XC60 2.4D (175bhp) DRIVe S 2WD 5d 29 £1,562 £906 £794 £641 Get Quote
Volvo XC70 D4 (163bhp) SE (Leather) 5d 29 £1,562 £906 £794 £641 Get Quote
Volvo V90 2.0 D4 Inscription 5d Geartronic 29 £1,562 £906 £794 £641 Get Quote

Why do cars in group 29 cost more to insure?

Cars in insurance group 29 usually cost more than average to insure because they score slightly below average for the following factors:

  • Good security features
  • Plenty of safety features
  • Inexpensive to make repairs
  • Cheap market value
  • Smaller engine size
  • Smaller repair times

When a car scores well on these features, you’ll tend to find it in the lower car insurance groups.

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors also tend to have a large impact on the cost of your insurance:

  • Engine type and capacity. The bigger your engine, the more of a financial risk you pose to an insurer as it will cost more to repair and replace. This will be reflected in a higher premium. You tend to see more powerful cars in the higher insurance groups.
  • Driver location. Insurers will use your address to calculate the likelihood of your car being stolen or damaged. If you live in an area where lots of claims are made, your insurer will raise your premium to reflect this added risk. For example, a 30-year-old in central London will pay £1,041 for insurance for a Mazda MX-5 2.0 SE-L 2d, while the same 30-year-old in Newcastle may only pay £906.
  • Driver age. Your age plays a huge role in determining the cost of your insurance premium. That’s because insurers will use previous claims data to calculate the likelihood of someone your age making a claim. Statistically, the youngest drivers are the most likely to make a claim and that’s why their premiums are so high. As an example, the average 20-year-old driver in London could pay £1,811 for the Renault Clio 1.6T 16V R.S. 18 Nav 220 Auto 5d, while the average 40-year-old Londoner will only pay £948.

However, there are a lot of other factors that can also impact the price of your premium. These include the following:

  • Your marital status
  • Your credit history
  • Your occupation
  • Your car’s anti-theft precautions and other security features
  • Your car’s safety rating
  • The model and age of your car
  • Your driving activity and history, including your no-claims discount.

How can I save on my car insurance premiums?

Choosing a car in a low insurance group is a great way to reduce what you’ll pay to insure it.

On top of that, there are several other things you can do to keep insurance costs down.

  • Drive safely. It may sound obvious but having driving convictions on your record will make your premium skyrocket. Criminal convictions can also have an impact.
  • Reduce your annual mileage. You’ll be asked for your annual mileage when applying for car insurance, and insurers tend to reward motorists who use their car less. So, consider opting for public transport or walking when you can to help keep your mileage, and premium, lower.
  • Pay annually. By paying annually, you’ll often save money because you won’t have interest to pay on your monthly instalments.
  • Install extra safety precautions. The safer you make your car, the less of a risk you’ll be perceived as. There are several safety features you can add to your car to reduce the cost of your car insurance. Over the years, these will pay for themselves.
  • Don’t blind accept your renewal quote. Always shop around for the best deal when it’s time to renew your car insurance. More often than not, the cheapest deal will be offered by a different insurance company.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (March '21). 51% of car insurance customers could save £257.97.

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