Mini Cooper insurance group & cost

Stylish, classic and indisputably iconic, the Mini Cooper (also known as the Mini Hatchback) was first made in 1959, and is now in its third generation. The Mini Cooper is one of the most popular cars in the UK, with 31,792 being sold in the UK in 2021.

In this guide we’ll look at Mini Cooper Hatchback car insurance costs and how you could save on your premiums.

Mini Cooper insurance groups

Vehicles in the UK are categorised into insurance groups, ranging from group 1 (cheapest) to group 50 (most expensive), which helps determine the cost of your premium.

Mini Cooper models range from insurance groups 11 to 33, so the cost of insurance can vary significantly. For example, a 30-year-old driver in an average postcode could pay…

• around £699 for cover on a Mini Cooper 1.5 One D Hatchback Sport Pack 5d (insurance group 11)
• or around £769 for a Mini Cooper 2.0 Challenge 210bhp Edition 3d Auto (insurance group 33)

That’s a difference of £168 across insurance groups for the same make of car. The insurance group a particular model is placed in depends on a number of different factors, including the car’s price.

However, the insurance group isn’t the only factor determining the cost of your car insurance; one of the most important other factors is your age.

The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. That’s why, in the table below, we show you the insurance group for each Mini Cooper model and also the likely cost at a few different ages.