Audi A3 models range from insurance groups 14 to 47, so the cost of insurance can vary significantly depending on which model you have.
Audi A3 insurance groups and cost
In the table below, we show you the insurance group for different Audi A3 model versions alongside the likely premiums for different age ranges.
| Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
|---|---|---|---|---|---|---|
| Audi A3 1.2 TFSI SE 3d | 14 | £1,047.48 | £555.44 | £512.66 | £517.67 | Get Quote |
| Audi A3 1.2 TFSI Sport 3d | 14 | £1,047.48 | £555.44 | £512.66 | £517.67 | Get Quote |
| Audi A3 Sportback 1.2 TFSI SE 5d | 14 | £1,047.48 | £555.44 | £512.66 | £517.67 | Get Quote |
| Audi A3 Saloon 30 TFSI Sport 4dr | 15 | £1,425.58 | £756.46 | £695.57 | £676.53 | Get Quote |
| Audi A3 1.6 TDI Sport 3d | 15 | £1,425.58 | £756.46 | £695.57 | £676.53 | Get Quote |
| Audi A3 1.2 TFSI S Line 3d | 15 | £1,425.58 | £756.46 | £695.57 | £676.53 | Get Quote |
| Audi A3 1.4 TFSI SE 3d | 16 | £1,481.96 | £849.03 | £660.04 | £667.28 | Get Quote |
| Audi A3 1.6 TDI SE 3d | 16 | £1,481.96 | £849.03 | £660.04 | £667.28 | Get Quote |
| Audi A3 Sportback 1.4 TFSI Sport 5d | 16 | £1,481.96 | £849.03 | £660.04 | £667.28 | Get Quote |
| Audi A3 Saloon 30 TDI Sport 4dr | 17 | £1,049.13 | £693.78 | £596.04 | £559.18 | Get Quote |
| Audi A3 1.6 FSI 3d | 17 | £1,049.13 | £693.78 | £596.04 | £559.18 | Get Quote |
| Audi A3 Cabriolet 1.6 2d | 17 | £1,049.13 | £693.78 | £596.04 | £559.18 | Get Quote |
| Audi A3 Saloon 30 TFSI Sport 4dr | 18 | £1,395.77 | £661.75 | £611.82 | £613.29 | Get Quote |
| Audi A3 1.6 TDI Ultra SE 3d | 18 | £1,395.77 | £661.75 | £611.82 | £613.29 | Get Quote |
| Audi A3 Cabriolet 1.2 T FSI Sport 2d | 18 | £1,395.77 | £661.75 | £611.82 | £613.29 | Get Quote |
| Audi A3 SE 1.0 TFSI 115PS 3d | 19 | £1,142.45 | £594.10 | £573.80 | £547.25 | Get Quote |
| Audi A3 SE 1.6 TDI 116PS 3d | 19 | £1,142.45 | £594.10 | £573.80 | £547.25 | Get Quote |
| Audi A3 Sportback Sport 1.0 TFSI 115PS 5d | 19 | £1,142.45 | £594.10 | £573.80 | £547.25 | Get Quote |
| Audi A3 Saloon 35 TFSI Sport 4dr | 20 | £1,140.45 | £566.99 | £560.23 | £534.47 | Get Quote |
| Audi A3 1.4 TFSI (125) S Line 3d | 20 | £1,140.45 | £566.99 | £560.23 | £534.47 | Get Quote |
| Audi A3 Cabriolet S Line 1.6 TDI 2d | 20 | £1,140.45 | £566.99 | £560.23 | £534.47 | Get Quote |
| Audi A3 Saloon 35 TDI Sport 4dr | 21 | £1,072.10 | £689.18 | £593.39 | £527.60 | Get Quote |
| Audi A3 2.0 FSI Sport 3d | 21 | £1,072.10 | £689.18 | £593.39 | £527.60 | Get Quote |
| Audi A3 Cabriolet 1.6 TDI SE 2d | 21 | £1,072.10 | £689.18 | £593.39 | £527.60 | Get Quote |
| Audi A3 2.0 TDI 3d | 22 | £1,108.94 | £729.30 | £624.63 | £589.41 | Get Quote |
| Audi A3 Sportback 2.0 TDI S line 5d | 22 | £1,108.94 | £729.30 | £624.63 | £589.41 | Get Quote |
| Audi A3 Saloon 35 TDI S line 4dr S Tronic | 22 | £1,108.94 | £729.30 | £624.63 | £589.41 | Get Quote |
| Audi A3 Saloon 35 TFSI Edition 1 4dr | 23 | £1,416.79 | £809.39 | £703.65 | £656.36 | Get Quote |
| Audi A3 1.4 TFSI (150) Sport 3d | 23 | £1,416.79 | £809.39 | £703.65 | £656.36 | Get Quote |
| Audi A3 Sportback SE 1.5 TFSI 150PS 5d | 23 | £1,416.79 | £809.39 | £703.65 | £656.36 | Get Quote |
| Audi A3 Saloon 35 TDI Sport 4dr S Tronic | 24 | £1,180.48 | £772.67 | £633.50 | £639.42 | Get Quote |
| Audi A3 SE 1.4 TFSI (CoD) 150PS 3d | 24 | £1,180.48 | £772.67 | £633.50 | £639.42 | Get Quote |
| Audi A3 Saloon 1.4 TFSI Sport 4d | 24 | £1,180.48 | £772.67 | £633.50 | £639.42 | Get Quote |
| Audi A3 Saloon 35 TDI Vorsprung 4dr S Tronic | 25 | £1,380.34 | £861.31 | £730.90 | £648.06 | Get Quote |
| Audi A3 1.8 T FSI Sport 3d | 25 | £1,380.34 | £861.31 | £730.90 | £648.06 | Get Quote |
| Audi A3 Cabriolet 2.0 TDI Sport 2d | 25 | £1,380.34 | £861.31 | £730.90 | £648.06 | Get Quote |
| Audi A3 Saloon 40 TDI Quattro Sport 4dr S Tronic | 26 | £1,612.10 | £890.06 | £755.97 | £681.74 | Get Quote |
| Audi A3 1.8 TFSI Sport 3d | 26 | £1,612.10 | £890.06 | £755.97 | £681.74 | Get Quote |
| Audi A3 Cabriolet 1.4 TFSI S Line 2d | 26 | £1,612.10 | £890.06 | £755.97 | £681.74 | Get Quote |
| Audi A3 Saloon 40 TDI Quattro S line 4dr S Tronic | 27 | £1,598.22 | £902.37 | £784.49 | £759.41 | Get Quote |
| Audi A3 1.8 TFSI S Line 3d | 27 | £1,598.22 | £902.37 | £784.49 | £759.41 | Get Quote |
| Audi A3 Sportback 2.0 TDI (184) S Line 5d | 27 | £1,598.22 | £902.37 | £784.49 | £759.41 | Get Quote |
| Audi A3 Saloon 40 TFSI Quattro Edition 1 4dr S Tronic | 28 | £1,051.05 | £582.19 | £543.93 | £540.48 | Get Quote |
| Audi A3 2.0 T FSI Sport 3d | 28 | £1,051.05 | £582.19 | £543.93 | £540.48 | Get Quote |
| Audi A3 Cabriolet 1.8T FSI Black Edition 2d | 28 | £1,051.05 | £582.19 | £543.93 | £540.48 | Get Quote |
| Audi A3 Saloon 40 TFSI Quattro Vorsprung 4dr S Tronic | 29 | £1,663.68 | £1,031.80 | £773.88 | £754.05 | Get Quote |
| Audi A3 Sportback 40 E-Tron 204PS 5d | 29 | £1,663.68 | £1,031.80 | £773.88 | £754.05 | Get Quote |
| Audi A3 Cabriolet 1.8 TFSI Sport 2d | 29 | £1,663.68 | £1,031.80 | £773.88 | £754.05 | Get Quote |
| Audi A3 Saloon 40 TDI Quattro Vorsprung 4dr S Tronic | 30 | £3,439.38 | £1,001.68 | £874.54 | £861.41 | Get Quote |
| Audi A3 Sportback S Line 40 TDI 184PS 5d | 30 | £3,439.38 | £1,001.68 | £874.54 | £861.41 | Get Quote |
| Audi A3 Cabriolet 2.0 T FSI Sport 2d | 30 | £3,439.38 | £1,001.68 | £874.54 | £861.41 | Get Quote |
| Audi A3 Cabriolet 1.8 TFSI S Line 2d | 31 | £3,544.85 | £1,019.77 | £863.52 | £847.78 | Get Quote |
| Audi A3 Sport 2.0 TFSI 190PS 3d | 31 | £3,544.85 | £1,019.77 | £863.52 | £847.78 | Get Quote |
| Audi A3 Saloon S Line 40 TFSI 190PS Quattro | 31 | £3,544.85 | £1,019.77 | £863.52 | £847.78 | Get Quote |
| Audi A3 Cabriolet Sport 2.0 TDI 184PS 2d | 32 | £2,980.18 | £914.54 | £796.14 | £767.16 | Get Quote |
| Audi A3 3.2 V6 quattro Sport 3d | 32 | £2,980.18 | £914.54 | £796.14 | £767.16 | Get Quote |
| Audi A3 Saloon Black Edition 40 TFSI 190PS Quattro | 32 | £2,980.18 | £914.54 | £796.14 | £767.16 | Get Quote |
| Audi A3 Sportback E-Tron 1.4 TFSI 150PS | 33 | £2,293.32 | £1,256.31 | £1,048.45 | £1,141.00 | Get Quote |
| Audi A3 S3 quattro 3d | 33 | £2,293.32 | £1,256.31 | £1,048.45 | £1,141.00 | Get Quote |
| Audi A3 Cabriolet Sport 2.0 TDI 184PS Quattro S Tronic 2d | 34 | £1,549.25 | £891.08 | £756.41 | £696.03 | Get Quote |
| Audi A3 Sportback 40 TDI Quattro Sport 5dr S Tronic | 35 | £1,951.55 | £1,055.05 | £952.11 | £921.24 | Get Quote |
| Audi A3 Cabriolet Sport 40 TFSI 190PS S Tronic 2d | 35 | £1,951.55 | £1,055.05 | £952.11 | £921.24 | Get Quote |
| Audi A3 S3 quattro (225ps) 3d | 35 | £1,951.55 | £1,055.05 | £952.11 | £921.24 | Get Quote |
| Audi A3 Cabriolet Sport 2.0 TFSI 190PS 2d | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | Get Quote |
| Audi A3 2.0 T FSi quattro S line Special Edition 3d | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | Get Quote |
| Audi A3 Sportback 40 TDI Quattro S Line 5dr S Tronic | 37 | £2,172.92 | £1,067.37 | £933.26 | £896.05 | Get Quote |
| Audi A3 Cabriolet S Line 2.0 TFSI 190PS Quattro 2d | 37 | £2,172.92 | £1,067.37 | £933.26 | £896.05 | Get Quote |
| Audi A3 Sportback 45 TFSI Quattro Sport 5dr S Tronic | 38 | £1,992.12 | £1,028.10 | £890.79 | £870.50 | Get Quote |
| Audi A3 Sportback 40 TDI Quattro Edition 1 5dr | 38 | £1,992.12 | £1,028.10 | £890.79 | £870.50 | Get Quote |
| Audi A3 Cabriolet S Line 40 TFSI 190PS Quattro | 38 | £1,992.12 | £1,028.10 | £890.79 | £870.50 | Get Quote |
| Audi A3 Sportback 40 TDI Quattro Black Edition 5dr | 39 | £4,431.11 | £1,118.83 | £1,081.52 | £1,038.52 | Get Quote |
| Audi A3 S3 Black Edition 2.0 TFSI 310PS | 39 | £4,431.11 | £1,118.83 | £1,081.52 | £1,038.52 | Get Quote |
| Audi A3 Saloon S3 2.0 TFSI 310PS | 39 | £4,431.11 | £1,118.83 | £1,081.52 | £1,038.52 | Get Quote |
| Audi A3 Sportback 40 TDI Quattro Vorsprung 5dr | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | Get Quote |
| Audi A3 Sportback 45 TFSI Quattro S Line 5dr | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | Get Quote |
| Audi A3 Saloon S3 TFSI 300PS Quattro | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | Get Quote |
| Audi A3 Sportback 50 TFSI e Quattro Sport 5dr | 41 | £4,976.17 | £1,537.43 | £1,223.63 | £1,173.91 | Get Quote |
| Audi A3 Sportback 45 TFSI Quattro Edition 1 5dr | 41 | £4,976.17 | £1,537.43 | £1,223.63 | £1,173.91 | Get Quote |
| Audi A3 Sportback 45 TFSI Quattro Black Edition 5dr | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | Get Quote |
| Audi A3 Sportback 45 TFSI Quattro Vorsprung 5dr | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | Get Quote |
| Audi A3 Sportback 50 TFSI e Quattro S Line 5dr | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | Get Quote |
| Audi A3 Sportback SQ5 TDI Quattro Black Edition | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | Get Quote |
| Audi A3 Sportback 55 TFSI e Quattro Competition 5dr | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | Get Quote |
| Audi A3 Sportback 50 TFSI e Quattro Black Edition | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | Get Quote |
| Audi A3 Sportback 50 TFSI e Quattro Vorsprung | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | Get Quote |
| Audi A3 Sportback 55 TFSI e Quattro Compet Vorsprung 5dr | 45 | £2,403.40 | £1,299.41 | £978.16 | £912.43 | Get Quote |
| Audi A3 Sportback SQ5 TDI Quattro 5dr | 45 | £2,403.40 | £1,299.41 | £978.16 | £912.43 | Get Quote |
| Audi A3 Cabriolet S3 2.0 TFSI 310PS | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | Get Quote |
| Audi A3 Sportback RS 3 2.5 TFSI 400PS | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | Get Quote |
| Audi A3 Saloon RS 3 400PS Quattro | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | Get Quote |
| Audi A3 Sportback SQ5 TDI Quattro Vorsprung 5dr | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | Get Quote |
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These premiums are based on quotes for vehicles for drivers aged 20 to 50 in each of the 50 insurance groups. The average price was generated by getting a quote from a cheap (TR8), mid-range (CH1) and expensive (E10) postcode. Correct as of May 2025.
Average Audi A3 insurance cost
To provide you with an idea of how much it may cost you to insure your Audi A3, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Audi A3 with a comprehensive policy for £1,196.22 yearly, or £104.65 paying monthly.
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We generated these quotes using the following assumptions about the vehicle and the driver. We looked at prices for a driver aged 20, 30, 40 and 50. For each age category we took the average price of the 3 best quotes. We said the 20-year-old driver has 3 years of driving experience, the 30-year-old driver has 13 years of driving experience, the 40-year-old driver has 23 years of driving experience and the 50-year-old driver has 25+ years of driving experience, as that is the quote engine's largest option. We used a cheap (TR8), mid-range (CH1) and expensive (E10) postcode for each hypothetical driver.
All other factors were the same. These were:
The vehicle:
- Has a factory-fitted alarm system
- Hasn't been modified
- Would be parked in a work car park during the day
- Would be parked on a driveway at night
- Hadn't been bought yet but would be by the time the policy starts
- Isn't fitted with a dashcam
The driver:
- Is a teacher
- Is male
- Is a non-homeowner
- Has had no accidents or claims in the last 5 years
- Has had no motoring convictions, driving licence endorsements or fixed penalty points in the last 5 years
- Doesn't have any unspent non-motoring convictions
- Has no medical conditions
- Has never had insurance declined, cancelled or special terms imposed
- Has lived in the UK continuously since birth
- Is single and has no children
- Has a full UK manual licence
- Doesn't have use of another vehicle
- Doesn't have any medical conditions
- No driving or other convictions in the last 5 years
Other factors:
- We used 1 January as the birthday for each driver, alongside their respective birth year
- We looked for quotes with a 3-year no-claims discount
- We chose a voluntary excess of £500
- We didn't protect the no-claims bonus
- We looked for quotes for comprehensive policies
- We didn't include additional drivers
- We opted for an annual payment
- We used cars that were first registered in 2020, with an aim to find a mid-range car in that group
- The policy is for social, domestic and commuting purposes
- We looked at policies covering 10,000 miles per year

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Audi A3 insurance cost by location
The table above shows the average cost of Audi A3 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.
To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Audi A3 1.2 TFSI SE 3d.
- Expensive: £884.45 (London E10)
- Mid-range: £555.44 (Chester CH1)
- Cheap: £448.54 (Newquay TR8)
What factors affect my Audi A3 insurance rate?
We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:
- Your marital status
- Your credit history and job
- Your car's safety rating score
- The model of your car
- The age of your car
- Your car's security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No-claims discount
How can I save on my Audi A3 premiums?
When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
- Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
- Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
- Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.
Bottom line
As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Audi A3 you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £386.13 to £16,359.52, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.
Frequently asked questions
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The UK standard car tax rate for cars registered after April 2017 is £195 per year. However, you might pay more or less than that in the first year the car is registered depending on your car's emissions.
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You can buy an Audi A3 online or by visiting your local Audi retailer. There is also a range of used Audi A3s available to buy through various motor resellers and websites such as AutoTrader or Motors.
Danny was a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
- Car, home and business insurance
- Helping people save money on their insurance
- Project management
- Giving valuable insights to website visitors
Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio
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