Best business banking apps for small business owners | Finder UK

Best business banking apps for small business owners

Discover our list of the best business banking apps and how to find the best app for you.

If you have a business bank account, you may think that the associated app is not that important. However, these apps have improved a lot and have become a lot more useful. Better yet, there are now many business bank accounts that are app-only. So, the strength of these apps is more important than ever when it comes to choosing a bank.
Provider nameGoogle Play ratingApp Store rating
AmaizAmaiz4.64.7 Read our review
AnnaANNA4.54.7 Visit ANNA Money
CashplusCashplus Business Bank Account4.64.6 Visit Cashplus
CoconutCoconut Start4.64.8 Read our review
CountingupCountingup4.74.7 Read our review
MettleMettle4.44.7 Visit Mettle by NatWest
MoneseMonese Business Account4.54.8 Read our review
MonzoMonzo4.74.8 Read our review
PleoPleo3.83.9 Visit Pleo
Revolut BusinessRevolut4.34.7 Read our review
SoldoSoldo3.94.4 Visit Soldo
Starling BankStarling Business Account4.74.9 Visit Starling
TideTide3.84.7 Visit Tide

How to choose the best business banking app

Below, we have listed some of the aspects of the best business banking apps that you might want to consider when choosing one.

  • The best business bank account. The features available with the bank account – such as the interest, overdrafts, fees and charges, incentives, etc. – will surely be a more important factor than the app. See our list of the best business bank accounts for guidance.
  • Android/iOS. Most business bank account apps are available on both Android and iOS, but it’s worth double-checking that the app is compatible with your phone.
  • Account access for multiple people. Does the app allow you to collaborate with multiple cardholders? Can you easily transfer money to colleagues’ accounts on the go?
  • Tax assistance. Some apps include features that allow you to calculate your tax bill with ease. You can even connect many of them with bookkeeping software such as Xero or Quickbooks.
  • Other features. A lot of apps have useful features for budgeting, currency conversion, fast money transfers, etc.

Why should I use a business banking app?

Business banking apps allow you to make financial transactions on the go. You can use your downtime – whether that’s sitting on public transport, waiting in a queue or even relaxing at home – rather than having to waste time visiting a branch or logging in to a desktop computer.

Your colleagues and creditors get their money quicker. You save time. Everyone wins.

Business banking apps are protected by the best cyber technology, so you have no reason to shy away from using them.

How to use these apps to make money

A lot of business banking apps have budgeting or tax calculation features, allowing you to view your financial situation and to make better decisions regarding your money.

Yes, these features are available elsewhere, but a lot of busy entrepreneurs appreciate having these tools at their fingertips.

The bottom line

The more sophisticated business banking apps become, the more important it is to choose the right one. Hopefully this guide will lead you to the best business banking app for your needs.

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