Best banks for business bank accounts: The top options in 2025

When looking for the right home for your business banking, you’re going to want to know how safe your money is and what type of service you’re going to get. In this guide, our experts have done the leg work so you don’t have to. Find out the top business banks for customer service, who’s still on the high street and where to head for a little welcome bonus.

Best business banks for customer satisfaction in 2025

Our customer satisfaction awards are decided by the only votes that really matter – yours. We asked customers of major business banking providers to tell us about their experiences. Now, we can reveal the top rated UK banks – the Customer Satisfaction champions. Learn more about the awards here, including our ratings methodology.

Brand	Customers who’d recommend	Review
Monzo Business	97%	Monzo Business is rated highly by its customers for ease of use and the ability to manage accounts through its innovative mobile banking app.	Read our review
Airwallex	97%	Airwallex has competitive foreign exchange rates, multi-currency cards and monthly account fees can be waived if certain account conditions are met.	Read our review
Revolut Business	97%	A Revolut Business account is slick, smart and easy to use and set up and great for customers who need to make international payments.	Read our review
Anna	93%	Anna is a digital-only business account which also comes with invoicing and expense management features.	Read our review
Zempler	93%	Zempler is a business bank account designed for small businesses and is FSCS protected.	Read our review
Virgin Money	90%	Virgin Money is a great option if you’re happy to do most of your business banking online with a free trial available.	Read our review
Lloyds Bank	90%	Long-established Lloyds Bank offers business accounts for new and established businesses as well as one for clubs and charities.	Read our review
RBS	90%	Royal Bank of Scotland is loved by business banking customers for its “trustworthiness” and level of service.	Read our review
Santander	87%	Santander operate a range of different business accounts, some of which come with discounted fees for startups or customers who are switching.	Read our review
Tide	83%	Tide is a digital-only business banking provider, and its customers highlighted its “top notch” customer service and ease of use.	Read our review
Allica Bank	83%	Allica Bank provides a business bank account that offers cashback on your spending and no monthly fees, as well as a dedicated relationship manager.	Read our review
TSB	83%	TSB‘s business banking services have proved popular with customers due to the bank’s reliability and good level of customer service.	Read our review
Mettle	83%	Mettle is a digital-only offshoot from parent company NatWest which is free to open and use, and it has strong mobile banking features.	Read our review
HSBC	80%	HSBC offers business banking for startups and new businesses, existing and larger businesses, as well as community organisations.	Read our review
Barclays	77%	Another high-street veteran Barclays business accounts cover most business needs and come with all the advantages of a big bank.	Read our review
The Co-operative Bank	77%	The Co-operative Bank is known for its ethical business banking, and customers commended it on its helpful service.	Read our review
NatWest	73%	NatWest offers a range of business banking options, including specialised accounts for startups and charities.	Read our review
Metro Bank	70%	Metro Bank offers different business account types depending on what your business does and how much it earns.	Read our review

We asked people who’d used a business bank account within the previous 12 months to rate their satisfaction with the service they received and whether they’d recommend the provider to a friend. Our independent survey of 540 business banking customers was carried out in January 2025.
We have shown the percentage recommended score in the table above and used these ratings to decide the winners of our awards. Where there was a draw on the “would recommend percentage”, we used the overall rating out of 5 as a tie-breaker.
The customer satisfaction champions were decided by their recommendation scores (the percentage of survey respondents who would recommend the brand to a friend). Any brand which had at least 90% of customers recommend them has been recognised with a customer satisfaction champion award.

Which type of business account should you choose?

Before you can answer this question, you need to ask yourself “what does my business need from a bank account?”

Are you looking for an established bank and the opportunity to talk to someone face to face? If so, a high street bank will be right up your street (pun intended). Application times are likely to be longer, but there’s the option of in-branch banking which might appeal. Popular choices include NatWest, Lloyds and TSB
Do you like the idea of managing everything online or via an app? Fintechs are digital first and make managing your business finances on the go easy. If you’re not wedded to in-person banking, then there are lots of good fintech providers to choose from. Popular choices include Revolut business, Tide and Monzo business
If you’re a global business, do you need a business account that can offer multi-currency services? There are specific multi-currency accounts which let you hold, send and receive international payments, typically at a lower cost than more traditional banking services.
Do you need to get your business up and running quickly? Look for a business provider that has a fast application process so you don’t have to wait around.
Have you got employees that use expenses? Try a prepaid business card to manage expenses including setting limits, viewing real-time transactions and streamlining your reporting.
Business banks offer switching deals too. If you’re looking to make a change, check out any switching incentives or welcome bonuses that are on offer.

Bottomline

There are plenty of business banking providers out there, so you’ll be able to find one that suits the needs of your business. Make sure you know what those are before you start the process of choosing a bank. Some of the newer digital-only banks and business platforms are among the best for customer satisfaction, so if you’re happy to manage your business finances online or through an app, these are definitely worth checking out.

Frequently Asked Questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.

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Written by

Kate Steere

Editor

Kate Steere is an editor at Finder, specialising in fintech, banking and cryptocurrency. She has previously written for The Motley Fool UK and Fitch Solutions, where she covered a wide range of personal finance topics and kept a close eye on market trends. Kate has a Bachelor of Arts in Modern History from the University of East Anglia. When not working, she can usually be found curled up with a good book or heading out for a run. See full bio

Kate's expertise

Kate has written 144 Finder guides across topics including:

Fintech
Banking
Cryptocurrency
Mortgages
Payments

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Best banks for business bank accounts

Learn more about the best banks for business bank accounts.

Best business banks for customer satisfaction in 2025

Customer satisfaction scores methodology

Which type of business account should you choose?

Bottomline

Frequently Asked Questions

What type of bank account is best for small businesses?

Which is the safest bank?

Do I need a business bank account?

Kate Steere

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