Barclaycard offers a range of business cards to suit businesses of all types.
Business owners can choose between credit or charge cards, depending on their company’s needs. Business credit cards offer a range of benefits and perks, including rewards, interest-free periods and discounts. From new small businesses to jet-setting companies on the global stage, Barclaycard offers cards to suit businesses of all types.
What's the difference between a charge card and credit card?With a charge card, you are expected to clear your balance in full every month. As such, these cards don’t charge interest, although there are usually harsh fees if you fail to clear your balance. The benefits of charge cards include flexibility over payments (purchases at the start of the billing cycle are paid for at the end of the billing cycle) and in some cases, rewards on your spending. Charge cards can come with a monthly or annual fee attached, however, and do not offer purchase protection under section 75 of the Consumer Credit Act.
While charge cards are fairly rare in the consumer space, they are more prevalent in business banking.
Compare Barclaycard business credit cards
Barclaycard business credit cards features and benefits
Barclaycard provides the following range of benefits to all its business credit card customers:
- Barclaycard Business online servicing. Track your cash flow and control employee spending via handy website tools.
- Discounts. Save money on spending for business essentials, travel, marketing and client entertainment.
- Free Experian Business credit report. Nothing to pay for your first 3 months and 50% off a business subscription after it ends.
- Online payments and fraud protection. Barclaycard monitors your account for any suspicious activity or unauthorised transactions.
- 24/7 customer service. Barclaycard’s customer advisers are available around the clock.
How to compare Barclaycard business credit cards
Barclaycard offers business credit cards or charge cards to suit different needs and company sizes.
If you and your employees travel a lot, it may be worth looking for a card with benefits such as free travel insurance, airport lounge access and other travel rewards. If you’re planning to put a lot of company expenses through your credit card, you may want to look at cards with good rewards or a cashback facility.
Perhaps you’re a new business so a 0% interest period would be handy to relieve the pressure when you’re paying for expensive startup costs so you can spread the payments.
Some business credit cards have a minimum turnover requirement or annual fee so may not be suitable for smaller or new businesses.
Frequently asked questions