Compare Barclaycard business credit cards

Barclaycard offers a range of business cards to suit businesses of all types.

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Barclaycard Business

Business owners can choose between credit or charge cards, depending on their company’s needs. Business credit cards offer a range of benefits and perks, including rewards, interest-free periods and discounts. From new small businesses to jet-setting companies on the global stage, Barclaycard offers cards to suit businesses of all types.

What's the difference between a charge card and credit card?

With a charge card, you are expected to clear your balance in full every month. As such, these cards don’t charge interest, although there are usually harsh fees if you fail to clear your balance. The benefits of charge cards include flexibility over payments (purchases at the start of the billing cycle are paid for at the end of the billing cycle) and in some cases, rewards on your spending. Charge cards can come with a monthly or annual fee attached, however, and do not offer purchase protection under section 75 of the Consumer Credit Act.

While charge cards are fairly rare in the consumer space, they are more prevalent in business banking.

Compare Barclaycard business credit cards

Table: sorted by representative APR, promoted deals first
Data indicated here is updated daily
Name Product Purchases Annual/monthly fees Rewards earn rate Rep. APR Link Incentive Representative example
Barclaycard Business Flex Credit Card Mastercard
24.9%
£0
N/A
24.9% (variable)
More Info
Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit and first year membership free with Zipcar, first year of FSB registration free, 20% off bPay by Barclaycard device, up to 15% off ecommerce website with cloudBuy, 5% rebate on online advertising spend with Bing, 10% off selected hotel reservations for business trips with booking.com, 4% rebate at over 5,000 hotels and 10,000 restaurants and 1% rebate at petrol stations at selected locations with the USA and Canada with Mastercard, 3% off business flights with flybmi and 25% off first £200 spend at Amazon Business).
Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
Barclaycard Business Select Credit Card Mastercard
0% for 3 months reverting to 19.9%
£42 per annum
N/A
28.6% (variable)
More Info
Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit and first year membership free with Zipcar, first year of FSB registration free, 20% off bPay by Barclaycard device, up to 15% off ecommerce website with cloudBuy, 5% rebate on online advertising spend with Bing, 10% off selected hotel reservations for business trips with booking.com, 4% rebate at over 5,000 hotels and 10,000 restaurants and 1% rebate at petrol stations at selected locations with the USA and Canada with Mastercard, 3% off business flights with flybmi and 25% off first £200 spend at Amazon Business).
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a. with a fee of £42 per annum, your representative rate is 28.6% APR (variable).
Barclaycard Business Premium Plus Credit Card Mastercard
0% for 6 months reverting to 14.9%
£150 per annum
N/A
49.4% (variable)
More Info
0.5% after £1 of yearly spend. Maximum of £400 cashback paid per year. Cashback paid Anniversary into Card Account. If less than £10 Cashback earned in any Cashback Year, it will not be credited to the account and will not be carried forward to the following year.
Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a. with a fee of £150 per annum, your representative rate is 49.4% APR (variable).
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Data indicated here is updated daily
Name Product Purchases Annual/monthly fees Rewards earn rate Rep. APR Link Incentive Representative example
Toolstation Trade Card Mastercard
0% for 3 months reverting to 24.9%
£0
N/A
24.9% (variable)
More Info
0% for 60 days on purchases made at Toolstation and participating group companies.
Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
Travis Perkins Trade Credit Card Mastercard
0% for 3 months reverting to 24.9%
£0
N/A
24.9% (variable)
More Info
0% for 60 days on purchases made at Travis Perkins and participating group companies.
Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
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Barclaycard business credit cards features and benefits

Barclaycard provides the following range of benefits to all its business credit card customers:

  • Barclaycard Business online servicing. Track your cash flow and control employee spending via handy website tools.
  • Discounts. Save money on spending for business essentials, travel, marketing and client entertainment.
  • Free Experian Business credit report. Nothing to pay for your first 3 months and 50% off a business subscription after it ends.
  • Online payments and fraud protection. Barclaycard monitors your account for any suspicious activity or unauthorised transactions.
  • 24/7 customer service. Barclaycard’s customer advisers are available around the clock.
  • No fees for additional cardholders. Most Barclaycard business credit cards won’t charge you extra for ordering extra cards for your employees.

How to compare Barclaycard business credit cards

Barclaycard offers business credit cards or charge cards to suit different needs and company sizes.

If you and your employees travel a lot, it may be worth looking for a card with benefits such as free travel insurance, airport lounge access and other travel rewards. If you’re planning to put a lot of company expenses through your credit card, you may want to look at cards with good rewards or a cashback facility.

Perhaps you’re a new business so a 0% interest period would be handy to relieve the pressure when you’re paying for expensive startup costs so you can spread the payments.

Some business credit cards have a minimum turnover requirement or annual fee so may not be suitable for smaller or new businesses.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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