Compare Barclaycard business credit cards

Compare Barclaycard business credit cards

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Name	Product	Purchases	Annual/monthly fees	Rewards earn rate	Representative APR	Link	Key benefit	Representative example
Barclaycard Select Business Charge Card Barclaycard Select Business Charge Card		N/A (this product is a charge card).	£42 per annum	N/A	3.6% APR (variable)	Go to site			Compare	loading Fetching your data...
Barclaycard Business Select Cashback Credit Card Barclaycard Business Select Cashback Credit Card		21.9%	£0	1% cashback	21.9% APR (variable)	Go to site Read review	Earn 1% cashback on eligible spend. T&Cs apply	Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).	Compare	loading Fetching your data...
Barclaycard Business Premium Plus Credit Card Barclaycard Business Premium Plus Credit Card		0% for 6 months reverting to 14.9%	£150 per annum	0.5% cashback	49.4% APR (variable)	Go to site Read review	Earn 0.5% cashback on eligible spend with a cap of 400 per year. T&Cs apply	Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a. with a fee of £150 per annum, your representative rate is 49.4% APR (variable).	Compare	loading Fetching your data...

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How do Barclaycard business credit cards work?

Business owners can choose between credit or charge cards, depending on their company’s needs. Business credit cards offer a range of benefits and perks, including rewards, interest-free periods and discounts. From new small businesses to jet-setting companies on the global stage, Barclaycard offers cards to suit businesses of all types.

Barclaycard business credit cards features and benefits

Barclaycard provides the following range of benefits to all its business credit card customers:

• Barclaycard Business online servicing. Track your cash flow and control employee spending via handy website tools.
• Discounts. Save money on spending for business essentials, travel, marketing and client entertainment.
• Free Experian Business credit report. Nothing to pay for your first 3 months and 50% off a business subscription after it ends.
• Online payments and fraud protection. Barclaycard monitors your account for any suspicious activity or unauthorised transactions.
• 24/7 customer service. Barclaycard’s customer advisers are available around the clock.
• No fees for additional cardholders. Most Barclaycard business credit cards won’t charge you extra for ordering extra cards for your employees.

How to compare Barclaycard business credit cards

Barclaycard offers business credit cards or charge cards to suit different needs and company sizes.

If you and your employees travel a lot, it may be worth looking for a card with benefits such as free travel insurance, airport lounge access and other travel rewards. If you’re planning to put a lot of company expenses through your credit card, you may want to look at cards with good rewards or a cashback facility.

Perhaps you’re a new business so a 0% interest period would be handy to relieve the pressure when you’re paying for expensive startup costs so you can spread the payments.

Some business credit cards have a minimum turnover requirement or annual fee so may not be suitable for smaller or new businesses.

Barclaycard customer reviews

Customers who took part in Finder’s 2021 customer satisfaction survey were highly positive about Barclaycard. Many customers praised Barclaycard’s “great customer service” and “excellent security and support”. One customer said: “It has been one of the leading providers for a long time and has always faired me well.”

Barclaycard also won the “highly commended” award in our 2021 customer satisfaction awards with a rating of 5 out of 5, and a customer recommendation score of 88%.

Frequently asked questions

• How do I set up Internet banking with Barclaycard?

  It is easy to set up online services with Barclaycard. Simply keep handy the credit card you received in the mail and complete the required details on the Barclaycard website, including a memorable word you won’t forget. Keep the letter that specifies the credit limit you were given as you will need this figure when you sign up for online services.

• How does a business credit card differ from a personal credit card?

  As the name suggests, the features of a business credit card are better-suited to a business than a personal credit card. Business credit cards are available on Visa, Mastercard or American Express, but the credit limit, purchase restrictions and features are designed to complement the financial needs of a business. As a result, you may find that the features of a personal credit card are insufficient for your business.

• Are there tax implications for using a business credit card?

  Fees and charges paid as a result of using a credit card for business purposes are tax deductible. But there are exceptions and complications when the transaction could be deemed to be for personal benefit, either to you or an employee who uses the card. Check with your bank, accountant or HMRC about what you can and can’t deduct.

• I have a Barclaycard Mastercard. How can I access Priceless Cities?

  All Mastercard credit cardholders are entitled to use their Priceless Cities rewards programme which offers access to exclusive experiences and discounts.