Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Travel money guide: Fiji

Learn the ins and outs of spending in Fiji for less.

Get credit card suggestions Compare travel cards
Exchange currency online Compare cash pickup

Fiji is an archipelago of islands that boasts crystal clear beaches and some of the world’s largest hotel chains such as InterContinental, Shangri-La and more. Like any destination, taking the right cards with you can help you enjoy the experience and worry less about fees.

Our picks for traveling to Fiji

Capital One VentureOne Rewards Credit Card logo

Travel card with no annual fee

Capital One VentureOne Rewards Credit Card

Finder rating: 3.5/5
Wise Multi-currency logo

Send and receive 50+ currencies right from your phone

Wise Multi-currency

Finder rating: 4.5/5
Revolut logo

28+ currencies and real exchange rates. Crypto deposits aren't FDIC insured.


Finder rating: 4.5/5

Travel card, debit card or credit card?

Since there are currently no travel cards on the market that allow you to hold and spend FJD, consider travel friendly debit cards and credit cards like Visa and Mastercard to finance your trip; which both have wide acceptance on the Fijian Islands.

A mixture of credit and debit cards will let you enjoy your vacation with the least amount of stress. Don’t bother exchanging your cash prior to your trip, ATM withdrawals are easily made at Fiji’s international airports — a card which lets you withdraw and make foreign transactions for cheap is the way to go.

Make sure you have organized your travel beforehand to ensure your island getaway runs as smoothly as possible.

These are your options for spending money in Fiji

Using a credit card

The best credit cards to take when traveling to Fiji do not charge a foreign transaction fee when you make purchases or charge for ATM withdrawals — otherwise you may tack on some unnecessary fees. The Barclaycard Arrival Plus World Elite Mastercard particularly stands out because it waives foreign transactions fees and has a 0% interest APR.

If you can, avoid cash advances with your credit card as the fees that come with it can eat your available credit limit quickly.

  • Tip: Other features to think about are complimentary international travel insurance included with mid to high-end cards, like the Simmons Visa®, when you charge the cost of your return travel ticket to your account.
  • Accepted everywhere
  • Some credit cards do not charge a currency conversion fee
  • Chip and PIN offer extra security
  • Potential to earn more reward points
  • International ATM fees and currency conversion fees
  • Cash advances attract interest from the moment of withdrawal

Using a debit card

Most Fijian merchants are equipped with point of sale terminals, but there will be times when you need to pay cash, especially for smaller transactions. Debit cards are far cheaper to use to get cash from an ATM than credit cards — but watch out for currency conversion fees as well as international and local ATM withdrawal fees.

  • Most establishments have ATMs
  • Far cheaper to get cash from an ATM than credit cards
  • $0 account keeping fees with a minimum deposit into your account each month
  • Unlimited free withdrawals on selected banks
  • Currency conversion fees
  • International and local ATM withdrawal fees
  • May not always be accepted

Using a prepaid travel card

Unfortunately, no travel cards currently support Fijian dollars. So unless you have a travel card that doesn’t charge a foreign currency conversion fee on unsupported currencies, you could rack up some unnecessary costs.

However, prepaid cards usually come with a supplementary card for emergencies and can be used for ATM withdrawals. So if you can get a card without a currency conversion fee, it could come in handy.

  • A safe way to carry money – protected by pin and signature and can easily be cancelled
  • No travel cards currently support FJD

Paying with cash in Fiji

You’ll be able to use your cards at most businesses in Fijian cities, but if you’re heading to the smaller islands or to remote areas, ensure you have enough cash to last you for the duration of your trip.

  • Tip: USD can be easily exchanged to Fijian dollars in Fiji. There are exchange offices at Fiji’s international airports, transport terminals and hotels can exchange dollars as well. Avoid changing money at your hotel if you want to get the best deal. The best rates are available outside of airports, look for exchange offices in tourist areas.
  • Payment flexibility
  • Convenience
  • Best option for smaller islands
  • Difficult to manage expenses
  • Higher risk of theft

Using traveler’s checks

Traveler’s checks are quickly becoming obsolete. But, unlike other places in the world, you’ll be able to cash traveler’s checks at banks and hotels in Fiji — but you’ll have difficulty finding places to cash them in remote areas.

  • Security
  • You will be able to cash traveler’s checks at banks and hotels in Fiji
  • Traveler’s checks are becoming obsolete
  • Will be difficult to cash traveler’s checks in remote areas

Compare travel credit cards

1 - 3 of 27
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.
Capital One VentureOne Rewards Credit Card
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25x miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel.
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
Southwest Rapid Rewards® Premier Credit Card
75,000 bonus points after spending $5,000 on purchases in the first 3 months
3x points on Southwest® purchases, 2x points on local transit and commuting, including rideshare, 2x points on internet, cable, phone services, and select streaming
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.

Compare up to 4 providers

Back to top

Fijian currency

The money used in Fiji is called the Fijian Dollar (FJD). It comes in denominations of 5, 10, 20, 50, and 100 notes.

Fijian 5 Dollars banknoteFijian 10 Dollars banknoteFijian 20 Dollars banknote
Fijian 50 Dollars banknoteFijian 100 Dollars banknote

The main banks in Fiji are:

  • ANZ Bank
  • Bank of Baroda
  • Bank of South Pacific (BSP)
  • BRED Bank
  • HFC Bank
  • Reserve Bank of Fiji (RBF)
  • Westpac Bank

Buying currency in the US

As a general rule, you’ll get a better rate if you wait to purchase foreign currency when you arrive at your destination. ATM withdrawals use the card rate which is a typically above the market rate. If you do want to buy foreign currency, consider these financial institutions.

  • Tip: Travelex is at most international airports, so you can pick up foreign currency while you wait for your flight.

Exchange rate history

The dollar has been steadily gaining value against the Fijian dollar for the last 10 years — with an exception in 2012 when there was a slight drop. It’s hard to predict the movements of a currency pair, so it’s good to know that prepaid travel cards and traveler’s check allow you to lock in an exchange rate.

Live Rate

= FJ$ 2.2145

Refreshing in: 60s | Wed, Jul 06, 01:11PM GMT

ATMs in Fiji

ATMs are common in Fijian cities, but you’ll need to plan ahead and make sure you have enough cash if you’re heading to rural areas. Banks such as ANZ, Westpac and BSP have a presence in Fiji, that allow travelers to access ATMs cheaply on their island vacation.

  • The standard ATM withdrawal fee is about $5 Fijian dollars per withdrawal. Expect to pay double this fee if you’re using a card that charges for international ATM withdrawal or if you’re using an ATM which is not part of your bank’s ATM network.
Find ATMs in Fiji

Cash pickup services in Fiji

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$1 Within an hour USD 3.99 78.653 INR 78,339 WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups. Go to site Show details
$10 Within an hour USD 1.99 77.467 INR 77,313 Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Go to site Show details
$1 Within an hour USD 8.00 77.269 INR 76,651 MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide. Go to site Show details
$1 3 - 5 days USD 20.00 77.072 INR 75,530 Western Union sends money online to friends and family in 200+ countries around the world. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How much should I budget to travel in Fiji?

Fiji can be a cheap destination for travelers looking for a vacation on a smaller budget. At the same time, a Fiji vacation can be as expensive as you make it if you plan on living lavishly. Here are some of the daily costs for a Fiji vacation. All prices are in US dollars.

Budget Mid-range Expensive
AccommodationHostel dorm
$8 per night
2-star hotel
$40–$120 per night
5-star hotel
$200–$1,500 per night
Indian restaurant
$15 per person
5-star restaurant
$25 per dish
ActivitiesVisit the Suva flea market
Free (plus shopping )
30 minute massage at Suva day spa
4-night guided trek to the peaks of Fiji including food and transportation

*Prices are indicative and subject to change

Case study: Camila's experience

Camila profile photo

Camila started her trip in Suva before heading across the island to Port Denarau. She joined a cruise which lasted for four nights. The cruise took her to see the sights of the Sacred Islands, Yasawa Islands and Blue Lagoon region before returning her to Port Denarau. She was in Fiji for a week and a half.

Do you have any travel money tips for Fiji?

She says some ATMs in the less traveled parts of Fiji are unreliable, so be sure you have extra cash. Camila also says to check whether your hotel charges a credit card surcharge – this can be avoided by using a debit card. Finally she says always pay in the local currency when you’re in Fiji.

Back to top

Our latest travel deals to Fiji


Cheap Fiji flights from $755 return

Book flights to Nadi, Fiji with American Airlines, Fiji Airways, Virgin Australia, Hawaiian Airlines, Qantas and more.

Paul Gauguin Cruises from $385/night: Fiji, Tahiti, French Polynesia, Cook Islands and more

Exclusive DOUBLE Offer: Get up to $2,000 Back - T&Cs apply

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site