Managing Money In A Crisis
Weekly tips sent straight to your inbox
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Progressive vs USAA car insurance
Compare Progressive vs USAA: Who has better car insurance?
Guides
Vehicle Guides
Insurance giant Progressive offers discounts through its unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. And the company gets an A+ from the Better Business Bureau.
Founded in 1922, USAA serves members of the military and their families by offering competitive rates on car insurance and many other financial products. Like Progressive, USAA receives an A+ form the BBB, and it is one of the highest ranking companies in customer satisfaction year after year.
USAA’s highly rated customer support and cheap rates make it the best pick for military-affiliated drivers, but Liberty Mutual’s still a great option if you don’t qualify for USAA.
Our top pick: Progressive
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
- Transparent pricing tools that help you buy within budget
- Accident forgiveness on small claims or for staying claim-free
- Stack a variety of discounts for multiple cars, autopay or homeownership
|
|
|
|---|---|
| Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims. | Affordable car insurance with highly rated customer service for military members and their families. Only available to military members, veterans and affiliated military members. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | No |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| online phone |
Online Phone |
| 12 months 6 months |
12 months 6 months custom |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes, up to 10% | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
|
|
|
Bottom line
If you’ve served in the military or are currently serving, or if you qualify through a family member, USAA is by far the clear winner. With a 5 out of 5 rating from J.D. Power and an A+ from the BBB, its customer service can’t be beat. And its many discounts make car insurance affordable. But if you don’t qualify for insurance through USAA, Progressive is a solid choice.
Compare your car insurance options to find the best insurance company for you.
Compare alternatives to Progressive and USAA
Read more on this topic
-
Driving without car insurance
Since driving uninsured comes with steep penalties, look at your coverage options or consider alternatives.
-
Compare Polestar car insurance rates
Discover this luxury electric brand’s typical car insurance premiums and factors that affect your rate.
-
Say car insurance review Sep 2020
Offers a transparent look at your premiums and rewards renewal with a better insurance score.
-
Compare bus conversion insurance
Find and qualify for the right type of policy when living in a skoolie.
-
Kia Mohave insurance rates
Get cheap car insurance quotes and find the best policies for your Kia Mohave.
-
Kia Niro insurance rates
Get cheap car insurance quotes and find the best policies for your Kia Niro.
-
Is online driver’s ed worth it?
Pick the right online driver’s ed program and learn how long it takes to complete one.
-
Ferrari F8 Tributo insurance rates
Get cheap car insurance quotes and find the best policies for your Ferrari F8 Tributo.
-
Compare Plymouth Rock vs Progressive car insurance
Who has the best car insurance, Plymouth Rock or Progressive?
-
Compare Ameriprise vs State Farm car insurance
Who has the best car insurance, Ameriprise or State Farm?
Ask an Expert