Our top pick: Metromile
- Score cheaper than average rates
- Enjoy online tools and app for quotes, claims and policy management
- Choose from basic coverage options for a smooth experience
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Clearcover vs Elephant: Who has better car insurance?
Both are online insurers with easy quotes, though Clearcover is more limited in locations
Clearcover and Elephant have a similar, online-based mindset, which translates into lower-than-average premiums if you’re in their service areas. Clearcover sticks to standard coverage in a handful of states and is known for an easy claims process. Elephant covers a few more states than that while tossing in a variety of discounts, especially its steep multicar discount.
So which of these online-based insurance companies fit your car’s coverage needs?
The winner: Clearcover car insurance
Both are startups offering great online experiences for tech-savvy customers, but Clearcover takes the slight edge for its rates and coverage. Cleaercover offers more car insurance discounts and slightly wider coverage, including rideshare coverage for Uber and Lyft drivers.
While both are only available in a limited number of states, Clearcover is available in California and Texas, which have the most drivers in the US. Clearcover has also been expanding, adding a new state to its umbrella every 6 to 12 months, which is great for availability and suggests a stable, growing company.
Clearcover vs Elephant car insurance features
|
|
|
|---|---|
| Get instant online support and score a low rate thanks to online data that sets premiums automatically. | Get a great deal online with steep discounts and some of the highest liability limits available. |
| AZ, CA, GA, IL, IN, LA, MD, MO, NE, OH, OK, PA, TX, UT, VA & WI | IL, IN, MD, TN, TX, VA |
| Optional | Optional |
| No | No |
| No | No |
| Yes | No |
| No | Yes |
| online phone |
online phone |
| 6 months Monthly |
monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes - work from home |
| No | Yes |
| No | No |
|
|
|
Compare alternatives to Clearcover and Elephant
Bottom line
Everyday drivers looking for a no-fuss, no-frills insurance policy might opt for a Clearcover quote. As close competition, Elephant deals business online in much the same way, but you may get the best deal here with multiple cars. Whether here or elsewhere, looking at multiple providers is a sure way to know you’re getting the best coverage and value possible.
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