Clearcover vs Elephant: Who has better car insurance?

Clearcover vs Geico

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Clearcover and Elephant have a similar, online-based mindset, which translates into lower-than-average premiums if you’re in their service areas. Clearcover sticks to standard coverage in a handful of states and is known for an easy claims process. Elephant covers a few more states than that while tossing in a variety of discounts, especially its steep multicar discount.

So which of these online-based insurance companies fit your car’s coverage needs?

 

Clearcover

Elephant

OVERVIEW

OVERVIEW
About the provider
About the brand Find basic coverage and low rates through its easy online or app-based experience. An online-based brand with big discounts and 12-month rate locks.
States served
States served AZ, CA, IL, UT IL, IN, MD, TN, TX, VA
User satisfaction
User satisfaction 5 stars 5 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection No No
Accident forgiveness
Accident forgiveness No No
Rideshare coverage
Accident forgiveness Yes No
SR-22 insurance
SR-22 insurance Yes
Claims methods
Claims methods online
email
phone
online
email
phone
mail
Payment schedule
Payment schedule monthly
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount No Yes
Home owner discount
Home owner discount No No
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes
Paid in full discount
Paid in full discount Depends on provider
Safety device discount
Safety device discount Yes No
Safe driver discount
Safe driver discount Yes Yes
Special employment discount
Special employment discount No No
Student discount
Student discount No Yes
Usage based discount
Usage based discount No No
Other discounts
Other discounts Seat belt use Online quote - get a quote online and save up to 15%.
Paperless statements - up to 3% per vehicle.
Electronic signature.
Pay in full.
Learn more
Learn more

Compare alternatives to Clearcover and Elephant

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

Compare up to 4 providers

Bottom line

Everyday drivers looking for a no-fuss, no-frills insurance policy might opt for a Clearcover quote. As close competition, Elephant deals business online in much the same way, but you may get the best deal here with multiple cars. Whether here or elsewhere, looking at multiple providers is a sure way to know you’re getting the best coverage and value possible.

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