If you’re not an RBS customer, have a read of our other app reviews to find a banking app better suited to your needs.
Starling Bank: award-winning banking on your mobile
The app works by linking up to your RBS bank account, allowing you to do the following:
If you’re wondering how to begin using the app, here’s how.
The easiest way to apply to open a new account with RBS is online. Go to RBS’s website to open a sole or joint account, open a second account or switch your existing account to RBS. You can also do this in one of RBS’s branches. Either way, you’ll need proof of your identity and address. If you’re applying online, you’ll also need a current debit or credit card and a valid passport or UK driving licence.
If you’re looking to stick to a budget, the good news is that the Android version of the RBS app offers users the option to set up a standing order or transfer from a current account into a savings account. You can do this right after you’ve set up your savings goal. While the app doesn’t offer categorised breakdowns of expenditure like other apps such as Starling, this feature is still notable as it highlights what the RBS app can do beyond the basics. However, you can’t set budget targets.
While there’s no fee for maintaining a current account with RBS, you may incur charges for the following:
The Financial Services Compensation Scheme (FSCS) is an independent statutory fund set up to safeguard consumer finances in the event of a bank being unable to meet its payment demands. RBS has full FSCS protection, which provides compensation for the loss of up to £85,000 – as is the standard for UK bank accounts.
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