Nationwide Select Credit Card review September 2019
Nationwide's “all-rounder” is a jack of all trades.
0% interest on balance transfers
Balance transfer fee
0% interest on purchases
|Balance transfers||0% for 12 months reverting to 15.9%|
|Balance transfer fee||0% for 3 months reverting to 2.4% (min. £5)|
|Purchases||0% for 12 months reverting to 15.9%|
|Purchases interest-free period||Up to 56 days|
|Min. credit limit||£500|
|Max credit limit||Not specified|
|Additional cards available||5|
This versatile credit card offers introductory 0% deals on both purchases and balance transfers, and there’s no balance-transfer fee either. What’s more, it comes with opportunities to earn cashback with a vast number of retailers.
Those specifically looking for just a 0% balance transfer offer or just a purchase offer will be able to find longer deals elsewhere, however this all-rounder is a decent option for a wide range of circumstances.
How does this card compare with other similar cards on the market?
When it comes to repayments, you can make manual repayments online or over the phone (0800 055 66 11), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
|Minimum amount||Fixed amount||Fixed percentage||Full amount|
How to apply for the Nationwide Select Credit Card
If you’ve compared cards and want to apply, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you’ll need to make the process as straightforward as possible.