How to send money to Poland

Need to transfer money from the UK to Poland? Here's how you can do it safely, conveniently and cheaply.

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Przeczytaj po polsku

While your local bank may be the most obvious way to send money to Poland, you can save on fees and get a more competitive exchange rate with a money transfer company — but make sure it offers a speed and transfer type you’re happy with.

Compare services that send money to Poland from the UK

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Our table below lets you compare the services you can use to send money abroad. Choose if you want to send under or over £10,000, and you’ll be shown a list of services that can help you.
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
Wise (TransferWise)
4 hours
From £3.75

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
TorFX
24 hours
£0

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TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
CurrencyTransfer
24 hours
£0

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CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
XE Money Transfer
Within minutes
£2
SPECIAL OFFER ✓ £25 Amazon voucher when you refer a friend

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XE has fast transfers with low fees and a range of foreign currency tools.
Wise (TransferWise)
4 hours
From £3.75

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Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
CurrencyFair
24 hours
€3
SPECIAL OFFER ✓ Zero fees on your first 10 transfers

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CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Azimo
Within minutes
From £0.99
SPECIAL OFFER ✓ First two transfers free for new customers.

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New customers use code AZIMO50 to get GBP 5 off when you transfer GBP 50+. Valid till 31 October 2021. T&Cs apply.
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.
Remitly
Within minutes
From £1.49
SPECIAL OFFER ✓ Free transfers and better exchange rates for new customers

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Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldRemit
Within minutes
From £1.99
SPECIAL OFFER ✓ Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.

View details
New customers spend GBP 20 and use code TAKE10 for a GBP 10 discount. Valid till 7 November 2021. T&Cs apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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Compare up to 4 providers

Banks vs money transfer companies/services

While banks can send your money abroad, they’ll charge high fees and you won’t get the best exchange rates. Money transfer companies, on the other hand, focus solely on moving money internationally. This allows them to offer better exchange rates and lower fees than you would get from a bank, making it a more affordable way to send money to Poland.

Case study: Pavel sends money to Poland

Pavel is spending a few years living in the UK. To help his parents pay off their debt back home in Poland, Pavel wants to send them £1,000. Rather than use his bank, which offers a paltry exchange rate and a hefty transfer fee, he decides to investigate the services of a couple of money transfer providers to send money to Poland.

Money transfer company AMoney transfer company B
Exchange rate£1 GBP = 5.17 PLN£1 GBP = 5.14 PLN
Transfer fee£2.50£0
Transfer methodBank account depositBank account deposit
Transfer speed
2 business days1-2 business days
Amount received in PLN for £1,0005,171 PLN5,145 PLN

As you can see, a small difference in the exchange rate leads to Pavel’s parents receiving an extra 26 Polish zloty if Pavel uses the first money transfer company.

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Options for sending money to Poland from the UK

  • Money transfer companies with cash pickup options. Providers like Western Union allow your recipient to pick up the funds you send at agent locations across Poland.
  • Bank transfers. Most major banks will allow you to send money to Poland using an international wire transfer.
  • Online money transfer providers. Send money to any Polish bank account from the convenience of your own home.
  • PayPal. PayPal may be better known for allowing you to pay for online shopping purchases but it’s also able to send international money transfers.

How to send money to Poland

  1. Choose from among the numerous transfer providers who send money to Poland.
  2. Register with the provider of your choice on their website providing your name, address, contact information and date of birth. A valid photo ID will also be required.
  3. Provide your recipient’s name, address and contact details. Depending on the transfer method you may also have to supply their bank account information.
  4. Enter the amount you want to send, complete your transaction and save your tracking or receipt number to follow up on the progress of your transfer.

Foreign exchange rates explained

Both money transfer companies and banks use exchange rate to determine how much one country’s currency is worth when converted to the currency of another currency. And because the pound is strong when compared to the Polish zloty, you’ll be able to send more zloty per pound you spend. Keep in mind that this amount changes daily, so you’ll want to stay on top of trends if you plan to frequently send money to Poland.

Today’s exchange rate GBP to PLN


Emergency cash transfers in Poland

If you need to send money to Poland in a hurry, be wary of the fees and exchange rate that apply to your transaction. You’ll usually be charged a premium for sending an urgent transfer. Closely check the full cost of your transaction, and don’t be afraid to take a little extra time to compare your options. It could save your money and get more zloty in your recipient’s pocket when they need it most.

Tips for picking up cash in Poland

Whenever you pick up the funds from a cash transfer, make sure that you follow a few simple safety precautions to prevent yourself from becoming a victim of theft.

  • Avoid any high-crime areas.
  • Deposit large sums into your bank account instead of carrying them around.
  • Stay aware of your personal security at all times.
  • Take a friend along for assistance and security.

Learn more about using the Polish zloty in Poland

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