Same-day money transfers

Send cash to another country within 24 hours from the comfort of your home.

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Online money transfer companies offer a secure way to send a same-day money transfer overseas almost instantly – but a tighter time frame usually means higher fees.

Compare transfers services that send within the day

Table: sorted by promoted deals first
Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
1 - 8 of 8
Name Product Filter values Ratings Pay by Receiving options Fastest transfer Fee (pay by bank transfer) Key benefits
Finder rating
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account
Within minutes
Refer a friend and you'll each get a £25 Amazon voucher when they transfer over £1,000. T&Cs apply.
Wise (TransferWise)
Finder rating
Credit card, Debit card, Bank transfer
Bank account
4 hours
From £3.75
Refer 3 friends to receive up to £50 referral bonus
Finder rating
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account, Mobile wallet
Within minutes
From £0.99
No fees on your first 2 transfers. Refer PassTo to 3 friends to earn £50 once they each make a transfer of £200 or more. They'll earn £5 too. T&Cs apply.
Atlantic Money (iPhone only)
Not rated yet
Bank transfer
Bank account
Within minutes
Pay no fees on your first Atlantic Money transaction with this link.
Finder rating
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account, Mobile wallet, Home delivery
Within minutes
From £1.49
Finder rating
Credit card, Debit card, Bank transfer
Cash pickup location, Bank account, Mobile wallet, Prepaid phone credit
Within minutes
From £1.99
Use promo code 4FREEFINDER to send your first 4 transfers with no fee. T&Cs apply.
Airwallex multi-currency business account
Not rated yet
Bank transfer
Bank account
Within minutes
Connect your Airwallex account to Xero at no additional cost. Plus, generate Airwallex payment links to share with your customers anywhere in the world so they can pay in the currency and payment method of their choice. T&Cs apply.
Not rated yet
Bank transfer
Bank account
Within minutes
From £0
Sign up and get a free £10 top-up plus 1 month of Revolut Premium. T&Cs apply.

Compare up to 4 providers

What is a same-day money transfer?

A same-day money transfer allows you to send funds abroad that will arrive with your beneficiary within 24 hours. It’s the same as any other overseas money transfer, but quicker. Some providers can even offer instant transfers.

However, fast transfers usually cost more than regular transfers thanks to high fees and poorer exchange rates.

What are my options for sending a same-day money transfer overseas?

There are three main ways to transfer money overseas on the same day:

Blue icon representing money transfers Image: Infogram

Digital money transfer services

Companies like OFX and CurrencyTransfer specialise in foreign currencies, making them some of the most cost-effective transfers. These services are found online and typically have no physical offices.

You’ll need to visit a provider’s site and initiate the transfer online using a debit card, credit card or bank account.

Picture not described: BlueCoinsCashIcon_Infogram_94x62.png Image: Infogram

Cash transfers

MoneyGram, Western Union and WorldRemit offer cash pickups. Your money can typically be available for pickup within 15 minutes at hundreds of thousands of locations around the world.

To use this option, visit your nearest agent location to start your transfer. The funds can then be collected by your recipient at a branch in their country of residence.

Picture not described: BlueBankIcon_Infogram_62x56.png Image: Infogram

Bank transfers

Major UK banks make it possible to send a same-day money transfer abroad. However, while transfers within 24 hours are possible to select countries and currencies, funds sent to other destinations could take as long as five days to arrive.

Visit your local bank branch or the bank’s website to initiate a transfer – but just be sure to check the processing time.

How much does a same-day money transfer cost?

Most providers either charge a set fee or a percentage of your transaction. Not all will charge an extra fee for expedited same-day service. For example, OFX and Citibank don’t charge rush fees for same-day transfers.

How do I compare same-day money transfers?

  • Exchange rates. Look for the strongest rates you can find. But be wary of high fees that may be attached.
  • Fees. Most providers either charge a set fee or a percentage of your transaction. Some providers waive their fee when you transfer a large amount.
  • Transfer options. If sending your funds for cash pickup overseas, compare how many agent locations are near your recipient.
  • Transfer methods. Can you initiate the transfer, or will you need to visit a branch?
  • Pickup methods. While some companies offer fast cash pickup, others deposit your funds directly into your recipient’s bank account.
  • Customer support. Look for a company with a solid reputation for providing professional and friendly customer support. Do they offer help by phone, email or live chat – and are the hours convenient?

Can I do a same-day money transfer with PayPal?

Yes. You can use your established PayPal account to send personal payments in minutes to friends and family abroad.

If you don’t have a PayPal account, you can set one up in minutes if you have online access to your bank statements. This is because PayPal deposits small amounts into your account, and you’re required to verify your account based on the deposits.


  • Fast. Same-day international transfers let you get funds to loved ones and businesses overseas as quickly as possible.
  • Convenient. Initiate a transfer online, through an agent location or at your bank.


  • Potentially costly. A same-day money transfer will typically attract higher fees and weaker exchange rates than regular transfers, so prepare to pay extra to send your funds.
  • Potential delays. The funds will typically be delivered to your recipient’s PayPal instantly after sending, but to get the money to their bank account could take up to 5 business days.

What should I look out for when making a same-day money transfer?

You’ll typically receive a weaker exchange rate and pay higher transfer fees with a same-day money transfer, so carefully review the full details of your transfer before you hand over any money. Be aware that some transfer providers – for example, your bank – will not always be able to offer a same-day transfer to your destinations.

Bottom line

Using a transfer provider that offers cash pickup is the most reliable way to send a same-day money transfer. But if you have a little extra time, you may be able to get a better deal by sending a bank-to-bank transfer. Be sure to compare money transfer services to find out more about which provider will work best for you.

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2 Responses

  1. Default Gravatar
    RichardguiverJune 7, 2018

    is it the same day pick up for Ghana?

    • Avatarfinder Customer Care
      joelmarceloJune 8, 2018Staff

      Hi Richard,

      Thanks for leaving a question on finder.

      Sending money from the UK to Ghana doesn’t have to be expensive. From bank transfers and online transactions to options that allow recipients to collect your funds within minutes, you’ll want to compare transfer fees and exchange rates of the options available by clicking HERE to get the best deal.


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