kia sportage insurance

Kia car insurance rates

What to expect when insuring a Kia, and the insurers that could cover you.

Kia is South Korea’s second largest motoring company after Hyundai and has been manufacturing cars since the 1940s.

All its cars come with a whopping seven-year warranty and there’s a large range of affordable models to suit every budget – from its tiny Kia Picanto to the bigger Kia Sorento. The Kia Sportage is one of the most popular car models on British roads and accounts for 40% of all Kia sales in the UK.

If you decide to go for a Kia, read on to see how much it might cost to insure.

Compare Kia car insurance quotes

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What’s the average insurance cost for a Kia?

The insurance cost for a Kia varies greatly depending on the model you select and your own circumstances. For the Kia Sportage, the most popular Kia model on UK roads, we ran quotes and found the average was £712.37 annually or £69.27 a month for fully comprehensive cover with no optional extras. Your actual cost will be more or less, depending on your driving record and the number of miles you drive in a year as well as other factors.

Companies that provide cover for a Kia

Plenty of insurance companies will provide cover for a Kia, and they’re generally affordable cars to insure. Other factors that affect the cost include the model, mileage and trim package.

Name Product Courtesy car cover New for old car replacement Drive abroad in EU? Personal accident cover Multi-car discount Policy options
Up to 90 days
Up to £5,000 personal accident cover or up to £7,500 for AA members.
N/A
New customers get AA Roadside Assistance for a year from just £15, plus discounts on breakdown cover upgrades.
Up to 90 days
Up to £5,000 personal injury cover
Insure more than one vehicle under the one policy. Every car added will earn its own discount.
Black Box Insurance, Car Sharing Insurance, GAP Insurance
Quotes starting from £248 per year. No claims & MultiCar discounts on offer.
Up to 180 days
Yes
N/A
Motor Legal Protection, Key Protection, Excess Protection
No upper age limit
Up to 90 days
Cover you or your partner up to the benefit amount outlined in your insurance agreement
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy
Black box insurance, Young driver insurance
  • Replacement, upgrade or the money in case of write off
  • No-claims discount protected if car is vandalised or hit by an uninsured driver
  • (terms apply)
Up to 90 days
Yes
Yes
Young driver insurance
Optional
You or your partner are covered up to the amount in your insurance agreement.
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy (T&Cs apply)
Black box insurance
  • Guaranteed hire car as standard
  • Taxi to get you to your destination if you've been involved in a crash (T&Cs apply)
  • No-claims discount protection (Terms apply)
Up to 90 days
£5,000 of personal injury cover for you and your spouse
Yes
Young and first time drivers insurance
Up to 90 days
You or your partner are covered up to £2,000 per person.
N/A
Short term car insurance, Young driver insurance
20% off MOT costs and 10% off servicing with comprehensive and third party policies.
Up to 90 days
Optional extra
If you've got more than one car to insure at the same address, you could save 10% on your cover
Multi-car, temporary insurance
Optional
Personal accident cover up to £5000.
N/A
Learner driver insurance, Young driver insurance, New driver insurance, Student insurance, First time drivers insurance
Up to £200 cover if handbag is stolen child seat cover.
No
Cover up to £10,000 per accidentand £2,500 per person.
N/A
Learner driver insurance
Insurance for young and learner drivers ages 17 to 25. Discounts up to 21% for good driving.
Up to 90 days
Get up to £10,000 cover per accident.
N/A
M&S Bank cardholder's save up to 15% when taking out a new policy or renewing existing insurance.
Up to 93 days with a foreign use extension
-
Up to 15% off certain additional car insurance policies
Young driver insurance
Up to 60 days
Cover for passenger injury.
N/A
Free breakdown cover for eligible new customers and 3 year guarantee on repairs carried out by approved repairers.
Up to 90 days
Optional extra
Get 10% off when you insure additional cars in your household
Multi-car, temporary insurance

Compare up to 4 providers

Kia car facts

  • Kia was founded in December 1944 and started manufacturing Mazda-licensed cars in 1974 before eventually making its own branded cars.
  • Popular Kia models include the Picanto, Soul, Optima, Sorento and Niro hybrid.
  • Following Kia’s bankruptcy in 1997 during the Asian financial crisis, Hyundai became Kia’s largest stakeholder and is now part owner of Kia Motors.
  • Kia models suit a range of budgets from its smallest car, the Kia Picanto, to the bigger Kia Sorento.
  • Kia began selling cars in the UK in 1991 as part of Kia Motors Europe.
  • The Pride model was the first and only Kia car to be sold in the UK in 1991 initially with almost 1,800 sold in its first year. Its replacement was the Picanto, the very first five-door city car.

Pros and cons of Kias

Pros

  • Newer models do well in safety tests
  • Reasonable to repair or replace
  • Reasonably efficient

Cons

  • Targeted by thieves

Other car brands you might want to see rates for include the following:

Frequently asked questions about Kia

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