Mazda car insurance rates

What to expect when insuring a Mazda, and the insurers that could cover you.

This Japanese car maker is known for its sportier numbers but Mazda also does SUVs and hatchbacks pretty well. In fact, its reasonably-priced MX-5 and Mazda2 models were crowned World Car of the Year in 2016 and 2008 respectively. If you’re on the lookout for a Mazda, read on to see what it’ll cost to insure one.

• What's in this guide?

  What's in this guide?

  1. What’s the average insurance cost for a Mazda?
  2. How a vehicle from Mazda affects insurance costs
  3. Are there any standout models?
  4. Pros and cons of insuring a Mazda
  5. Mazda car facts
  6. What is My Mazda?
  7. Bottom line
  8. Other car brands you might want to see rates for include:
  9. Frequently asked questions about Mazda

What’s the average insurance cost for a Mazda?

The average insurance cost of a Mazda will vary depending on the model you choose, your location, your driving history and many other factors.

Using a specific profile, we ran quotes to find the average insurance cost of a Mazda CX-3, a popular compact SUV model in the UK, and found it to be £1,036 a year or £94 a month.This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the model you choose, your age, driving record and location, the number of miles you drive in a year as well as other factors.

Some of the other variables that affect the price of insurance include your age, the year, model and trim package of your Maserati, how likely it is of being stolen and how costly it is to repair or replace.

• How we got this rate

  To determine our example insurance cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Mazda CX-3
  • The driver is a 30-year-old teacher
  • The driver is single and owns a home in Greater London
  • Manual transmission
  • Petrol
  • An average of 10,000 mileage per year
  • Factory-fitted Thatcham-approved alarm system
  • The car is used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years’ no-claims discount
  • No driving or other convictions for the past 5 years

How a vehicle from Mazda affects insurance costs

When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

Mazadas’ good safety ratings and relatively low price tag make this an affordable brand to insure. Although some models are more likely to be targeted by criminals, which could result in increased premiums.

Are there any standout models?

The 2019 Mazda MX-5 RF is special. It is a hardtop convertible with a sleek design and a lot of bite. It’s SKYACTIV Technology makes the car both fuel efficient and high-performing. It handles very much like a sports car but boasts a low and light chassis. It also comes in a RF Sports Black version with a black rear spoiler and 17″ gun metal alloy wheels.

Prices start from £22,995.

Pros and cons of insuring a Mazda

Mazda car facts

• Mazda is generally an affordable brand. The Mazda2 hatchback starts at around £13,000, the compact SUV CX-3 starts at around £19,000 and the mid-size SUV CX-5 is priced from around £25,000.
• The price to insure your Mazda will vary greatly depending on the level of cover you want in your policy.
• As some models are more of a target with criminals, you may want more than third party cover, opting instead for third party fire and theft or comprehensive cover.

What is My Mazda?

My Mazda is an app that lets drivers access all their vehicle’s information from anywhere and at any time. Features of the My Mazda app include tracking the car’s service history and schedule, getting reminders about upcoming services, and accessing the vehicle’s manual. Drivers will also be able to call for roadside assistance with the push of a button. The My Mazda app is available as a smartphone and tablet app for iOS and Android.

Bottom line

Mazda’s good safety ratings, dependability and lower price tag make this an affordable car to insure. But remember that some models are more appealing to criminals which can push premiums up.

Other car brands you might want to see rates for include:

• Audi
• BMW
• Chevrolet

Frequently asked questions about Mazda

• Where are Mazdas made?

  Most Mazdas models are made in the company’s Japanese assembly plants; however some are made in the US.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

• Are Mazdas safe?

  Newer model Mazdas get great safety ratings with many receiving four and five-star ratings from the European New Car Assessment Programme (Euro NCAP).