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Mazda car insurance rates

What to expect when insuring a Mazda, and the insurers that could cover you.

This Japanese car maker is known for its sportier numbers but Mazda also does SUVs and hatchbacks pretty well. In fact, its reasonably-priced MX-5 and Mazda2 models were crowned World Car of the Year in 2016 and 2008 respectively. If you’re on the lookout for a Mazda, read on to see what it’ll cost to insure one.

Compare Mazda car insurance quotes

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What’s the average insurance cost for a Mazda?

The average insurance cost of a Mazda will vary depending on the model you choose, your location, your driving history and many other factors.

Using a specific profile, we ran quotes to find the average insurance cost of a Mazda CX-3, a popular compact SUV model in the UK, and found it to be £1,036 a year or £94 a month.This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the model you choose, your age, driving record and location, the number of miles you drive in a year as well as other factors.

Some of the other variables that affect the price of insurance include your age, the year, model and trim package of your Maserati, how likely it is of being stolen and how costly it is to repair or replace.

Companies that provide cover for Mazda

You’ll find Mazda vehicles – and willing insurers for them – everywhere you look. Compare providers in the table below to find the best price.

Name Product Courtesy car cover New for old car replacement Drive abroad in EU? Personal accident cover Multi-car discount Policy options
Up to 90 days
Up to £5,000 personal accident cover or up to £7,500 for AA members.
N/A
New customers get AA Roadside Assistance for a year from just £15, plus discounts on breakdown cover upgrades.
Up to 90 days
Up to £5,000 personal injury cover
Insure more than one vehicle under the one policy. Every car added will earn its own discount.
Black Box Insurance, Car Sharing Insurance, GAP Insurance
Quotes starting from £248 per year. No claims & MultiCar discounts on offer.
Up to 180 days
Yes
N/A
Motor Legal Protection, Key Protection, Excess Protection
No upper age limit
Up to 90 days
Cover you or your partner up to the benefit amount outlined in your insurance agreement
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy
Black box insurance, Young driver insurance
  • Replacement, upgrade or the money in case of write off
  • No-claims discount protected if car is vandalised or hit by an uninsured driver
  • (terms apply)
Up to 90 days
Yes
Yes
Young driver insurance
Optional
You or your partner are covered up to the amount in your insurance agreement.
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy (T&Cs apply)
Black box insurance
  • Guaranteed hire car as standard
  • Taxi to get you to your destination if you've been involved in a crash (T&Cs apply)
  • No-claims discount protection (Terms apply)
Up to 90 days
£5,000 of personal injury cover for you and your spouse
Yes
Young and first time drivers insurance
Up to 90 days
You or your partner are covered up to £2,000 per person.
N/A
Short term car insurance, Young driver insurance
20% off MOT costs and 10% off servicing with comprehensive and third party policies.
Up to 90 days
Optional extra
If you've got more than one car to insure at the same address, you could save 10% on your cover
Multi-car, temporary insurance
Optional
Personal accident cover up to £5000.
N/A
Learner driver insurance, Young driver insurance, New driver insurance, Student insurance, First time drivers insurance
Up to £200 cover if handbag is stolen child seat cover.
No
Cover up to £10,000 per accidentand £2,500 per person.
N/A
Learner driver insurance
Insurance for young and learner drivers ages 17 to 25. Discounts up to 21% for good driving.
Up to 90 days
Get up to £10,000 cover per accident.
N/A
M&S Bank cardholder's save up to 15% when taking out a new policy or renewing existing insurance.
Up to 93 days with a foreign use extension
-
Up to 15% off certain additional car insurance policies
Young driver insurance
Up to 60 days
Cover for passenger injury.
N/A
Free breakdown cover for eligible new customers and 3 year guarantee on repairs carried out by approved repairers.
Up to 90 days
Optional extra
Get 10% off when you insure additional cars in your household
Multi-car, temporary insurance

Compare up to 4 providers

How a vehicle from Mazda affects insurance costs

When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

Mazadas’ good safety ratings and relatively low price tag make this an affordable brand to insure. Although some models are more likely to be targeted by criminals, which could result in increased premiums.

Are there any standout models?

The 2019 Mazda MX-5 RF is special. It is a hardtop convertible with a sleek design and a lot of bite. It’s SKYACTIV Technology makes the car both fuel efficient and high-performing. It handles very much like a sports car but boasts a low and light chassis. It also comes in a RF Sports Black version with a black rear spoiler and 17” gun metal alloy wheels.

Prices start from £22,995.

Pros and cons of insuring a Mazda

Pros

  • Affordable price tag
  • Reliable
  • Extremely good safety ratings

Cons

  • Some models are targeted by thieves
  • More than third party cover is recommended

Mazda car facts

  • Mazda is generally an affordable brand. The Mazda2 hatchback starts at around £13,000, the compact SUV CX-3 starts at around £19,000 and the mid-size SUV CX-5 is priced from around £25,000.
  • The price to insure your Mazda will vary greatly depending on the level of cover you want in your policy.
  • As some models are more of a target with criminals, you may want more than third party cover, opting instead for third party fire and theft or comprehensive cover.

What is My Mazda?

My Mazda is an app that lets drivers access all their vehicle’s information from anywhere and at any time. Features of the My Mazda app include tracking the car’s service history and schedule, getting reminders about upcoming services, and accessing the vehicle’s manual. Drivers will also be able to call for roadside assistance with the push of a button. The My Mazda app is available as a smartphone and tablet app for iOS and Android.

Bottom line

Mazda’s good safety ratings, dependability and lower price tag make this an affordable car to insure. But remember that some models are more appealing to criminals which can push premiums up.

Other car brands you might want to see rates for include:

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