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Mazda car insurance rates

What to expect when insuring a Mazda, and the insurers that could cover you.

This Japanese car maker is known for its sportier numbers but Mazda also does SUVs and hatchbacks pretty well. In fact, its reasonably-priced MX-5 and Mazda2 models were crowned World Car of the Year in 2016 and 2008 respectively. If you’re on the lookout for a Mazda, read on to see what it’ll cost to insure one.

What’s the average insurance cost for a Mazda?

The average insurance cost of a Mazda will vary depending on the model you choose, your location, your driving history and many other factors.

Using a specific profile, we ran quotes to find the average insurance cost of a Mazda CX-3, a popular compact SUV model in the UK, and found it to be £1,036 a year or £94 a month.This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the model you choose, your age, driving record and location, the number of miles you drive in a year as well as other factors.

Some of the other variables that affect the price of insurance include your age, the year, model and trim package of your Maserati, how likely it is of being stolen and how costly it is to repair or replace.

How a vehicle from Mazda affects insurance costs

When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

Mazadas’ good safety ratings and relatively low price tag make this an affordable brand to insure. Although some models are more likely to be targeted by criminals, which could result in increased premiums.

Are there any standout models?

The 2019 Mazda MX-5 RF is special. It is a hardtop convertible with a sleek design and a lot of bite. It’s SKYACTIV Technology makes the car both fuel efficient and high-performing. It handles very much like a sports car but boasts a low and light chassis. It also comes in a RF Sports Black version with a black rear spoiler and 17″ gun metal alloy wheels.

Prices start from £22,995.

Pros and cons of insuring a Mazda

Pros

  • Affordable price tag
  • Reliable
  • Extremely good safety ratings

Cons

  • Some models are targeted by thieves
  • More than third party cover is recommended

Mazda car facts

  • Mazda is generally an affordable brand. The Mazda2 hatchback starts at around £13,000, the compact SUV CX-3 starts at around £19,000 and the mid-size SUV CX-5 is priced from around £25,000.
  • The price to insure your Mazda will vary greatly depending on the level of cover you want in your policy.
  • As some models are more of a target with criminals, you may want more than third party cover, opting instead for third party fire and theft or comprehensive cover.

What is My Mazda?

My Mazda is an app that lets drivers access all their vehicle’s information from anywhere and at any time. Features of the My Mazda app include tracking the car’s service history and schedule, getting reminders about upcoming services, and accessing the vehicle’s manual. Drivers will also be able to call for roadside assistance with the push of a button. The My Mazda app is available as a smartphone and tablet app for iOS and Android.

Bottom line

Mazda’s good safety ratings, dependability and lower price tag make this an affordable car to insure. But remember that some models are more appealing to criminals which can push premiums up.

Other car brands you might want to see rates for include:

Frequently asked questions about Mazda

*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.

The offers compared on this page are chosen from a range of products whose details Finder has access to track; they don't represent all the products available in the market. Unless indicated otherwise, products are displayed in no particular order or ranking. The terms "best", "top", "cheap" (and variations) are not product ratings and are subject to our terms of use. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.

*51% of consumers could save £200. Quote aggregator Seopa split the insurers on its comparison systems into different categories. It then selected quotes from the most popular providers as well as quotes from other providers which returned a price. It then selected providers, weighting them according to UK insurance market share (data from the Association of British Insurers), choosing the cheapest of either the most popular providers or other providers ("the cheapest selected quote"). Seopa then compared the cheapest quote on its system against this "cheapest selected" quote. The company then took the savings figure which 51% or over could have saved, using that formula. The savings you could achieve will depend on your individual circumstances and how you selected your current insurance supplier.
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