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It’s a legendary car that swept Britain off its dancing feet in the swinging ’60s and today remains as popular as ever. So if you’re after one of these iconic cars, then read on to see how much it could cost to insure.
The average cost of popular Mini models are:
Mini Cooper: £600 per year.
Mini Countryman: £430 per year.
Mini One: £715 per year.
However, the cost of insurance for a Mini varies depending on the model you choose, your location, your driving history and many other factors. You may expect to pay a higher premium for one of Mini’s more stylish and luxurious models.
Using a specific profile, we ran quotes to find the average insurance cost of a Mini One, one of the UK’s most popular models, and found it to be £715 a year or £65 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the model you choose, your age, driving record and location, the number of miles you drive in a year as well as other factors.
Some of the other variables that affect the price of insurance include your the year, model and trim package of your Mini, how likely it is of being stolen and how costly it is to repair or replace.
The general insurance groups of popular Mini models are:
Mini Hatchback: Insurance groups 11 to 33.
Mini Clubman: Insurance groups 12 to 40.
Mini One: Insurance group 13.
Mini Convertible: Insurance groups 16 to 33.
Mini Cooper S: Insurance groups 18 to 36.
However, the insurance group of your Mini will depend on its specific make and model with one generally being the cheapest and fifty the most expensive.
Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors, when deterMining the cost of insurance.
Despite a Mini’s diminutive size, it does surprising well in safety tests, which helps to bring down the cost of insuring one. It’s also not too costly to repair or replace, another positive for the cost of insurance. However, there are less expensive cars of the same size out there.
The Mini John Cooper Works GP Concept model is all about the fun of extreme driving, and has been designed with Mini’s motorsport heritage in mind. The current model has a four-cylinder 2.0-litre turbo petrol engine with 227bhp, which reaches 0-62mph in just over six seconds. It boasts 19-inch alloy wheels and there’s a cheerful nod to the car’s British origins with the LED rear lights displaying part of the Union Jack.
Mini car facts
Mini Connected is an infotainment system and free app that bring together navigation, security and connectivity. Features include remotely locking your window or doors, or finding petrol stations or car parks on a journey.
Insuring your Mini won’t be too costly, especially because of its better-than-average safety ratings. But be sure to shop around to find the best car insurance for you.
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