Kia Venga insurance group

The Kia Venga is a reliable family car. It’s practical and spacious, albeit without the WOW factor that makes you excited to buy a vehicle. It’s generally agreed that other vehicles in this class offer a more enjoyable drive. But, if you’re after an affordable vehicle, which offers plenty of space, the Kia Venga ticks these boxes. The seven-year warranty helps to provide peace of mind too. In this guide, you’ll find out how much it costs to insure based on the age and location of the driver.

What insurance group does the Kia Venga fall under?

All vehicles are assigned a specific insurance group based on how expensive they should be to insure. These range from 1 (cheapest) to 50 (most expensive). Kia Venga models can be found in insurance groups ranging from 7 to 15, meaning you’ll pay less to insure this car, compared to the average vehicle. As an example, a 30-year-old driver in an average postcode could pay around £689 for cover on a Kia Venga 1.4 EcoDynamics 1 5d that is in insurance group 7 or around £712 for a Kia Venga 1.6 CRDi ISG 4 5d that is in insurance group 14. This shows the impact on premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Kia Venga insurance cost by location

There are various other factors that impact the cost of your car insurance premium, and your location is one of the most significant.

To show the potentially huge impact of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Kia Venga GT Line 1.5 Blue HDi 130 S&S 5d.

• Expensive: £942 (London SE1)
• Average: £699 (Newcastle NE1)
• Cheap: £652 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Kia Venga insurance rate?

Along with insurance group, there are a number of key factors that impact your insurance premium costs:

• Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £935 to insure a Kia Venga 1.4 3 5d, while you may pay £1,465 for a Kia Venga 1.6 CRDi EcoDynamics 3 (Sat Nav) 5d. That’s an extra £86 per year for an engine that’s 0.2 litres bigger.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,005 for insurance for a Kia Venga 1.6 ISG 4 5d, while the same 30-year-old in Newcastle may only pay £704. That’s an extra £139 per year that the Londoner will pay in this example.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £4,296 for the Kia Venga 1.6 ISG 4 5d, while the average 40-year-old Londoner will only pay £820. That’s an extra £742 that the younger driver will pay in this scenario.

Other factors that influence the cost of your insurance include:

• The model of your car
• The age of your car
• Your car’s safety rating and security features
• Your car’s extra anti-theft precautions
• Your car usage
• Your driving history and activity, including your no-claim discount
• Your marital status, credit history and job

How can I save on my Kia Venga premium?

When searching for insurance, you’ll usually save a fair sum by searching for the best deal for a price that’s within your budget. With that in mind, here are some ideas to lower the cost of your premium.

• Limit your annual mileage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
• Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly repayments.
• Install extra safety precautions. If you can add extra safety measures, it’ll make your car less of a risk to insure, resulting in many insurers lowering your premium.
• Shop around for the best deal each year. Don’t just settle for the renewal price given to you. There are likely to be cheaper deals waiting to be found on price comparison websites.

Frequently asked questions

• Is the Kia Venga safe?

  In its Euro NCAP crash tests, the Kia Venga achieved a full 5-star rating. This rating included an 89% rating for protecting adult occupants and 85% for protecting child occupants.

• How much car tax do I have to pay for the Kia Venga?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Kia Venga?

  You can buy a Kia Venga at dealerships, using online sellers or from a current owner.

• What engine size is the Kia Venga?

  Engine sizes range between 1.4 litres and 1.6 litres.

• Is the Kia Venga any good?

  The Kia Venga received an average score of 3 stars out of 5 from Autocar.

• Where can I find Kia Venga car insurance?

  You can compare the costs of Kia Venga car insurance using any price comparison website.

• Is a Kia Venga expensive to insure?

  A Kia Venga can be found in insurance groups ranging from 7 to 15, so you can expect it to cost significantly less than the average vehicle to insure.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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