Ford car insurance rates

What to expect when insuring a Ford, and the insurers that could cover you.

They’ve been around forever (well, 1903) and are designed to be efficient, reliable and reasonably priced. The humble Ford Fiesta has topped the UK’s best-selling car list for four decades, and over 94,500 Ford Fiesta models were sold in 2017 in the UK alone. Other popular models in the UK include the Ford Ka, Ford Kuga and Ford Focus. Since it’s popular, does that also mean it’s cheap to insure? Here’s what you need to know.


Compare Ford car insurance quotes

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What’s the average insurance cost for a Ford?

The insurance cost for a Ford varies greatly depending on the model you select and your own circumstances. For the Ford Fiesta, the most popular Ford model on the nation’s roads, we ran quotes using a scenario and found the average was £669 annually or £72 a month for fully comprehensive cover with no optional extras. Your actual will be more or less, depending on your driving record and the number of miles you drive in a year as well as other factors.

Companies that provide cover for a Ford

Plenty of insurance companies will provide cover for a Ford, and they’re generally affordable cars to insure. However, they are sometimes targeted by thieves, which can up the price of your premium. Other factors that affect the cost include the model, mileage and trim package.

Name Product Courtesy car cover New for old car replacement Drive abroad in EU? Personal accident cover Multi-car discount Policy options
Up to 90 days
Up to £5,000 personal accident cover or up to £7,500 for AA members.
N/A
New customers get AA Roadside Assistance for a year from just £15, plus discounts on breakdown cover upgrades.
Up to 90 days
Up to £5,000 personal injury cover
Insure more than one vehicle under the one policy. Every car added will earn its own discount.
Black Box Insurance, Car Sharing Insurance, GAP Insurance
Quotes starting from £248 per year. No claims & MultiCar discounts on offer.
Up to 180 days
Yes
N/A
Motor Legal Protection, Key Protection, Excess Protection
No upper age limit
Up to 90 days
Cover you or your partner up to the benefit amount outlined in your insurance agreement
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy
Black box insurance, Young driver insurance
  • Replacement, upgrade or the money in case of write off
  • No-claims discount protected if car is vandalised or hit by an uninsured driver
  • (terms apply)
Up to 90 days
Yes
Yes
Young driver insurance
Optional
You or your partner are covered up to the amount in your insurance agreement.
If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy (T&Cs apply)
Black box insurance
  • Guaranteed hire car as standard
  • Taxi to get you to your destination if you've been involved in a crash (T&Cs apply)
  • No-claims discount protection (Terms apply)
Up to 90 days
£5,000 of personal injury cover for you and your spouse
Yes
Young and first time drivers insurance
Up to 90 days
You or your partner are covered up to £2,000 per person.
N/A
Short term car insurance, Young driver insurance
20% off MOT costs and 10% off servicing with comprehensive and third party policies.
Up to 90 days
Optional extra
If you've got more than one car to insure at the same address, you could save 10% on your cover
Multi-car, temporary insurance
Optional
Personal accident cover up to £5000.
N/A
Learner driver insurance, Young driver insurance, New driver insurance, Student insurance, First time drivers insurance
Up to £200 cover if handbag is stolen child seat cover.
No
Cover up to £10,000 per accidentand £2,500 per person.
N/A
Learner driver insurance
Insurance for young and learner drivers ages 17 to 25. Discounts up to 21% for good driving.
Up to 90 days
Get up to £10,000 cover per accident.
N/A
M&S Bank cardholder's save up to 15% when taking out a new policy or renewing existing insurance.
Up to 93 days with a foreign use extension
-
Up to 15% off certain additional car insurance policies
Young driver insurance
Up to 60 days
Cover for passenger injury.
N/A
Free breakdown cover for eligible new customers and 3 year guarantee on repairs carried out by approved repairers.
Up to 90 days
Optional extra
Get 10% off when you insure additional cars in your household
Multi-car, temporary insurance

Compare up to 4 providers

Ford car facts

  • Ford was founded in 1903 in the US — the first model (Model A) was sold that same year for US$850.
  • Three Model A cars were brought to the UK in 1903.
  • The first UK Ford dealership was opened in 1910.
  • In 1909, Ford Motor Company (England) Ltd was established. It became more widely known as Ford of Britain in 1960.
  • The Ford Fiesta, now in its eighth generation, has been Britain’s best-loved car for 40 years.
  • Ford is the second largest family-owned company in the world. A descendant of Henry Ford is the current executive chairman of the company.
  • Ford prices start at £11,000 for a Ka+ and can go up to £37,000 and beyond for a Mustang.
  • The Ford F-Series model was the best-selling car in the world in 2017. The Ford Focus came 12th, followed by the Ford Escape/Kuga in 13th.

What’s the FordPass?

FordPass allows drivers that download the free app to access a whole suite of connected services, all in one place. If a driver arrives in a new city, they could use the FordPass guides to search and pay for parking, find the closest petrol station or find the best route through a congested road during rush hour.

Other car brands you might want to see rates for include:

Frequently asked questions about Ford

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