Lexus car insurance rates

What to expect when insuring a Lexus - plus the insurers that could cover you.

Lexus is Toyota’s luxury car brand and is now Japan’s largest-selling manufacturer of premium cars. It also has a range of popular hybrid vehicles.

Find out how Lexus insurance works and how to save below.

Where to find Lexus insurance

You can get insurance for your Lexus from most providers, and Lexus UK also offer insurance. Depending on the type of Lexus you have, you may be limited to certain types of cover or policy.

If you want to get a quote for a specific model, you can compare a range of Lexus car insurance policies here.

How much does Lexus insurance cost?

The average cost of insurance for popular Lexus models can vary from £650 for a Lexus CT 200H, up to £1300 for a Lexus IS 200D.

However, the cost of your Lexus insurance will greatly depending on the model you select and your own circumstances. Using a specific profile, we ran quotes to find the average insurance cost of a Lexus NX, one of the more popular hybrid models in the UK, in addition to the Lexus LC, a petrol coupe.

The average cost of insuring a Lexus NX was £1,237 a year or £144 a month, using our scenario, while the average cost of insuring a Lexus LC 500 was £1,846 a year or £187 a month.

These quotes are for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the model you choose, your age, driving record and location, as well as the number of miles you drive in a year and other factors.

Manufactured under the Toyota umbrella, Lexus cars typically score highly in crash safety tests. They’re also stolen relatively infrequently for a luxury car marque. Both these factors contribute to lower insurance costs.

What insurance group is a Lexus?

This depends on the model and year of your Lexus. The following models generally fall into the following insurance groups:

Lexus IS: Insurance groups 28-38
Lexus CT 200H: Insurance groups 17-21
Lexus ES: Insurance groups 33 – 38
Lexus LC: Insurance groups 47 – 50
Lexus NX: Insurance groups 27 – 38

How a vehicle from Lexus affects insurance costs

Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors, when calculating the cost of your premiums.

Lexus vehicles’ excellent safety ratings and the fact that they aren’t commonly targeted by thieves help to bring down the cost of insurance compared with other luxury car marques. However, because a Lexus is considered a luxury car and has a higher price tag, your premium is likely to be higher than with a lower-priced vehicle.

Are there any standout models?

Lexus touts the LC Hybrid as “a profound shift in hybrid performance.” Although the LC Hybrid is a certified super ultra-low emission vehicle, it can still perform, with an aerodynamic drag coefficient of 0.33, a top track speed of 155 mph and an acceleration of 0-60 mph in 4.7 seconds.

Prices start at more than £75,000.

Pros and cons of insuring a Lexus


  • Excellent safety ratings
  • Not often targeted by thieves


  • Higher price tag
  • Costly to repair and replace

Lexus car facts

  • Like vehicles from its parent company Toyota, Lexus cars are known for their reliability.
  • You’ll find Lexus models along a spectrum of prices, from the CT, which starts at around £24,000 up to the LC starting at around £77,000.
  • Lexus models tend to garner stellar safety scores from the the European New Car Assessment Programme (Euro NCAP). This is likely to lower insurance premiums overall.
  • You may want more than third party cover for your Lexus, expanding your protection to either third party fire and theft or comprehensive cover.

Bottom line

The cost to insure a Lexus will depend on many factors, both personal and car-related, so be sure to shop around to find the best car insurance for you.

Other car brands you might want to see rates for include:

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Frequently asked questions about Lexus

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
*Based on data provided by Consumer Intelligence Ltd, (Mar ’24). 51% of car insurance customers could save £539.54

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