Volvo car insurance rates

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Where can I get car insurance for my Volvo?

Most established insurance providers will offer policies to cover your Volvo, and you can compare a range of insurance policies here.

How much does Volvo car insurance cost?

The average cost of car insurance for most Volvo models is between £450 and £600 per year, but the cost of your policy will depend on the make and model of your Volvo, as well as your personal driving details and the type of insurance you’re after.

Volvo has made safety its main selling point, and that may be reflected in the savings you’ll receive on your insurance compared with some other car brands.

How a vehicle from Volvo affects the cost of insurance

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Volvo’s great safety ratings help to bring down the cost of insuring one. But you can expect to pay more if you own one of the higher-end Volvos.

Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, age and location will also be taken into consideration.

Volvo car facts

  • Volvo’s all about safety, and that helps tremendously with your insurance costs. Because the cars are safer, they’re usually involved in fewer accidents and fewer claims.
  • Although Volvo sells high-priced models, many of its vehicles sit in a midrange price point. This also helps keep insurance costs low. The V40 is one of the cheaper models starting at £21,610, the XC60 is one of the more popular models and sells for £37,770 while the XC90 is the high end model, priced from £50,435.
  • Another plus for insurance premiums: Volvos are among the least-targeted brands by car thieves.
  • You may want more than third party car insurance for your Volvo, expanding your protection to third party fire and theft or comprehensive cover.

Other car brands you might want to see rates for include:

What’s Volvo On Call?

Volvo On Call is a subscription service that allows you to control your car wherever you are. There are features including remotely locking or unlocking the doors, and heating the car before setting off in winter or cooling it down in summer. When you’re in the car, you can get emergency and roadside assistance.

The Volvo On Call app can be used on iPhones, Android, Windows Phones, Apple Watches and Android Wear, Apple and Windows tablets and Windows 10.

Bottom line

Volvo’s great safety ratings help to bring down the cost of insurance. But be sure to shop around to find the best car insurance for you.

Pros and cons of Volvo


  • Great safety ratings
  • Low theft rates


  • Some higher-priced models come with higher-priced insurance

Frequently asked questions about Volvo

*Based on data provided by Consumer Intelligence Ltd, (July ’22). 51% of car insurance customers could save £341.77
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