Citroen C3 insurance group and cost

The Citroen C3 supermini has been available to buy since 2012. It is known for its unique styling and its great capacity for customisation. In this guide, you’ll learn the key facts about insuring a Citroen C3.

Citroen C3 insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Car insurance group ratings are dependant on a multitude of factors such as vehicle performance, safety, the price of parts and the cost of repair. Citroen C3 models range from insurance groups 5 to 20, so the cost of insurance can vary significantly. For example, a 30-year-old driver in an average postcode could pay around £689 for cover on a Citroen C3 1.4i VTR+ 5d, or around £706 for a Citroen C3 1.6 BlueHDi 100 Flair Start+Stop 5d.

You can find the insurance group, and likely cost, of your Citroen C3 model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Average Citroen C3 insurance cost

To provide you with an idea of how much it may cost you to insure your Citroen C3, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Citroen C3 with a comprehensive policy for the monthly price of £56.79, or an annual sum of £626.08.7

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2-litre engine
  • Car has 5 seats
  • 5 doors
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years no claims discount
  • No driving or other convictions in the last 5 years

Citroen C3 insurance cost by location

The table above shows the average cost of Citroen C3 insurance based on insurance groups and driver age. However, there are other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Citroen C3 1.2 Puretech 82 Feel 5d.

• Expensive: £839 (London SE1)
• Average: £640 (Newcastle NE1)
• Cheap: £620.12 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

Which factors affect my Citroen C3 insurance rate?

Along with the insurance group, other key factors that have the biggest impact on your insurance premium cost include:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £562 for the 1-litre Citroen C3 PureTech VT 5d, but could pay around £646 for the 1.6 litre Citroen C3 BlueHDi 75 Edition 5d.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,465 for insurance for a Citroen C3 1.6 e-HDi Airdream Exclusive 5d, while the same 30-year-old in Newcastle may only pay £674.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £3,308 for the Citroen C3 1.2 Puretech 68 Feel 5d, while the average 40-year-old Londoner will only pay £824.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Your car usage
• Your driving history and activity
• No claims discount

How can I save on my Citroen C3 car insurance?

Whilst car insurance is a necessary legal requirement, you don’t want it to leave you out of pocket. When searching for insurance, you’ll want to find the best deal for a price that’s within your price range. There are a few tricks you can try in order to save on your car insurance costs, and we’ve listed them below.

• Limit your car usage (where possible). If you’re more economical about using your car and walking and taking public transport when possible, this can help to save on your premiums.
• Pay annually rather than monthly. Whilst it might be a lot of money to pay out in one go, by paying annually you can save an average of £55.40 a year.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t rush into accepting your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Citroen C3 facts and trivia

• The Citroen C3 is the French manufacturer’s best-selling vehicle.
• The latest edition of the Citroen C3 gives you the choice of 97 exterior colour combinations.

Bottom line

The Citroen C3 is somewhat of a polarising vehicle. Some people love the appearance of this car, but there are some scathing reviews online. At least this vehicle is relatively cheap to insure, and the tips in this guide will help you lower your premiums even further.

Frequently asked questions

• How much does a Citroen C3 cost?

  The price of a new Citroen C3 starts at £11,690.

• What is the top speed of a Citroen C3?

  Depending on the model version, Citroen C3s can reach top speeds between 105mph and 123mph.

• Is the Citroen C3 safe?

  The Citroen C3 scored well under the Euro NCAP safety analysis with 4 stars out of 5. Citroen C3 models scored well across the board with 88% on adult occupant safety and 83% for child occupant safety.

• How much car tax do I have to pay for the Citroen C3?

  The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Citroen C3?

  You can buy a Citroen C3 online or by visiting your local Citroen retailer. You can also buy Citroen C3s through various motor resellers and websites such as AutoTrader or Motors.

• Is the Citroen C3 expensive to insure?

  This depends on the specific model of Citroen C3 you have and the insurance group it falls under. Citroen C3 models can range between insurance groups 5 and 20, so in general, the insurance costs should fall on the less expensive side. However, there is still a number of factors that determine which insurance group the model falls in; including performance level, safety features, sale price, price of repair work, etc.

Written by

Danny Butler

Publisher

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 368 Finder guides across topics including:

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