Citroen Saxo insurance group

Compare car insurance costs for your Citroen Saxo based on your age and location.

The Citroen Saxo is a supermini car produced by the French manufacturer between 1996 and 2004. It is regarded as an entry-level car due to the low cost of ownership, and this can include insurance costs. In this guide, you’ll discover how much you could expect to pay to insure a Citroen Saxo based on your age and location.

What insurance group does the Citroen Saxo fall under?

Every vehicle you see is placed in an insurance group based on how much the vehicle should cost to insure. These groups range from 1 (cheapest) to 50 (most expensive). Citroen Saxo models are found in groups 7 to 27, meaning some models are comparatively cheap, while others will be slightly above average to insure. Here’s an example to illustrate the potential difference. A 30-year-old driver in an average postcode could pay around £682 for cover on a Citroen Saxo 1.0i Spree 4 3d that is in insurance group 7 or around £822 for a Citroen Saxo 1.6i 16V VTS 3d that is in insurance group 27. That’s an extra £206 based on the model of Citroen Saxo.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
1.0i Spree 4 3d 7 £1,784 £682 £636 £601 Get Quote
1.0i First 3d 7 £1,784 £682 £636 £601 Get Quote
1.1i First 3d 9 £1,313 £532 £525 £489 Get Quote
1.1i Forte 3d (00) 9 £1,313 £532 £525 £489 Get Quote
1.1i Forte 3d (99) 9 £1,313 £532 £525 £489 Get Quote
1.1i Forte 5d (00) 9 £1,313 £532 £525 £489 Get Quote
1.1i Forte 5d (01) 9 £1,313 £532 £525 £489 Get Quote
1.1i LX 3d (96) 9 £1,313 £532 £525 £489 Get Quote
1.1i LX 3d (99) 9 £1,313 £532 £525 £489 Get Quote
1.1i LX 5d 9 £1,313 £532 £525 £489 Get Quote
1.5 D LX 3d 11 £1,889 £692 £667 £598 Get Quote
1.5 D LX 5d 11 £1,889 £692 £667 £598 Get Quote
1.1i SX 3d (96) 9 £1,313 £532 £525 £489 Get Quote
1.1i SX 3d (99) 9 £1,313 £532 £525 £489 Get Quote
1.1i SX 5d (96) 9 £1,313 £532 £525 £489 Get Quote
1.1i SX 5d (99) 9 £1,313 £532 £525 £489 Get Quote
1.4i SX 3d (96) 11 £1,889 £692 £667 £598 Get Quote
1.4i SX 3d (99) 11 £1,889 £692 £667 £598 Get Quote
1.4i SX 3d Auto (97) 11 £1,889 £692 £667 £598 Get Quote
1.4i SX 3d Auto (99) 11 £1,889 £692 £667 £598 Get Quote
1.4i SX 5d (96) 11 £1,889 £692 £667 £598 Get Quote
1.4i SX 5d (99) 11 £1,889 £692 £667 £598 Get Quote
1.4i SX 5d Auto (97) 11 £1,889 £692 £667 £598 Get Quote
1.4i SX 5d Auto (99) 11 £1,889 £692 £667 £598 Get Quote
1.5 D SX 3d (96) 11 £1,889 £692 £667 £598 Get Quote
1.5 D SX 3d (99) 11 £1,889 £692 £667 £598 Get Quote
1.5 D SX 5d (96) 11 £1,889 £692 £667 £598 Get Quote
1.5 D SX 5d (99) 11 £1,889 £692 £667 £598 Get Quote
1.6i SX 3d Auto 13 £2,124 £697 £683 £644 Get Quote
1.6i SX 5d Auto 13 £2,124 £697 £683 £644 Get Quote
1.1i Expose 3d 9 £1,313 £532 £525 £489 Get Quote
1.1i Expose 5d 9 £1,313 £532 £525 £489 Get Quote
1.4i West Coast 3d 11 £1,889 £692 £667 £598 Get Quote
1.1i Desire 3d (00) 9 £1,313 £532 £525 £489 Get Quote
1.1i Desire 3d (97) 9 £1,313 £532 £525 £489 Get Quote
1.1i Desire 5d (00) 9 £1,313 £532 £525 £489 Get Quote
1.1i Desire 5d (01) 9 £1,313 £532 £525 £489 Get Quote
1.1i Desire 5d (97) 9 £1,313 £532 £525 £489 Get Quote
1.4i Desire 3d Auto 9 £1,313 £532 £525 £489 Get Quote
1.4i Desire 5d Auto 9 £1,313 £532 £525 £489 Get Quote
1.5D Desire 3d 11 £1,889 £692 £667 £598 Get Quote
1.5D Desire 5d 11 £1,889 £692 £667 £598 Get Quote
1.4i Furio 3d (00) 11 £1,889 £692 £667 £598 Get Quote
1.4i Furio 3d (99) 11 £1,889 £692 £667 £598 Get Quote
1.6i VTR 3d (97) 15 £1,769 £668 £649 £586 Get Quote
1.6i VTR 3d (99) 15 £1,769 £668 £649 £586 Get Quote
1.4i Exclusive 3d 11 £1,889 £692 £667 £598 Get Quote
1.4i Exclusive 5d (97) 11 £1,889 £692 £667 £598 Get Quote
1.4i Exclusive 5d (99) 11 £1,889 £692 £667 £598 Get Quote
1.4i Exclusive 5d Auto (97) 11 £1,889 £692 £667 £598 Get Quote
1.4i Exclusive 5d Auto (99) 11 £1,889 £692 £667 £598 Get Quote
1.5 D Exclusive 5d 13 £2,124 £697 £683 £644 Get Quote
1.6i 16V VTS 3d 27 £5,209 £822 £796 £726 Get Quote
1.6i 16V VTS 3d 99 27 £5,209 £822 £796 £726 Get Quote
1.0i Spree 2 3d 7 £1,784 £682 £636 £601 Get Quote
1.1i Spree 3d 9 £1,313 £532 £525 £489 Get Quote

    Citroen Saxo insurance cost by location

    Among the aspects that affect the cost of your car insurance premium, one of the most important is your location.

    To show the impact of your postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Citroen Saxo 1.5D Desire 3d.

    • Expensive: £933 (London SE1)
    • Average: £692 (Newcastle NE1)
    • Cheap: £646 (Galashiels TD1)

    Which factors affect my Citroen Saxo insurance rate?

    Along with insurance group, there are many other aspects that have a big impact on your insurance premium costs:

    • Engine type and capacity. Cars with larger engines typically cost more to insure because these engines cost more to repair or replace. For example, it may cost £953 for insurance for a Citroen Saxo 1.0i Spree 4 3d, while you may pay £2,180 for a Citroen Saxo 1.6i 16V VTS 3d 99.
    • Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £925 for insurance for a Citroen Saxo 1.1i LX 5d, while the same 30-year-old in Newcastle may only pay £532. That’s an extra £135 per year that the average 30-year-old would pay in London compared to Newcastle.
    • Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £3,257 for the Citroen Saxo 1.0i Spree 4 3d, while the average 40-year-old Londoner will only pay £797. That’s almost double that the younger driver would pay in this scenario.

    Other factors that influence the cost of your insurance include the following:

    • The age of your car
    • Your car’s safety rating score
    • Your car’s anti-theft precautions
    • Your driving history and activity, including no-claims discount
    • Your annual mileage
    • Your marital status
    • Your credit history
    • Your job title.

    How can I save on my Citroen Saxo premium?

    There are plenty of ways to help you lower the cost of your car insurance premium. Take a look at these ideas

    • Limit your annual mileage (where possible). If it’s possible for you to occasionally walk or use public transport, rather than using your car, consider doing so. This can help to save on your premium.
    • Pay annually rather than monthly. Some insurers charge interest on monthly payments. Avoid this by paying your premium in one annual lump sum.
    • Install extra safety precautions. The installation of safety precautions that make your car safer lower the risk of you making a claim, so insurers are happy to lower your premium when you do so.
    • Shop around for the best deal every year. Don’t blindly accept the renewal price given to you. You’ll usually find a better deal by using price comparison websites and switching to a competitor each year.

    Facts about the Citroen Saxo

    • In Japan, this vehicle is known as the Citroen Chanson.
    • Production ceased in 2004, when Citroen focused on selling the C2 and C3 instead.

    Bottom line

    There are many different Citroen Saxo models, and your insurance costs will depend on what model you choose. Our guide will help you keep costs down.

    Frequently asked questions

    *Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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    Written by

    Danny Butler

    Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

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