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Citroen C4 insurance group and cost

Compare car insurance costs for your Citroen C4 based on your age and location.

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The Citroen C4 hatchback that has been produced since 2004. It has been a popular vehicle that has won several awards, in spite of being relatively expensive to buy or insure. In this guide, you’ll learn the key facts about insuring a Citroen C4.

What insurance group does a Citroen C4 fall under?

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Citroen C4 models range from insurance groups 12 to 29, so you can generally expect the cost of your insurance to be quite reasonable and cheaper than a lot of other car makes and models.

However, insurance costs can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £674 for cover on a Citroen C4 1.6 HDi VTR 5d (insurance group 15), or around £692 for a Citroen C4 Platinum BlueHDi 100 5d which falls in insurance group 23. In this specific example, the insurance cost for a model that is eleven groups higher is an extra £103 which is likely down to the increase in engine size.

You can find the insurance group and likely car insurance cost of your Citroen C4 model in the table below.

Model / Version Group (1-50) Age 20yrs Age 30yrs Age 40yrs Age 50yrs Link
Edition PureTech 110 5d 19 £1,933 £706 £695 £654 Get Quote
Edition BlueHDi 100 5d 22 £3,437 £777 £754 £692 Get Quote
1.4 VTi VTR 5d 12 £2,077 £688 £681 £603 Get Quote
1.6 HDi VTR 5d 15 £1,787 £674 £655 £592 Get Quote
1.2 PureTech Touch 5d 16 £1,578 £646 £621 £540 Get Quote
1.6 BlueHDi Touch 5d 20 £2,275 £701 £679 £638 Get Quote
1.2 PureTech Feel 5d 17 £2,199 £659 £653 £579 Get Quote
1.6 BlueHDi Feel (Start/Stop) 5d 20 £2,275 £701 £679 £638 Get Quote
1.6 BlueHDi Feel 5d 20 £2,275 £701 £679 £638 Get Quote
1.6 BlueHDi (120bhp) XFeel 5d EAT6 24 £3,912 £815 £739 £691 Get Quote
1.6 HDi (110bhp) VTR+ 5d 18 £1,513 £613 £577 £524 Get Quote
1.4 VTi VTR+ 5d 12 £2,077 £688 £681 £603 Get Quote
1.6 HDi VTR+ 5d 16 £1,578 £646 £621 £540 Get Quote
1.6 VTi VTR+ 5d 16 £1,578 £646 £621 £540 Get Quote
1.6 VTi VTR+ 5d Auto 16 £1,578 £646 £621 £540 Get Quote
1.6 e-HDi (115bhp) Airdream VTR+ 5d EGS6 18 £1,513 £613 £577 £524 Get Quote
1.6 e-HDi (115bhp) VTR+ (Start Stop) 5d 18 £1,513 £613 £577 £524 Get Quote
1.6 HDi (115bhp) VTR+ 5d 18 £1,513 £613 £577 £524 Get Quote
1.2 e-THP VTR+ 5d 19 £1,933 £706 £695 £654 Get Quote
1.6 e-HDi (115bhp) Airdream VTR+ 5d ETG 18 £1,513 £613 £577 £524 Get Quote
1.6 e-HDi (115bhp) VTR+ 5d ETG6 18 £1,513 £613 £577 £524 Get Quote
1.2 PureTech VTR+ 5d 19 £1,933 £706 £695 £654 Get Quote
1.6 HDi Selection 5d 17 £2,199 £659 £653 £579 Get Quote
1.6 VTi Selection 5d 17 £2,199 £659 £653 £579 Get Quote
1.6 e-HDi (115bhp) Selection (Start Stop) 5d 19 £1,933 £706 £695 £654 Get Quote
1.6 HDi (115bhp) Selection 5d 19 £1,933 £706 £695 £654 Get Quote
Platinum PureTech 110 5d 19 £1,933 £706 £695 £654 Get Quote
Platinum PureTech 130 S&S 5d 22 £3,437 £777 £754 £692 Get Quote
Platinum PureTech 130 S&S EAT6 auto 5d 22 £3,437 £777 £754 £692 Get Quote
Platinum BlueHDi 100 5d 23 £2,933 £692 £685 £632 Get Quote
Platinum BlueHDi 120 S&S 5d 26 £2,392 £585 £556 £510 Get Quote
Platinum BlueHDi 120 S&S EAT6 auto 5d 26 £2,392 £585 £556 £510 Get Quote
1.6 VTi Exclusive 5d 16 £1,578 £646 £621 £540 Get Quote
1.6 HDi (110bhp) Exclusive 5d 18 £1,513 £613 £577 £524 Get Quote
1.6 THP Exclusive 5d EGS 22 £3,437 £777 £754 £692 Get Quote
2.0 HDi Exclusive 5d 23 £2,933 £692 £685 £632 Get Quote
1.6 e-HDi (115bhp) Airdream Exclusive 5d EGS6 18 £1,513 £613 £577 £524 Get Quote
1.6 e-HDi (115bhp) Airdream Exclusive 5d ETG6 18 £1,513 £613 £577 £524 Get Quote
1.6 e-HDi (115bhp) Exclusive (Start Stop) 5d 18 £1,513 £613 £577 £524 Get Quote
1.6 e-HDi (115bhp) Exclusive 5d ETG6 18 £1,513 £613 £577 £524 Get Quote
1.6 HDi (115bhp) Exclusive 5d 18 £1,513 £613 £577 £524 Get Quote
1.6 THP Exclusive 5d ETG6 22 £3,437 £777 £754 £692 Get Quote
1.2 PureTech Flair (Plus Pack) 5d 17 £2,199 £659 £653 £579 Get Quote
1.2 PureTech Flair 5d 17 £2,199 £659 £653 £579 Get Quote
1.2 PureTech (130bhp) Flair (Plus Pack) 5d 19 £1,933 £706 £695 £654 Get Quote
1.2 PureTech (130bhp) Flair 5d 19 £1,933 £706 £695 £654 Get Quote
1.2 PureTech (130bhp) XFlair 5d EAT6 19 £1,933 £706 £695 £654 Get Quote
1.6 BlueHDi Flair (Plus Pack) 5d 20 £2,275 £701 £679 £638 Get Quote
1.6 BlueHDi Flair 5d 20 £2,275 £701 £679 £638 Get Quote
1.6 BlueHDi (120bhp) Flair (Plus Pack) 5d 24 £3,912 £815 £739 £691 Get Quote
1.6 BlueHDi (120bhp) XFlair 5d EAT6 24 £3,912 £815 £739 £691 Get Quote
1.6 BlueHDi (120bhp) Flair 5d 25 £2,732 £679 £662 £619 Get Quote
2.0 BlueHDi Flair (Plus Pack) 5d 28 £3,250 £743 £715 £680 Get Quote
2.0 BlueHDi Flair 5d 29 £3,242 £680 £685 £625 Get Quote

Average Citroen C4 insurance cost

To provide you with an idea of how much it may cost you to insure your Citroen C4, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Citroen C4 with a comprehensive policy for the monthly price of £71.20, or an annual sum of £801.32.

Citroen C4 insurance cost by location

The table above shows the average cost of Citroen C4 insurance based on insurance groups and driver age. However, there are a few other factors that can affect the cost of your car insurance premium, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Citroen C4 1.6 THP Exclusive 5d EGS.

  • Expensive: £1,125 (London SE1)
  • Average: £777 (Newcastle NE1)
  • Cheap: £768.99 (Galashiels TD1)

Which factors affect my Citroen C4 insurance rate?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

  • Engine type and capacity. In general, the bigger the engine, the more you will pay for your car insurance. An average 30-year-old may pay £706 for the 1.2-litre Citroen C4 1.2 e-THP VTR+ 5d, but could pay around £692 for the 2.0-litre Citroen C4 2.0 HDi Exclusive 5d. In this example, it costs an extra £50 for a Citroen C4 model that holds an extra 0.8 litre engine capacity.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,122 for insurance for a Citroen c4 1.6 HDi Selection 5d Auto, while the same 30-year-old in Newcastle may only pay £659. As you can expect with a city that is home to over eight million people, car crime in London is much higher than it is in Newcastle. The increase of £139 for the London post code is testament to this.
  • Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £5,884 for the Citroen C4 1.6 BlueHDi (120bhp) XFlair 5d EAT6, while the average 40-year-old Londoner will only pay £1,166. In this example, a driver that is 40 years old will pay £800 less than a driver who is 20 years old.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claim discount

Citroen C4 facts and trivia

  • The Citroen C4 is also available as an electric car, called the e-C4.
  • The Citroen C4 won the much-coveted “Golden Steering Wheel Award” in 2013.

Bottom line

If you’re in the market for a hatchback, the Citroen C4 is a great choice. It’s relatively expensive to insure, but the tips in this guide can help you to reduce your premiums.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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Danny has written 366 Finder guides across topics including:
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