Citroën C2 insurance group & cost

The Citroën C2 arrived on UK roads in 2003, replacing the older Citroën Saxo model that had gradually been entered into a phasing-out. An example of Citroën's innovation in the supermini field, the C2 has proved surprisingly capable of competing with other models in the field, not least the famous Mini Cooper, although it was discontinued in 2010 ahead of the release of the Citroën DS3.

Citroën C2 models range from insurance groups 3 to 15, so the cost of insurance can vary significantly depending on which model you have.

Citroën C2 insurance groups and cost

In the table below, we show you the insurance group for different Citroën C2 model versions alongside the likely premiums for different age ranges.

Model / Version	Group (1-50)	Age 20yrs	Age 30yrs	Age 40yrs	Age 50yrs	Link
Citroën C2 Hatchback (2003 - 2009) 1.1i Vibe (08) 3d	3	£874.41	£503.34	£460.17	£416.77	Get Quote
Citroën C2 Hatchback (2003 - 2009) Cachet 1.1i Cachet 3d	3	£874.41	£503.34	£460.17	£416.77	Get Quote
Citroën C2 Hatchback (2003 - 2009) VTR 1.1i VTR 3d	3	£874.41	£503.34	£460.17	£416.77	Get Quote
Citroën C2 Hatchback (2003 - 2009) SX 1.1i SX 3d	4	£784.49	£433.55	£416.57	£410.64	Get Quote
Citroën C2 Hatchback (2003 - 2009) 1.4 HDi Vibe (08) 3d	6	£863.82	£547.83	£474.43	£450.57	Get Quote
Citroën C2 Hatchback (2003 - 2009) VTR 1.4i VTR 3d (AC)	6	£863.82	£547.83	£474.43	£450.57	Get Quote
Citroën C2 VTS (2004 - 2009) 1.4i VTS 3d	6	£863.82	£547.83	£474.43	£450.57	Get Quote
Citroën C2 Hatchback (2003 - 2009) SX 1.4 HDi SX 3d	7	£1,024.75	£731.81	£577.93	£546.93	Get Quote
Citroën C2 VTS (2004 - 2009) 1.4 HDi VTS 3d	7	£1,024.75	£731.81	£577.93	£546.93	Get Quote
Citroën C2 Hatchback (2003 - 2009) VTR 1.6i 16V Ministry of Sound VTR 3d SensoDrive	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Citroën C2 GT (2003 - 2004) 1.6i 16V 3d	13	£921.95	£573.32	£490.62	£469.68	Get Quote
Citroën C2 VTS (2004 - 2009) 1.6 HDi 16V VTS (08) 3d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Citroën C2 VTS (2004 - 2009) 1.6i HDi 16V 3d	14	£1,047.48	£555.44	£512.66	£517.67	Get Quote
Citroën C2 Hatchback (2003 - 2009) by LOEB 1.6i 16v 3d	15	£1,425.58	£756.46	£695.57	£676.53	Get Quote
Citroën C2 VTS (2004 - 2009) 1.6i 16V VTS (08) 3d	15	£1,425.58	£756.46	£695.57	£676.53	Get Quote

Average Citroën C2 insurance cost

To provide you with an idea of how much it may cost you to insure your Citroën C2, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Citroën C2 with a comprehensive policy for £647.80 yearly, or £58.94 paying monthly.

We generated these quotes using the following assumptions about the vehicle and the driver. We looked at prices for a driver aged 20, 30, 40 and 50. For each age category we took the average price of the 3 best quotes. We said the 20-year-old driver has 3 years of driving experience, the 30-year-old driver has 13 years of driving experience, the 40-year-old driver has 23 years of driving experience and the 50-year-old driver has 25+ years of driving experience, as that is the quote engine's largest option. We used a cheap (TR8), mid-range (CH1) and expensive (E10) postcode for each hypothetical driver.
All other factors were the same. These were:
The vehicle:
- Has a factory-fitted alarm system
- Hasn't been modified
- Would be parked in a work car park during the day
- Would be parked on a driveway at night
- Hadn't been bought yet but would be by the time the policy starts
- Isn't fitted with a dashcam
The driver:
- Is a teacher
- Is male
- Is a non-homeowner
- Has had no accidents or claims in the last 5 years
- Has had no motoring convictions, driving licence endorsements or fixed penalty points in the last 5 years
- Doesn't have any unspent non-motoring convictions
- Has no medical conditions
- Has never had insurance declined, cancelled or special terms imposed
- Has lived in the UK continuously since birth
- Is single and has no children
- Has a full UK manual licence
- Doesn't have use of another vehicle
- Doesn't have any medical conditions
- No driving or other convictions in the last 5 years
Other factors:
- We used 1 January as the birthday for each driver, alongside their respective birth year
- We looked for quotes with a 3-year no-claims discount
- We chose a voluntary excess of £500
- We didn't protect the no-claims bonus
- We looked for quotes for comprehensive policies
- We didn't include additional drivers
- We opted for an annual payment
- We used cars that were first registered in 2020, with an aim to find a mid-range car in that group
- The policy is for social, domestic and commuting purposes
- We looked at policies covering 10,000 miles per year

Citroën C2 insurance cost by location

The table above shows the average cost of Citroën C2 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Citroën C2 Hatchback (2003 - 2009) 1.1i Vibe (08) 3d.

Expensive: £818.65 (London E10)
Mid-range: £503.34 (Chester CH1)
Cheap: £393.45 (Newquay TR8)

What factors affect my Citroën C2 insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

Your marital status
Your credit history and job
Your car's safety rating score
The model of your car
The age of your car
Your car's security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
No-claims discount

How can I save on my Citroën C2 premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Citroën C2 you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £298.41 to £2,416.42, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

Thank you for your feedback!

Written by

Danny Butler

Publisher

Add to Preferred Sources

Danny was a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

Danny's expertise

Danny has written 292 Finder guides across topics including:

Car, home and business insurance
Helping people save money on their insurance
Project management
Giving valuable insights to website visitors

Co-written by

Jason Loewenthal

Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

More resources on Finder

More guides on Finder

Citroën Berlingo insurance group and cost
Find out the cost and car insurance group of Citroën Berlingo models, and see how much you could pay based on age, location and model.
Citröen Saxo insurance group
Find out which insurance group the Citröen Saxo falls under and how much it costs to insure.
Citröen DS 3 insurance group and cost
Find out the insurance group for your Citröen DS 3, how much it should cost to insure and how to save on your premium.
Citröen C4 insurance group and cost
Find out the average cost of insurance for a Citröen C4 based on the driver’s age and location.
Citröen C3 insurance group and cost
Read our comprehensive guide and find out how much it may cost you to insure a Citröen C3 and how to save on your car insurance premiums.
Citröen Xsara insurance group
Read our comprehensive guide and find out how much it may cost you to insure a Citroën Xsara and how to save on your car insurance premiums.
Citroën C1 insurance group & cost
Read our comprehensive guide and find out how much it may cost you to insure a Citroën C1 and how to save on your car insurance premiums.

Citroën C2 insurance group & cost

Use our guide to find out how much it'll cost you to insure a Citroën C2 and how you can save on your premiums.

Citroën C2 insurance groups and cost

How we got these rates

Average Citroën C2 insurance cost

How we got this rate

Citroën C2 insurance cost by location

What factors affect my Citroën C2 insurance rate?

How can I save on my Citroën C2 premiums?

Bottom line

Frequently asked questions

How much car tax do I have to pay for the Citroën C2?

Where can I buy a Citroën C2?

Danny Butler

Jason Loewenthal

More guides on Finder

Advertiser disclosure

How we make money

How compensation affects our site

Our market coverage

Not financial advice