Car insurance group 32

Find out which cars are placed in insurance group 32 and how much it might cost to insure them.

Posted

Fact checked
Promoted

Get cheap car insurance quotes

Confused.com car insurance logo
  • Save up to £285 on your car insurance*
  • Compare over 100 insurance providers
  • Enjoy Confused.com rewards
Get a quote

What is insurance group 32?

When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium.

Vehicles in group 32 tend to be more expensive to insure. The cars that fall in this group tend to have a higher market value and cost a lot to repair. They’re also statistically more likely to get into accidents or be involved in criminal acts.

The insurance group that a specific vehicle is assigned will depend on a variety of factors, such as vehicle performance, safety features, cost of repairs and security features.

In this guide, we’ll take a deeper look at these factors, as well as the other factors that insurers take into account, such as your age, driving history and location.

Car makes and models in insurance group 32

There are several popular cars in insurance group 32 that are likely to fall on the more expensive side when it comes to your car insurance premium.

Insurance groupCar make/modelDetails
32Audi Q3This subcompact SUV boasts modern tech features, complemented by its balance of comfort and agility all tied to very generous pricing.
32BMW X4 SUVThis speedy SUV sports a powerful turbocharged 3.0-litre engine. It received a 5-star safety rating from Euro NCAP with safety features including knee airbags.
32Ford S-MaxA large 5-seater SUV which is affordable compared to others in its class. It also earned a 5-star award from Euro NCAP.
32DS 5This classy hatchback works best as a comfortable motorway cruiser. It offers a wide choice of diesel engines ranging from 1.6-litre and 2.0-litre options.
32Jaguar F-PaceThis high-performing SUV holds a 5-litre supercharged engine that generates 550 horsepower. It also scored a full 5-star safety rating from Euro NCAP.
32Kia StingerAn athletic sedan with safety features, including a standard blind-spot monitor and rear cross-traffic alert.
32Land Rover DefenderThis vehicle provides the full off-road experience. It scooped three coveted What Car? awards in 2020.
32Mazda MX-5The MX-5 was rated as the most reliable sports car in the 2019 WhatCar? Reliability Survey.

Cars in insurance group 32 and the average cost by driver’s age

Using the table below, you can look for the make and model of your car, and work out how much you’re likely to pay for your car insurance based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Abarth Punto 1.4 Turbo 3d 32 £1,552 £900 £789 £636 Get Quote
Alfa Romeo Stelvio 2.0 Petrol Lusso Ti 200hp AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Audi A3 Sport (Technology Pack) 2.0 TDI 184PS 2d 32 £1,552 £900 £789 £636 Get Quote
Audi A4 40 TDI 204 Quattro S Line S Tronic [C+S] 5d 32 £1,552 £900 £789 £636 Get Quote
Audi A5 S Line (Technology Pack) 2.0 TDI 190PS 5d 32 £1,552 £900 £789 £636 Get Quote
Audi A6 S Line (Technology Pack) 40 TDI 204PS S Tronic auto 4d 32 £1,552 £900 £789 £636 Get Quote
Audi Q3 Edition 1 (Comfort and Sound Pack) 40 TDI 190PS Quattro S Tronic auto 5d 32 £1,552 £900 £789 £636 Get Quote
Audi Q5 Black Edition (Technology Pack) 40 TDI 190PS Quattro S Tronic auto 5d 32 £1,552 £900 £789 £636 Get Quote
BMW 1 Series 123d SE 2d 32 £1,552 £900 £789 £636 Get Quote
BMW 3 Series 330i Sport Automatic 5d 32 £1,552 £900 £789 £636 Get Quote
BMW 4 Series 420d (190bhp) xDrive Sport (Business Media) 5d 32 £1,552 £900 £789 £636 Get Quote
BMW X3 xDrive30d SE 4d Step Auto 32 £1,552 £900 £789 £636 Get Quote
BMW X4 xDrive20d M Sport X (Plus Package and Technology Package) auto 5d 32 £1,552 £900 £789 £636 Get Quote
Citroen C5 Flair Plug-in Hybrid PureTech 180 + 80kW electric motor e-EAT8 auto 5d 32 £1,552 £900 £789 £636 Get Quote
DS 4 Crossback Terre Rouge BlueHDi 180 S&S EAT6 auto 5d 32 £1,552 £900 £789 £636 Get Quote
DS 5 Performance Line THP 210 S&S 5d 32 £1,552 £900 £789 £636 Get Quote
Ford S-MAX ST-Line 2.0 Ford EcoBlue 240PS auto 5d 32 £1,552 £900 £789 £636 Get Quote
Jaguar XE SE 2.0 Turbocharged Petrol 300PS AWD auto 4d 32 £1,552 £900 £789 £636 Get Quote
Jaguar XF Prestige 25t 2.0 Turbocharged 250PS auto 4d 32 £1,552 £900 £789 £636 Get Quote
Jaguar E Pace Chequered Flag D180 AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Jaguar F Pace Prestige 25d 2.0 Twin Turbocharged Diesel 240PS AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Kia Stinger GT-Line 2.2 CRDi 197bhp ISG auto 5d 32 £1,552 £900 £789 £636 Get Quote
Kia Sorento 1.6 T-GDi HEV 4 Auto 5d 32 £1,552 £900 £789 £636 Get Quote
Land Rover Defender 90 S D240 AWD auto 3d 32 £1,552 £900 £789 £636 Get Quote
Land Rover Discovery R-Dynamic S D180 5+2 Seat AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Range Rover Evoque 2.2 SD4 Pure (9speed) Hatchback 5d Auto 32 £1,552 £900 £789 £636 Get Quote
Lexus IS 250 SE (Business Nav) 4d Auto 32 £1,552 £900 £789 £636 Get Quote
Lexus GS 300h 2.5 Luxury (Multimedia) 4d CVT 32 £1,552 £900 £789 £636 Get Quote
Lexus NX 300h 2.5 Luxury (Nav) 5d CVT 32 £1,552 £900 £789 £636 Get Quote
Mazda MX5 SkyActiv-G 184ps GT Sport Nav+ 2d 32 £1,552 £900 £789 £636 Get Quote
Mercedes Benz E class E 220 d 4Matic SE 9G-Tronic Plus auto 4d 32 £1,552 £900 £789 £636 Get Quote
Mercedes Benz C class C 200 SE 9G-Tronic Plus auto (06/2018 on) 4d 32 £1,552 £900 £789 £636 Get Quote
Mercedes Benz CLA class CLA 220 d 4Matic WhiteArt Edition (Comand) 7G-DCT auto 4d 32 £1,552 £900 £789 £636 Get Quote
Mercedes Benz GLA class GLA 200 d 4Matic AMG Line Premium Plus 8G-DCT auto 5d 32 £1,552 £900 £789 £636 Get Quote
Mini Cooper 1.6 Cooper S Convertible (08/10 on) 2d 32 £1,552 £900 £789 £636 Get Quote
Mini Convertible 1.6 (Chili Pack) Cooper S 2d 32 £1,552 £900 £789 £636 Get Quote
Mitsubishi Outlander 2.2 DI-D 4 5d 32 £1,552 £900 £789 £636 Get Quote
Peugeot e-2008 Allure Electric 50kWh 136 auto 5d 32 £1,552 £900 £789 £636 Get Quote
Peugeot 508 GT 2.0 BlueHDi 180 EAT8 auto S&S 5d 32 £1,552 £900 £789 £636 Get Quote
SEAT Leon Cupra Lux 2.0 TSI 290PS DSG auto (07/2018 on) 5d 32 £1,552 £900 £789 £636 Get Quote
Toyota RAV4 2.5 VVT-i Hybrid Business Ed Plus 2WD 5d Auto 32 £1,552 £900 £789 £636 Get Quote
Vauxhall Grandland Ultimate Nav Hybrid4 1.6 (300hp) Direct Injection Turbo/Electric AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Volkswagen Arteon Elegance 2.0 BiTDI SCR 240PS 4Motion DSG auto 5d 32 £1,552 £900 £789 £636 Get Quote
Volkswagen Golf GTI 2.0 TSI BMT 230PS (03/17 on) 3d 32 £1,552 £900 £789 £636 Get Quote
Volkswagen Passat R-Line 2.0 BiTDI SCR 240PS 4Motion DSG auto 4d 32 £1,552 £900 £789 £636 Get Quote
Volvo V40 T5 (245bhp) R DESIGN Pro 5d Geartronic 32 £1,552 £900 £789 £636 Get Quote
Volvo S60 D5 (215bhp) ES (Start Stop) 4d 32 £1,552 £900 £789 £636 Get Quote
Volvo V60 D5 (205bhp) ES 5d 32 £1,552 £900 £789 £636 Get Quote
Volvo V70 2.4D SE Lux (RTI NAV) 5d Geartronic 32 £1,552 £900 £789 £636 Get Quote
Volvo S80 2.4 D5 (205bhp) SE Premium 4d 32 £1,552 £900 £789 £636 Get Quote
Volvo XC60 Momentum Pro D4 AWD 5d 32 £1,552 £900 £789 £636 Get Quote
Volvo XC70 D3 (163bhp) Ocean Race 5d 32 £1,552 £900 £789 £636 Get Quote
Volvo V90 Momentum Pro T4 auto 5d 32 £1,552 £900 £789 £636 Get Quote

Why are cars in group 32 more expensive to insure?

In many cases, cars in insurance group 32 tend to cost more to insure because of the following factors:

  • High market value
  • Expensive to source parts and make repairs
  • Larger engine
  • Longer repair times

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The larger your engine, the more it will cost to repair or replace. This is usually reflected with a higher premium.
  • Driver location. Insurers consider the likelihood that your car will be stolen or involved in an accident, based on your location. This will affect the size of your premium. As an example, a 30-year-old in central London will pay £1,054 for insurance for a BMW 3 Series 330i Sport Automatic 5d, while the same 30-year-old in Newcastle may only pay £900.
  • Driver age. Like location, the age of the driver plays a huge role in calculating the cost of your insurance premium. Insurers will use previous claims data to work out the odds of someone your age making a claim, and adjust your premium accordingly. The average 20-year-old driver in London could pay £1,834 for the Range Rover Evoque 2.2 SD4 Pure (9speed) Hatchback 5d Auto, while the average 40-year-old Londoner will only pay £960.

Here are some of the other factors that can also impact the price of your premium.

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • The likelihood of your model being stolen, based on previous data
  • The model and age of your car
  • Your driving activity
  • Your driving history
  • The length of your no-claim discount

How can I save on my car insurance premium?

Choosing a car in a lower insurance group is a great way to reduce the price of your premium.

Here are some more ideas for you to save money on your car insurance premium.

  • Drive safely. Having driving convictions on your record will make your premium more expensive.
  • Don’t use your car all of the time. The higher your annual mileage, the more of a risk you’ll be perceived as by insurers. So, consider journeys where you can potentially use public transport or walk.
  • Pay annually. By paying annually, you avoid the possibility of paying interest on monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be.
  • Shop around. When it’s time for renewal, use price comparison websites to find the best deal for you.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

More guides on Finder

  • Car insurance group 47

    Find out which cars are placed in insurance group 47 and the average cost of insurance.

  • Car insurance group 48

    Find out which cars are placed in insurance group 48 and how much it costs to insure them.

  • Car insurance group 50

    Find out which cars are listed in insurance group 50 and how much it might cost to insure them.

  • Car insurance group 49

    Find out which cars are in insurance group 49 and how much it costs to insure them.

  • Car insurance group 46

    Find out which cars are placed in insurance group 46 and how much it costs to insure them.

  • Car insurance group 41

    Find out the list of cars in insurance group 41 and how much it might cost to insure them.

  • Car insurance group 43

    Find out the cars listed in insurance group 43 and how much it might cost to insure them.

  • Car insurance group 44

    Find out what cars are in insurance group 44 and how much it might cost to insure them.

  • Car insurance group 45

    Find out which cars are listed in insurance group 45 and how much it might cost to insure them.

  • Car insurance group 42

    Find out what cars are available in insurance group 42 and how much it costs to insure them.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site