Car insurance group 21

Find out which cars are placed in insurance group 21 and how much it might cost to insure them.

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Car insurance group 21 explained

With insurance groups ranging from 1-50, vehicles in group 21 are on the cheaper side to insure.

The vehicles within this group score well in most of the factors used to determine the group ratings, including safety, security features and possessing less powerful engines.

However, there are also other personal factors that insurers take into account, such as your age, driving history and location.

Car makes and models in insurance group 21

Here are some of the more popular cars in insurance group 21 that are likely to fall on the cheaper side when it comes to your car insurance premiums.

Insurance groupCar make/modelDetails
21Alfa RomeoThis hatchback has low running costs and ranks in the top 10 for reliability according to WhatCar?
21BMW i3The i3 electric hatchback comes with a range of up to 160 miles on a single charge. It also comes with plenty of safety features, such as stability control and six airbags.
21Citroen DS 4An eclectic mix of hatchback, coupe and SUV, the DS 4 was awarded a 5-star safety rating from Euro NCAP and has an economical diesel engine.
21Ford C-MAXThis practical MPV five-seater is a spacious hybrid, which is easy to control and regarded as being fun to drive.
21Kia SoulThe Kia Soul won the World Urban Car of the Year 2020 (EV version). It has relatively low running costs and comes with a seven-year warranty.
21Mazda 6Mazda’s saloon car packs a powerful, yet discreet, diesel engine. It also comes with a first-rate safety kit.
21Ford FiestaWith strong fuel economy and low Co2 emissions, this small hatchback is as popular as ever. It won the Auto Express Supermini Car of the Year in 2019.
21SEAT LeonThis family car has a small economical engine, making it more affordable in the long-term than rivals in this field.

Cars in insurance group 21 and the average cost by driver’s age

Using the table below, you can discover how much you’re likely to pay to insure your specific vehicle based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Alfa Romeo Giulietta 1.6 JTDM-2 (120bhp) Progression 5d 21 £1,417 £822 £720 £581 Get Quote
Alfa Romeo Giulietta 2.0 JTDM-2 (150bhp) Tecnica 5d 21 £1,417 £822 £720 £581 Get Quote
Alfa Romeo Giulietta 2.0 JTDM-2 (175bhp) Tecnica 5d TCT 21 £1,417 £822 £720 £581 Get Quote
Aston Martin Cygnet 1.33 3d 21 £1,417 £822 £720 £581 Get Quote
Audi A2 1.6 TDI SE (01/15-) 3d 21 £1,417 £822 £720 £581 Get Quote
Audi A1 1.4 TFSI Sport (01/15-) 3d S Tronic 21 £1,417 £822 £720 £581 Get Quote
Audi A0 2.0 TDI Sport 3d 21 £1,417 £822 £720 £581 Get Quote
Audi A3 1.4 TFSI (140bhp) S Line 3d S Tronic 21 £1,417 £822 £720 £581 Get Quote
Audi A3 S Line (Technology Pack) 1.6 TDI 116PS 3d 21 £1,417 £822 £720 £581 Get Quote
Audi A4 2.0 TDI (Start Stop) 4d 21 £1,417 £822 £720 £581 Get Quote
Audi Q2 Edition 1 (Technology Pack) 1.4 TFSI 150PS 5d 21 £1,417 £822 £720 £581 Get Quote
Audi Q2 Black Edition (Technology Pack) 35 TFSI 150PS 5d 21 £1,417 £822 £720 £581 Get Quote
Audi Q2 Black Edition (Technology Pack) 35 TFSI 150PS S Tronic auto 5d 21 £1,417 £822 £720 £581 Get Quote
BMW 1 Series 118i SE 5d 21 £1,417 £822 £720 £581 Get Quote
BMW i3 5d Auto 21 £1,417 £822 £720 £581 Get Quote
BMW i3 94Ah Atelier Interior World auto 5d 21 £1,417 £822 £720 £581 Get Quote
BMW i3 94Ah Lodge Interior World auto 5d 21 £1,417 £822 £720 £581 Get Quote
BMW 2 Series 218d SE (07/17 on) 2d 21 £1,417 £822 £720 £581 Get Quote
BMW 2 Series 218d SE auto (07/17 on) 2d 21 £1,417 £822 £720 £581 Get Quote
BMW 3 Series 318i SE (07/15-) 5d 21 £1,417 £822 £720 £581 Get Quote
Chevorlet Cruze 1.7 VCDi LTZ 5d 21 £1,417 £822 £720 £581 Get Quote
Citroen C3 1.2 PureTech 110 Flair 5d 21 £1,417 £822 £720 £581 Get Quote
Citroen C4 Flair PureTech 130 S&S 5d 21 £1,417 £822 £720 £581 Get Quote
Citroen C5 1.6 HDI 16V VTR+ Nav 4d 21 £1,417 £822 £720 £581 Get Quote
Citroen C5 2.0i 16V VTR+ 4d 21 £1,417 £822 £720 £581 Get Quote
DS 3 1.2 PureTech (130bhp) Elegance 3d 21 £1,417 £822 £720 £581 Get Quote
DS 3 1.6 BlueHDi Elegance 3d 21 £1,417 £822 £720 £581 Get Quote
DS 4 1.6 BlueHDi DStyle Nav 5d 21 £1,417 £822 £720 £581 Get Quote
DS 4 1.6 BlueHDi DStyle Nav 5d EAT6 21 £1,417 £822 £720 £581 Get Quote
Fiat Punto 1.4 Multiair 16V Sporting (135bhp) 3d 21 £1,417 £822 £720 £581 Get Quote
Ford Focus Vignale 1.5 Ford EcoBoost 150PS auto 5d 21 £1,417 £822 £720 £581 Get Quote
Ford C MAX Zetec (Sync3 DAB Navigation) 1.5T EcoBoost 150PS S/S auto 5d 21 £1,417 £822 £720 £581 Get Quote
Ford C MAX Zetec 1.5T EcoBoost 150PS S/S auto 5d 21 £1,417 £822 £720 £581 Get Quote
Ford Mondeo 2.0 TDCi ECOnetic Zetec (Nav) 5d 21 £1,417 £822 £720 £581 Get Quote
Ford Kuga 1.5 EcoBoost Titanium Sport 2WD 5d 21 £1,417 £822 £720 £581 Get Quote
Ford Galaxy Zetec 1.5 Ford EcoBoost 165PS 5d 21 £1,417 £822 £720 £581 Get Quote
Ford Galaxy Zetec 2.0 Ford EcoBlue 150PS 5d 21 £1,417 £822 £720 £581 Get Quote
Ford S MAX Zetec 1.5 EcoBoost GTDi 165PS 5d 21 £1,417 £822 £720 £581 Get Quote
Honda HR V 1.6 i-DTEC SE (01/19-) 5d 21 £1,417 £822 £720 £581 Get Quote
Hyundai i30 1.6T GDI Turbo 21 £1,417 £822 £720 £581 Get Quote
Hyundai Tucson 2.0 CRDi Blue Drive SE Nav 2WD 5d 21 £1,417 £822 £720 £581 Get Quote
Hyundai Tucson Go SE 1.7 CRDi 141PS Blue Drive 2WD DCT auto 5d 21 £1,417 £822 £720 £581 Get Quote
Hyundai ix35 2.0 CRDi Style 5d Auto 21 £1,417 £822 £720 £581 Get Quote
Jeep Wrangler 2.8 CRD Sport (2011) 2d 21 £1,417 £822 £720 £581 Get Quote
Jeep Compass 2.0 Sport + (2WD) 5d 21 £1,417 £822 £720 £581 Get Quote
Jeep Renegade 1.3 Turbo 4xe PHEV 190 Longitude Auto 5d 21 £1,417 £822 £720 £581 Get Quote
Kia Soul Sport 1.6 T-GDi 201bhp DCT auto 5d 21 £1,417 £822 £720 £581 Get Quote
Kia Sportage GT-Line 1.6 T-GDi 174bhp ISG (08/2018 on) 5d 21 £1,417 £822 £720 £581 Get Quote
Kia Sportage 2.0 CRDi KX-4 5d 21 £1,417 £822 £720 £581 Get Quote
Kia Optima 1.6 CRDi 134bhp ISG 4d 21 £1,417 £822 £720 £581 Get Quote
Land Rover Freelander 2.2 eD4 XS 2WD 5d 21 £1,417 £822 £720 £581 Get Quote
Land Rover Freelander 2.2 Td4 e XS (Nav) 5d 21 £1,417 £822 £720 £581 Get Quote
Lexus CT 200h 1.8 Premier ([Sunroof) 5d 21 £1,417 £822 £720 £581 Get Quote
Mazda 3 Skyactiv-X 180ps SE-L 5d 21 £1,417 £822 £720 £581 Get Quote
Mazda 6 2.2d SE 4d 21 £1,417 £822 £720 £581 Get Quote
Mazda CX5 2.2d (175bhp) Sport AWD 5d 21 £1,417 £822 £720 £581 Get Quote
Mazda CX 30 2.0 Skyactiv-X MHEV 100th Anniversary Edition 5d 21 £1,417 £822 £720 £581 Get Quote
Mercedes Benz A class A 180 Sport Premium Plus 5d 21 £1,417 £822 £720 £581 Get Quote
Mercedes Benz A class A 180 AMG Line Premium Plus 5d 21 £1,417 £822 £720 £581 Get Quote
Mercedes Benz B class B 220 d 4Matic Exclusive Edition 7G-DCT auto (06/18-) 5d 21 £1,417 £822 £720 £581 Get Quote
Mercedes Benz B class B200 CDI Sport 5d 21 £1,417 £822 £720 £581 Get Quote
Mercedes Benz B class B 220 d 4Matic AMG Line 7G-DCT auto 5d 21 £1,417 £822 £720 £581 Get Quote
MG ZS SUV Excite auto 5d 21 £1,417 £822 £720 £581 Get Quote
Mini Convertible Cooper Classic (Comfort Pack & Navigation Pack) 2d 21 £1,417 £822 £720 £581 Get Quote
Mini Convertible Cooper (03/2018 on) 2d 21 £1,417 £822 £720 £581 Get Quote
Mini Clubman Cooper Exclusive (07/19-) 6d 21 £1,417 £822 £720 £581 Get Quote
Mitsubishi Mirage 4 Petrol 5d 21 £1,417 £822 £720 £581 Get Quote
Mitsubishi Outlander Design CVT 4WD 2.0 auto 5d 21 £1,417 £822 £720 £581 Get Quote
Mitsubishi Eclipse First Edition 1.5 4WD auto 5d 21 £1,417 £822 £720 £581 Get Quote
Nissan Leaf Visia+ Flex (6.6kW Charger) 5d Auto 21 £1,417 £822 £720 £581 Get Quote
Nissan Leaf Visia 40kWh auto 5d 21 £1,417 £822 £720 £581 Get Quote
Nissan Juke 1.6 DiG-T Acenta (Premium Pack) 5d 21 £1,417 £822 £720 £581 Get Quote
Nissan Juke 1.6 DiG-T Acenta 5d 21 £1,417 £822 £720 £581 Get Quote
Nissan Qashqui 1.6 dCi Visia 5d 21 £1,417 £822 £720 £581 Get Quote
Nissan Qashqui 1.6 dCi Visia 5d CVT 21 £1,417 £822 £720 £581 Get Quote
Peugeot 208 1.5 BlueHDi 100 S&S 5d 21 £1,417 £822 £720 £581 Get Quote
Peugeot 2008 1.2 PureTech (130bhp) Allure 5d 21 £1,417 £822 £720 £581 Get Quote
Peugeot 2008 1.6 BlueHDi (120bhp) Allure 5d 21 £1,417 £822 £720 £581 Get Quote
Peugeot 308 Active 1.6 BlueHDi 120 S&S (07/17 on) 5d 21 £1,417 £822 £720 £581 Get Quote
Peugeot 308 Active 1.6 BlueHDi 120 S&S EAT6 auto (07/17 on) 5d 21 £1,417 £822 £720 £581 Get Quote
Peugeot 5008 GT Line 2.0 BlueHDi 150 S&S 5d 21 £1,417 £822 £720 £581 Get Quote
Renault Captur TCe 155 auto 5d 21 £1,417 £822 £720 £581 Get Quote
Renault Kadjar Nav TCe 160 5d 21 £1,417 £822 £720 £581 Get Quote
Renault Megane 1.3 TCE R.S.Line 5d 21 £1,417 £822 £720 £581 Get Quote
Renault Scenic 1.6 dCi Expression (Stop/Start) 5d 21 £1,417 £822 £720 £581 Get Quote
SEAT Ateca 2.0 TDI Xcellence 4WD 5d DSG 21 £1,417 £822 £720 £581 Get Quote
SEAT Leon 2.0 TDI SE 5d 21 £1,417 £822 £720 £581 Get Quote
SEAT Alhambra 2.0 TDI CR SE (170bhp) 5d 21 £1,417 £822 £720 £581 Get Quote
SEAT Alhambra 2.0 TDI CR SE (170bhp) 5d DSG 21 £1,417 £822 £720 £581 Get Quote
Skoda Yeti 2.0 TDI CR (150bhp) Monte Carlo 4x4 5d 21 £1,417 £822 £720 £581 Get Quote
Skoda Octavia 2.0 TDI 150 SE L First Edition DSG 5d 21 £1,417 £822 £720 £581 Get Quote
Skoda Superb SE L 1.5 TSI ACT 150PS 5d 21 £1,417 £822 £720 £581 Get Quote
Subaru XV 2.0i SE 5d 21 £1,417 £822 £720 £581 Get Quote
Suzuki Vitara 1.4 Boosterjet 48V Hybrid SZ4 5d 21 £1,417 £822 £720 £581 Get Quote
Suzuki SX4 1.0 Boosterjet SZ-T 5d 21 £1,417 £822 £720 £581 Get Quote
Toyota Corolla 2.0 VVT-i Hybrid 184hp auto 5d 21 £1,417 £822 £720 £581 Get Quote
Toyota Prius Business Edition Plus Plug-in 1.8 VVT-i Hybrid 5d 21 £1,417 £822 £720 £581 Get Quote
Toyota CHR Design (Leather Pack) 2.0 VVT-i Hybrid 184hp auto 5d 21 £1,417 £822 £720 £581 Get Quote
Vauxhall Astra 1.6T 16V (200bhp) SRi 5d 21 £1,417 £822 £720 £581 Get Quote
Vauxhall Zafira 2.0 CDTi (170bhp) Design 5d 21 £1,417 £822 £720 £581 Get Quote
Vauxhall Insignia Tech Line Nav 2.0 (170PS) Turbo D BlueInjection 5d 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Golf 1.5 eTSI 150PS DSG auto 5d 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Beetle R-Line 2.0 TDI BMT 150PS 3d 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Beetle R-Line 2.0 TDI BMT 150PS DSG auto 3d 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Passet 2.0 TDI S 5d 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Scirocco 1.4 TSI BlueMotion Tech 3d 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Touran 2.0 TDI (190bhp) R Line 5d DSG 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Sharen 2.0 TDI CR BlueMotion Tech (170bhp) SE 5d 21 £1,417 £822 £720 £581 Get Quote
Volkswagen Sharen 2.0 TDI CR BlueMotion Tech (170bhp) SE 5d DSG 21 £1,417 £822 £720 £581 Get Quote
Volvo V40 D3 ES 5d 21 £1,417 £822 £720 £581 Get Quote
Volvo S60 DRIVe (115bhp) ES 4d 21 £1,417 £822 £720 £581 Get Quote
Volvo S60 T3 (150bhp) SE Nav 4d 21 £1,417 £822 £720 £581 Get Quote
Volvo V60 D2 (120bhp) Business Edition 5d 21 £1,417 £822 £720 £581 Get Quote
Volvo V60 DRIVe (115bhp) ES 5d 21 £1,417 £822 £720 £581 Get Quote
Volvo V70 1.6 DRIVe (109bhp) ES 5d 21 £1,417 £822 £720 £581 Get Quote
Volvo S80 DRIVe (115bhp) ES (Start Stop) 4d 21 £1,417 £822 £720 £581 Get Quote

Why are cars in group 21 one of the cheapest?

Cars in insurance group 21 score well in a number of factors that determine which group the car will fall under. These factors include the following:

  • Good security and safety features
  • Inexpensive parts to source
  • Inexpensive repair costs
  • Lower market value
  • Smaller engine size
  • Faster repair times

What other factors affect your car insurance premium?

Here are some other factors that have a significant impact on the cost of your insurance:

  • Engine type and capacity. The bigger your engine, the more you’re likely to pay for insurance. That’s because larger engines cost more to repair or replace. With a smaller engine, you’ll be seen as less of a risk to an insurer and this is usually reflected with a lower premium.
  • Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident when calculating your insurance, and your location has a big impact on this. As an example, a 30-year-old in central London will pay £972 for insurance for a Fiat Punto 1.4 Multiair 16V Sporting (135bhp) 3d, while the same 30-year-old in Newcastle may only pay £822.
  • Driver age. Your age will play a huge role in determining the cost of your insurance premium. As an example, the average 20-year-old driver in London could pay £1,691 for the Ford Zetec 1.5T EcoBoost 150PS S/S auto 5d, while the average 40-year-old Londoner will only pay £886.

Here are some other factors that can impact the price of your premiums.

  • Your marital status
  • Your credit history
  • Your occupation
  • Your car’s safety rating
  • Your car’s security features and anti-theft precautions
  • The model and age of your car
  • Your driving activity
  • Your driving history
  • Your no-claims discount

How can I save on my car insurance premiums?

There are a few other things you can do to drop the cost of your car insurance:

  • Drive safely. Having driving convictions on your record will make your premium more expensive.
  • Don’t use your car all of the time. You could save money by reducing your annual mileage. Consider opting for public transport or walking when you can.
  • Pay annually. By paying annually, you’ll usually end up with a cheaper deal since you won’t have to pay interest on monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be.
  • Shop around. When it’s time for renewal, compare your options. You’ll be surprised at how much you could save by shopping around.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

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