List of cars in insurance group 16

Find out the cars listed in insurance group 16 and the average cost of insurance based on the specific model version, the driver's age and their location.

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Cars in insurance group 16 are usually on the cheaper side to insure in comparison to other makes and models. Group 16 is on the lower end of the insurance groups and the cars that fit in this category score well for various factors used to determine the group ratings. These include having powerful safety features, being inexpensive to repair and possessing less powerful engines.

Car insurance groups explained

All vehicles on the road are assigned an insurance group from 1-50. These group help to determine the cost of your premiums.

Group 1 has the cheapest cars to insure, while group 50 has the most expensive. The group a particular car model fits into is usually determined by its market value, safety features and security features and the cost of part replacement.

Car makes and models in insurance group 16

There’s a number of popular cars in insurance group 16. These are likely to be cheaper to insure than cars in higher groups.

Insurance groupCar make/modelDetails
16DS 3The DS 3 has a 1.2ltr engine, as well as top safety features like automatic emergency braking and lane-keeping assistance.
16Volkswagen PoloThis car won the Best Small Car Of The Year At The 2020 What Car? Awards. Motorists love its nimble handling and precise steering.
16BMW 1-SeriesThis premium hatchback has strong and sturdy craftsmanship. It won the Best Family Car at the What Car? Awards 2020.
16Mercedes-Benz B ClassThe B Class is a small MPV/hatchback which offers a very smooth and quiet drive with excellent suspension and inexpensive petrol and diesel engines.
16Honda InsightThis hybrid electric vehicle is highly-efficient, safe and fun to drive.
16Toyota YarisThis sub-compact car has been available for decades. It has won various awards for its all-round performance.
16Mazda 6The model was awarded a five star safety rating from Euro NCAP and comes with a first-rate safety kit included.
16Hyundai ix35This vehicle has loved for its spaciousness and affordable running costs. It provides good value for money, especially when you consider its broad range of safety features.

Cars in insurance group 16 and the average cost by driver’s age

Using the table below, you can discover the make and model of your car, then work out how much you’re likely to pay for your car insurance, based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Alfa Romeo Mito 1.4 TB Veloce 3d 16 £1,364 £791 £693 £560 Get Quote
Alfa Romeo Giulietta 1.4 TB Veloce 3d 16 £1,364 £791 £693 £560 Get Quote
Audi A1 1.4 TFSI Competition Line 3d 16 £1,364 £791 £693 £560 Get Quote
Audi A1 1.4 TFSI Competition Line 3d S Tronic 16 £1,364 £791 £693 £560 Get Quote
Audi A3 1.4 TFSI (140bhp) SE 3d 16 £1,364 £791 £693 £560 Get Quote
Audi A3 1.4 TFSI (140bhp) SE 3d S Tronic 16 £1,364 £791 £693 £560 Get Quote
Audi A3 1.4 TFSI SE 3d 16 £1,364 £791 £693 £560 Get Quote
Audi A3 1.4 TFSI SE 3d S Tronic 16 £1,364 £791 £693 £560 Get Quote
Audi A3 1.6 TDI SE 3d 16 £1,364 £791 £693 £560 Get Quote
Audi A3 1.6 TDI SE 3d S Tronic 16 £1,364 £791 £693 £560 Get Quote
Audi Q2 SUV Black Edition (Technology Pack) 30 TFSI 116PS 5d 16 £1,364 £791 £693 £560 Get Quote
Audi Q2 SUV Black Edition 30 TFSI 116PS 5d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Business Media) 3d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Business Media) 3d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Business Media) 5d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Business Media) 5d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Nav) 3d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Nav) 3d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Nav) 5d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Nav) 5d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Professional Media) 3d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Professional Media) 3d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Professional Media) 5d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban (Professional Media) 5d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban 3d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban 3d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban 5d 16 £1,364 £791 £693 £560 Get Quote
BMW 1-Series 116d Urban 5d Step Auto 16 £1,364 £791 £693 £560 Get Quote
BMW 2-Series 218d SE (04/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
BMW 2-Series 218d SE Sport Automatic (04/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Chevrolet Orlando 2.0 VCDi (160bhp) LT 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Chevrolet Orlando 2.0 VCDi LT (Start Stop) 5d 16 £1,364 £791 £693 £560 Get Quote
Chevrolet Orlando 2.0 VCDi LT 5d 16 £1,364 £791 £693 £560 Get Quote
Chevrolet Cruze 1.7 VCDi (110bhp) LTZ (Nav) 4d 16 £1,364 £791 £693 £560 Get Quote
Chevrolet Cruze 1.7 VCDi (110bhp) LTZ (Nav) 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C3 1.2 PureTech 110 Flair Plus 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C3 Flair Plus BlueHDi 100 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C3 1.6 BlueHDi Selection 5d 16 £1,364 £791 £693 £560 Get Quote
DS 3 1.6 e-HDi Airdream DStyle (95g/km) 3d 16 £1,364 £791 £693 £560 Get Quote
DS 3 1.6 e-HDi Airdream DStyle 3d 16 £1,364 £791 £693 £560 Get Quote
DS 3 1.6 VTi 16V DStyle 3d 16 £1,364 £791 £693 £560 Get Quote
DS 3 1.6 VTi 16V DStyle 3d Auto 16 £1,364 £791 £693 £560 Get Quote
DS 4 1.6 HDi (115bhp) DSign 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C4 Flair BlueHDi 100 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C4 Flair PureTech 110 S&S (06/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C4 Flair PureTech 110 S&S EAT6 auto 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C4 1.2 PureTech VTR 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C4 1.2 PureTech VTR 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen C4 1.6 BlueHDi (100bhp) VTR 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen SpaceTourer Feel M BlueHDi 115 S&S (8 seats) 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen SpaceTourer Feel M BlueHDi 115 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen SpaceTourer Feel XL BlueHDi 115 S&S (8 seats) 5d 16 £1,364 £791 £693 £560 Get Quote
Citroen SpaceTourer Feel XL BlueHDi 115 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
DS 3 Crossback Elegance BlueHDi 100 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat 500c 1.3 Multijet Lounge (12/15-) 2d 16 £1,364 £791 £693 £560 Get Quote
Fiat 500c 1.4 Lounge 2d 16 £1,364 £791 £693 £560 Get Quote
Fiat 500c 1.4 Lounge 2d Auto 16 £1,364 £791 £693 £560 Get Quote
Fiat 500L 1.4 T-Jet Pop Star 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat 500L 1.6 Multijet (120bhp) Beats Edition 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat 500L 1.6 Multijet Beats Edition 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat 500X 1.4 Multiair (170bhp) 4x4 Cross Plus 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Fiat 500X Cross Plus 1.3 150hp DCT auto 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat Punto 1.4 Multiair GBT (Brio pack) 3d 16 £1,364 £791 £693 £560 Get Quote
Fiat Punto 1.4 Multiair GBT (Brio pack) 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat Punto 1.4 Multiair GBT 3d 16 £1,364 £791 £693 £560 Get Quote
Fiat Punto 1.4 Multiair GBT 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat Tipo Mirror 1.6 MultiJet 120hp 5d 16 £1,364 £791 £693 £560 Get Quote
Fiat Doblo 2.0 Multijet SX Maxi Combi 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Fiesta Vignale Edition 1.0T EcoBoost 140PS 5d 16 £1,364 £791 £693 £560 Get Quote
Ford PUMA SUV ST-Line X First Edition 1.0 Ford Ecoboost Hybrid (mHEV) 155PS 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Focus Vignale 1.5 Ford EcoBlue 120PS 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Focus Vignale 1.5 Ford EcoBlue 120PS auto 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Focus 1.5 Ford EcoBoost 150PS 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Focus 1.5 Ford EcoBoost 150PS auto 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Focus Vignale 1.5 Ford EcoBlue 120PS 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Focus Vignale 1.5 Ford EcoBlue 120PS auto 5d 16 £1,364 £791 £693 £560 Get Quote
Ford B Max 1.0 EcoBoost (125bhp) Titanium 5d 16 £1,364 £791 £693 £560 Get Quote
Ford B Max Titanium Navigator 1.0T EcoBoost 125PS S/S 5d 16 £1,364 £791 £693 £560 Get Quote
Ford C Max 1.0 EcoBoost (125bhp) Zetec (05/15-) 5d 16 £1,364 £791 £693 £560 Get Quote
Ford C Max 1.0 EcoBoost (125bhp) Zetec Navigation (05/15-) 5d 16 £1,364 £791 £693 £560 Get Quote
Ford C Max 1.6 (125bhp) Zetec (05/15-) 5d 16 £1,364 £791 £693 £560 Get Quote
Ford C Max 1.6 (125bhp) Zetec Navigation (05/15-) 5d 16 £1,364 £791 £693 £560 Get Quote
Ford C Max 1.6 TDCi Zetec 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Mondeo Titanium Edition 1.5 Duratorq TDCi 120PS Eco 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Kuga Titanium Edition 1.5 TDCi 120PS FWD 5d 16 £1,364 £791 £693 £560 Get Quote
Ford Kuga Titanium Edition 2.0 TDCi 120PS PowerShift auto FWD 5d 16 £1,364 £791 £693 £560 Get Quote
Ford EcoSport Titanium (Lux Pack) 1.5 EcoBlue TDCi 125PS AWD (10/2017 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Ford EcoSport Titanium 1.5 EcoBlue TDCi 125PS AWD (10/2017 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Ford S Max 2.0 TDCi Zetec 5d 16 £1,364 £791 £693 £560 Get Quote
Honda Jazz 1.3 IMA HE Hybrid 5d CVT 16 £1,364 £791 £693 £560 Get Quote
Honda Civic 1.0 VTEC Turbo EX - Sport Line 5d 16 £1,364 £791 £693 £560 Get Quote
Honda Civic 1.0 VTEC Turbo EX - Sport Line CVT auto 5d 16 £1,364 £791 £693 £560 Get Quote
Honda CR Z 1.5 IMA S Hybrid 3d 16 £1,364 £791 £693 £560 Get Quote
Honda insight 1.3 IMA ES-T Hybrid 5d CVT 16 £1,364 £791 £693 £560 Get Quote
Honda insight 1.7 CRDi (136bhp) Blue drive Style 4d 16 £1,364 £791 £693 £560 Get Quote
Honda insight 1.7 CRDi (136bhp) Style 4d 16 £1,364 £791 £693 £560 Get Quote
Honda insight 1.7 CRDi (136bhp) Style 4d Auto 16 £1,364 £791 £693 £560 Get Quote
Hyundai Kona SE 1.6 CRDi 136PS 2WD DCT auto 5d 16 £1,364 £791 £693 £560 Get Quote
Hyundai Tucson 1.7 CRDi Blue Drive Premium 2WD 5d DCT 16 £1,364 £791 £693 £560 Get Quote
Hyundai Tucson Premium 1.6 CRDi 136PS 48V Hybrid 2WD DCT auto 5d 16 £1,364 £791 £693 £560 Get Quote
Hyundai ix35 1.7 CRDi S (ISG) 2WD 5d 16 £1,364 £791 £693 £560 Get Quote
Hyundai ix35 1.7 CRDi S 2WD 5d 16 £1,364 £791 £693 £560 Get Quote
Jeep Compass Sport 1.6 MultiJet II 120hp 4x2 5d 16 £1,364 £791 £693 £560 Get Quote
Jeep Renegade 1.3 T4 GSE S Limited DDCT 5d 16 £1,364 £791 £693 £560 Get Quote
Jeep Renegade Limited 2.0 MultiJet II 140hp 4x4 (08/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Jeep Renegade Limited 2.0 MultiJet II 140hp 4x4 auto (08/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Kia Sportage GT-Line 1.6 CRDi 134bhp 48V DCT auto ISG 2WD 5d 16 £1,364 £791 £693 £560 Get Quote
Kia Sportage GT-Line 1.6 CRDi 134bhp 48V DCT auto ISG AWD 5d 16 £1,364 £791 £693 £560 Get Quote
Kia Sportage GT-Line 1.6 CRDi 134bhp 48V ISG 2WD 5d 16 £1,364 £791 £693 £560 Get Quote
Kia Sportage GT-Line 1.6 CRDi 134bhp DCT auto ISG (08/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Kia Carens 1.7 CRDi (134bhp) 2 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Kia Ceed Blue Edition 1.4 T-GDi 138bhp ISG 5d 16 £1,364 £791 £693 £560 Get Quote
Kia Ceed First Edition 1.4 T-GDi 138bhp DCT auto ISG 5d 16 £1,364 £791 £693 £560 Get Quote
Kia Ceed First Edition 1.4 T-GDi 138bhp ISG 5d 16 £1,364 £791 £693 £560 Get Quote
Kia ProCeed GT-Line S 1.6 CRDi 134bhp ISG 3d 16 £1,364 £791 £693 £560 Get Quote
Kia ProCeed GT-Line S 1.6 CRDi 134bhp ISG DCT auto 3d 16 £1,364 £791 £693 £560 Get Quote
Kia Xceed 1.6 CRDi 114bhp ISG 5d 16 £1,364 £791 £693 £560 Get Quote
Mazda 2 1.5 Sport Black II 5d 16 £1,364 £791 £693 £560 Get Quote
Mazda 3 Skyactiv-G 122ps Sport Lux 5d 16 £1,364 £791 £693 £560 Get Quote
Mazda 3 Skyactiv-G 122ps Sport Lux auto 5d 16 £1,364 £791 £693 £560 Get Quote
Mazda 6 2.0 SE-L 4d 16 £1,364 £791 £693 £560 Get Quote
Mazda 6 2.0 SE-L 4d Auto 16 £1,364 £791 £693 £560 Get Quote
Mazda 6 2.0 SE-L Nav 4d 16 £1,364 £791 £693 £560 Get Quote
Mazda 6 2.0 SE-L Nav 4d Auto 16 £1,364 £791 £693 £560 Get Quote
Mazda CX 3 1.5d SE Nav 5d 16 £1,364 £791 £693 £560 Get Quote
Mazda CX 3 2.0 Sport Nav 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 [1.5] CDI AMG Sport (Map Pilot) 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 [1.5] CDI AMG Sport 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI AMG Sport (Map Pilot) 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI AMG Sport (Map Pilot) 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI AMG Sport 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI AMG Sport 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI BlueEFF AMG Sport (Map Pilot) 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI BlueEFFICIENCY AMG Sport (Map Pilot) 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI BlueEFFICIENCY AMG Sport 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes A Class A180 CDI BlueEFFICIENCY AMG Sport 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes B Class B180 BlueEFFICIENCY SE 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes B Class B180 BlueEFFICIENCY SE 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes B Class B180 SE 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes B Class B180 SE 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Mercedes B Class B200 CDI SE Executive 5d 16 £1,364 £791 £693 £560 Get Quote
Mercedes B Class B200 CDI SE Executive 5d Auto 16 £1,364 £791 £693 £560 Get Quote
MG HS SUV Explore 1.5T-GDI 5d 16 £1,364 £791 £693 £560 Get Quote
Mini Hatchback Cooper D Seven (Chili & Media XL) 3d 16 £1,364 £791 £693 £560 Get Quote
Mini Hatchback Cooper D Seven (Chili & Media XL) 5d 16 £1,364 £791 £693 £560 Get Quote
Mini Hatchback Cooper D Seven (Chili & Media XL) auto 3d 16 £1,364 £791 £693 £560 Get Quote
Mini Hatchback Cooper D Seven (Chili & Media XL) auto 5d 16 £1,364 £791 £693 £560 Get Quote
Mini Convertible 1.5 Cooper D (Chili Pack) 2d 16 £1,364 £791 £693 £560 Get Quote
Mini Convertible 1.5 Cooper D (Chili Pack) 2d Auto 16 £1,364 £791 £693 £560 Get Quote
Mini Countryman Cooper All4 (Chili & Media Pack XL) 5d 16 £1,364 £791 £693 £560 Get Quote
Mini Countryman Cooper All4 (Chili & Media Pack XL) auto 5d 16 £1,364 £791 £693 £560 Get Quote
Mitsubishi Mirage Design auto 5d 16 £1,364 £791 £693 £560 Get Quote
Nissan Pulsar 1.6 DiG-T N-Connecta (Smart Vision/AVM) 5d 16 £1,364 £791 £693 £560 Get Quote
Nissan Pulsar Juke 1.5 dCi Visia (Start Stop) 5d 16 £1,364 £791 £693 £560 Get Quote
Nissan Qashqui 1.2 DiG-T Visia 5d 16 £1,364 £791 £693 £560 Get Quote
Nissan Qashqui 1.5 dCi Visia 5d 16 £1,364 £791 £693 £560 Get Quote
Nissan Qashqui Visia 1.2 DIG-T 115 (07/17 on) 5d 16 £1,364 £791 £693 £560 Get Quote
Nissan X-Trail 1.6 DiG-T Visia SE 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 208 1.6 e-HDi Active 3d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 208 1.6 e-HDi Active 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 2008 1.2 PureTech (110bhp) Feline (Calima) 5d EAT6 16 £1,364 £791 £693 £560 Get Quote
Peugeot 2008 1.2 PureTech (110bhp) Feline (Mistral) 5d EAT6 16 £1,364 £791 £693 £560 Get Quote
Peugeot 308 1.6 BlueHDi (100bhp) Access 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 308 1.6 THP Access 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 3008 Active 1.2 PureTech 130 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 3008 Active 1.2 PureTech 130 S&S EAT8 auto 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 3008 Active 1.5 BlueHDi 130 EAT8 auto 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 3008 Active 1.5 BlueHDi 130 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 3008 Active 1.6 BlueHDi 120 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Peugeot 3008 Active 1.6 BlueHDi 120 S&S EAT6 auto 5d 16 £1,364 £791 £693 £560 Get Quote
Peageot 5008 GT Line 1.2 PureTech 130 EAT8 auto S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Peageot 5008 GT Line 1.2 PureTech 130 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Peageot 5008 GT Line 1.5 BlueHDi 130 EAT8 auto 5d 16 £1,364 £791 £693 £560 Get Quote
Peageot 5008 GT Line 1.5 BlueHDi 130 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Peageot 5008 GT Line 1.6 BlueHDi 120 S&S 5d 16 £1,364 £791 £693 £560 Get Quote
Peageot 5008 GT Line 1.6 BlueHDi 120 S&S EAT6 auto 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Zoe i S Edition Q90 ZE 40 Quick Charge 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Zoe S Edition Q90 ZE 40 Quick Charge 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Clio S Edition (Bose premium speaker system) TCe 130 EDC auto 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Clio S Edition TCe 130 EDC auto 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Captur 1.5 dCi (110bhp) Signature Energy 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Kadjar 1.2 TCE Expression+ 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Kadjar Expression+ Blue dCi 115 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Megane 1.2 TCE GT Line 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Megane 1.2 TCE GT Line Auto 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Megane GT Line Blue dCi 115 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Megane GT Line dCi 115 auto EDC 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Scenic Play TCe 140 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Scenic Play TCe 140 EDC auto 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Scenic Dynamique Nav TCe 140 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Scenic Dynamique Nav TCe 140 EDC auto 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Scenic Dynamique Nav dCi 130 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Scenic Dynamique Nav TCe 140 5d 16 £1,364 £791 £693 £560 Get Quote
Renault Scenic Dynamique Nav TCe 140 EDC auto 5d 16 £1,364 £791 £693 £560 Get Quote
SEAT Ateca SE 2.0 TDI 150PS 4Drive 5d 16 £1,364 £791 £693 £560 Get Quote
SEAT Ateca FR Sport 1.5 TSI Evo 150PS 4Drive DSG auto (07/2018 on) 5d 16 £1,364 £791 £693 £560 Get Quote
SEAT Ibiza 1.4 TDI FR Technology 5d DSG 16 £1,364 £791 £693 £560 Get Quote
SEAT Leon 1.4 TSI (125bhp) SE (Technology Pack) 5d 16 £1,364 £791 £693 £560 Get Quote
SEAT Leon 1.4 TSI (125bhp) SE 5d 16 £1,364 £791 £693 £560 Get Quote
SEAT Leon FR Black Edition 1.5 TSI Evo 130PS 5d 16 £1,364 £791 £693 £560 Get Quote
SEAT Toledo 1.6 TDI Ecomotive SE Nav 5d 16 £1,364 £791 £693 £560 Get Quote
SEAT Toledo 1.2 TSI (110bhp) Style 5d 16 £1,364 £791 £693 £560 Get Quote
Skoda Yeti 2.0 TDI CR (140bhp) SE 4x4 5d 16 £1,364 £791 £693 £560 Get Quote
Skoda Yeti 2.0 TDI CR (140bhp) SE 4x4 5d DSG 16 £1,364 £791 £693 £560 Get Quote
Skoda Yeti 1.2 TSI (110bhp) Monte Carlo 5d DSG 16 £1,364 £791 £693 £560 Get Quote
Skoda Rapid 1.6 TDI CR S 5d 16 £1,364 £791 £693 £560 Get Quote
Skoda Rapid 1.4 TSI SE 5d DSG 16 £1,364 £791 £693 £560 Get Quote
Skoda Octavia SE Technology 1.6 TDI 110PS GreenLine III 5d 16 £1,364 £791 £693 £560 Get Quote
Skoda Kodiaq SE (5-seat) 1.5 TSI ACT 150PS DSG auto 5d 16 £1,364 £791 £693 £560 Get Quote
Skoda Kodiaq SE (5-seat) 2.0 TSI 150PS ACT 4x4 DSG auto 5d 16 £1,364 £791 £693 £560 Get Quote
Skoda Kodiaq SE (7-seat) 2.0 TSI 150PS ACT 4x4 DSG auto 5d 16 £1,364 £791 £693 £560 Get Quote
Skoda Karoq 2.0 TDI SE Technology 5d 16 £1,364 £791 £693 £560 Get Quote
SsangYong Tivoli 1.6 SE 5d 16 £1,364 £791 £693 £560 Get Quote
SsangYong Tivoli ELX Diesel 2WD 5d 16 £1,364 £791 £693 £560 Get Quote
Subaru Forester 2.0 XE 5d Lineartronic 16 £1,364 £791 £693 £560 Get Quote
Suzuki Baleno 1.0 Boosterjet SZ-T 5d 16 £1,364 £791 £693 £560 Get Quote
Suzuki SX4 1.0 Boosterjet SZ4 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota Auris 1.6 V-Matic Icon+ 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota Auris 1.6 V-Matic Icon+ 5d Multidrive S 16 £1,364 £791 £693 £560 Get Quote
Toyota Prius 1.8 VVTi Plug-in (Leather) 5d CVT Auto 16 £1,364 £791 £693 £560 Get Quote
Toyota Prius 1.8 VVTi Plug-in 5d CVT Auto 16 £1,364 £791 £693 £560 Get Quote
Toyota Avensis 1.8 V-matic T2 4d 16 £1,364 £791 £693 £560 Get Quote
Toyota Avensis 1.8 V-matic T2 4d M-Drive S 16 £1,364 £791 £693 £560 Get Quote
Toyota Verso 2.0 D-4D TR 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota Verso 2.0 D-4D TR Leather 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic (JBL pack) 1.2 VVT-i Turbo 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic (Leather & JBL Pack) 1.8 VVT-i Hybrid 122hp auto 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic (Leather Pack) 1.2 Turbo FWD 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic (Leather Pack) 1.2 Turbo FWD auto 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic (Leather Pack) 1.8 VVT-i Hybrid 122hp auto 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic (Premium Pack) 1.2 Turbo FWD 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic (Premium Pack) 1.2 Turbo FWD auto 5d 16 £1,364 £791 £693 £560 Get Quote
Toyota C-HR Dynamic 1.2 Turbo FWD 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Corsa SE 1.2 (100PS) Turbo 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Corsa SE 1.2 (100PS) Turbo auto 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Astra SRi VX-Line 1.4i Turbo 150PS 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Astra SRi VX-Line 1.4i Turbo 150PS S/S auto 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Meriva 1.6 CDTi 16V S 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Meriva 1.7 CDTi 16V (100bhp) S (AC) 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Meriva 1.7 CDTi 16V (100bhp) S 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Meriva 1.7 CDTi 16V (130bhp) S (AC) 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Insignia Design 1.5 (165PS) Turbo 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Insignia Design 1.5 (165PS) Turbo auto 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Insignia Design Nav 1.5 (165PS) Turbo 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Insignia Design Nav 1.5 (165PS) Turbo auto 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Insignia Design Nav 1.6 (136PS) Turbo D auto 5d 16 £1,364 £791 £693 £560 Get Quote
Vauxhall Insignia Design Nav 1.6 (136PS) Turbo D Ecotec 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Polo 1.0 TSI BlueMotion 3d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Polo 1.4 TDI (90bhp) R Line 3d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Golf 1.4 TSI (125bhp) S 3d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Golf 1.4 TSI (125bhp) S 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Golf 1.4 TSI (125bhp) S 5d DSG 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Beetle 1.2 TSI BMT 105PS (05/16 on) 2d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Passat 2.0 TDI 122 SE Nav DSG 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Passat GT 1.4 TSI 125PS 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Touran SE 2.0 TDI SCR 150PS DSG auto 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Touran SEL 1.5 TSI Evo 150PS 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Touran SEL 1.5 TSI Evo 150PS DSG auto 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Touran SEL 2.0 TDI SCR 150PS DSG auto 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Tiguan Match 2.0 TDI SCR 150PS 2WD 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Tiguan Match 2.0 TDI SCR 150PS 2WD DSG auto 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Caddy 2.0 TDI (140bhp) Maxi 5d 16 £1,364 £791 £693 £560 Get Quote
Volkswagen Caddy 2.0 TDI (140bhp) Maxi 5d DSG 16 £1,364 £791 £693 £560 Get Quote
Volvo V40 D2 Cross Country SE 5d 16 £1,364 £791 £693 £560 Get Quote
Volvo V40 D2 Cross Country SE 5d Powershift 16 £1,364 £791 £693 £560 Get Quote
Volvo V40 D2 Cross Country SE Nav 5d 16 £1,364 £791 £693 £560 Get Quote
Volvo v60 D2 (115bhp) Business Edition 5d 16 £1,364 £791 £693 £560 Get Quote
Volvo v60 D2 (115bhp) Business Edition 5d Powershift 16 £1,364 £791 £693 £560 Get Quote
Volvo V70 D2 (115bhp) ES 5d Powershift 16 £1,364 £791 £693 £560 Get Quote

Why are cars in group 16 on the cheaper side?

Cars in insurance group 16 score well in a number of factors that determine which group the car will fall under. These include:

  • Low market value
  • Good security features
  • Good safety features
  • Inexpensive to source parts
  • Inexpensive to make repairs
  • Smaller engine size
  • Quick repair times

That’s why these cars are usually the cheaper cars to insure.

Which other factors affect your car insurance premium?

These three factors have a huge impact on the cost of your insurance:

  • Engine type and capacity. The more powerful your engine is, the more you’re likely to pay for insurance. Smaller less powerful engines are cheaper to repair or replace, so you’re likely to be seen as less risk to an insurer. In most cases, this is reflected with a lower premium.
  • Driver location. Insurers consider the likelihood that your car will be stolen or involved in an accident, based on your location. As an example, a 30-year-old in central London will pay £948 for insurance for a DS 3 1.6 VTi 16V DStyle 3d, while the same 30-year-old in Newcastle may only pay £791.
  • Driver age. Insurers will use previous claims data to consider your likelihood of claiming, based on previous claims data. This can have a huge impact on your premium. The average 20-year-old driver in London could pay £1,648 for the Mercedes B Class B180 SE 5d, while the average 40-year-old Londoner will only pay £863.

Here are some of the other factors that can also affect the price of your premiums.

These include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • The likelihood of your car being stolen
  • The model and age of your car
  • Your driving activity and driving history
  • The length of your no-claims discount

How can I save on my car insurance premiums?

Choosing a car in insurance group 16 (or lower) will help to reduce the price of your premium. On top of that, there are a handful of other things you can do to cut the cost of your car insurance premium. We’ve listed some ideas below:

  • Avoid any driving convictions. If you have driving convictions on your record, insurers will consider you as less safe driver and a bigger risk to them. As such, they will make your premium more expensive.
  • Be economical about your car usage. You could cut the cost of your premium by being more sparing with your car usage. Perhaps there are some journeys you can make by public transport or walking instead.
  • Pay annually rather than monthly. By paying annually, you’ll skip paying interest on your monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper it will be to insure.
  • Don’t just accept your renewal quote. Renewal quotes from your existing company tend to be higher than deals offered to new customers. Shop around for the best deal.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

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