Trying to decide between Geico and Farmers? Geico, the second-largest insurance company in the US, has been providing insurance to drivers since 1936, while Farmers has been in the insurance industry since 1928. Both companies make insurance affordable by offering driver and vehicle discounts. And both companies get a 3 out of 5 rating from J.D. Power.
But which insurer is right for you? Take a look at our side-by-side comparison of Geico and Farmers below, and you’ll find the info you need to pick the one that best suits your needs.
|
|
|
|---|---|
| Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. | Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options. |
| All 50 states |
All 50 states |
| Optional | Included free |
| Yes | |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Online Phone Agent |
Online Phone |
| 12 months 6 months custom |
12 months custom Monthly |
| Yes, up to 25% | Yes |
| Varies | Yes |
| No | Yes |
| Yes, up to 15% | Yes |
| Yes, up to 25% | Yes |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Yes, Varies by state | Yes |
| Yes | Yes |
| Yes, up to 15% | Yes |
| No | Yes |
|
|
|
Bottom line
If you’re an active or retired member of the military, Geico might be the best provider for you. They provide up to a 15% discount for those who serve our country. But if you’re looking for a discount for being a homeowner, Farmers is the way to go. If neither one’s right for you, compare car insurance options to find the best policy for you.
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