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Trying to decide between Geico and Farmers? Geico, the second-largest insurance company in the US, has been providing insurance to drivers since 1936, while Farmers has been in the insurance industry since 1928. Both companies make insurance affordable by offering driver and vehicle discounts. And both companies get a 3 out of 5 rating from J.D. Power.
But which insurer is right for you? Take a look at our side-by-side comparison of Geico and Farmers below, and you’ll find the info you need to pick the one that best suits your needs.
- Get rewarded for good driving habits
- Catastrophe response for natural disasters
- Personal support from 50,000 agents
Our top pick: Farmers
Choose from add-ons like glass repair services and new car replacement to enhance basic coverage.
- Plenty of discounts
- Catastrophe response for natural disaster.s
- Personal support from 50,000 agents across the US
 Geico |
 Farmers |
|
|---|---|---|
| About the provider | Geico’s been around since 1936 is the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind. | “Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to ensure that customers have peace of mind with its award-winning Farmers Claim Services. |
| Price | Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. | Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | N/A | A- |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
If you’re an active or retired member of the military, Geico might be the best provider for you. They provide up to a 15% discount for those who serve our country. But if you’re looking for a discount for being a homeowner, Farmers is the way to go. If neither one’s right for you, compare car insurance options to find the best policy for you.
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