Yorkshire Bank B Credit Card review November 2019
Enjoy 0% fees on overseas transactions and low ongoing rates with this credit card.
Balance transfer fee
Foreign transaction charge
|Balance transfer fee||0%|
|Purchases interest-free period||Up to 59 days|
|Min. credit limit||£500|
|Max credit limit||Not specified|
|Additional cards available||3|
If you’re looking for a credit card that offers fee-free spending overseas, this option from Yorkshire Bank might appeal.
While it doesn’t boast any headline-grabbing introductory balance transfer or purchase deals, it does come with an unusually low (albeit variable) ongoing rate, and, provided you clear your balance in full each month, you’ll enjoy 59 days of 0% interest on your purchases each month.
You can track your spending using the B app, and enjoy contactless and mobile payments via Google Pay and Apple Pay.
How does this card compare with other similar cards on the market?
When it comes to repayments, you can make manual repayments online or over the phone (0800 678 3320), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
|Minimum amount||Fixed amount||Fixed percentage||Full amount|
How to apply for the Yorkshire Bank B Credit Card Mastercard
If you’ve compared cards and want to apply, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you’ll need to make the process as straightforward as possible.