Untitled design (8)

Prepaid travel cards

Find out if a prepaid travel card is right for you before booking your trip abroad.

Taking a travel card is less stressful than taking a regular bank card. There’s also a load of savings to be made! This guide will take you through the benefits, and let you compare some of the best options for holiday goers.

What are the benefits of using a travel card?

  • Safer than carrying cash. This is the main advantage of a travel card. You don’t have to worry about losing loads of money, or getting pick pocketed on the beach.
  • Works like a debit card. Unlike a credit card, you won’t be able to run up debts on a prepaid travel card.
  • Choice of currencies. Most travel card providers offer a range of currencies for you travel card.
  • Good for budgeting. One of the best things about a travel card is that once it’s loaded it is loaded. You can’t run up debts, and it helps you to keep on top of how much you’re spending.
  • Good to give to youngsters going on their first holiday. For the same reason, travel cards are good to give to first time holidayers. It’s a good way to teach kids how to spend responsibly, but without much risk.
  • Better rates than banks. Most prepaid card companies offer a more competitive rate than banks, and certainly better than a Bureau de Change in airports or in foreign countries.

What should I look out for when comparing travel cards?

  • Topping up Most prepaid card companies allow you to do this while you’re abroad, but make sure you check out how to do it. There’s nothing worse than being out of money while on holiday, and being forced to withdraw money at a terrible rate. A lot of companies have apps, or will let you top up over text. Also be sure to check how much this might cost you.
  • Fees. This is where travel card companies make a lot of their money. Check the fees before you sign up, and check with finder.com/uk to see if you can find a better deal.
  • Rates. Similar to fees, you should also keep on eye on exchange rates and make sure you’re getting a fair deal. Many travel card companies will match a better exchange rate from a rival company so this is something to be aware of.
  • Protection. This might go without saying, but it’s important for you to be aware of where you stand if things go wrong. Check the company’s policies regarding lost, stolen, or undelivered cards.

WeSwap is still the leading travel money card in the UK

While some providers are emerging as challengers, such as Monzo and Revolut, WeSwap is still the most competitive travel money card in the UK. Check out some of the features or head straight to WeSwap:

WeSwap Travel Money (Prepaid Card)

WeSwap: £10 travel money for free!

WeSwap is the new, cheap and easy way to get travel money. Sign up today using the button below to load £10 onto your card for free.

  • A global travel card and app
  • Save up to 90% vs banks & bureaux
  • Each WeSwapper gets a WeSwap card, load it up using £s
  • Swap your £ for any currency
  • Use your contactless Mastercard for holiday essentials

    I want to send


    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    GBP 50 - - Prepaid card – A multi-currency card giving you an easier, safer and cheaper way to carry and spend your money abroad. Go to site Show details
    GBP 5 GBP 0.00 1.123 EUR
    Prepaid card – Get £10 travel money free! Join WeSwap today and get £10 free on your WeSwap card (T&Cs apply). Go to site Show details
    GBP 200 GBP 0.00 1.115 EUR
    Prepaid card – Chip and Pin protected, and accepted everywhere you see the Mastercard® Acceptance Mark worldwide. Go to site Show details
    GBP 100 GBP 0.00 1.106 EUR
    Prepaid card – Travelex Group is a foreign exchange company based in London. It's the biggest foreign exchange bureau in the world. Go to site Show details

    Compare up to 4 providers

    Was this content helpful to you? No  Yes

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

    22 Responses

    1. Default Gravatar
      LouiseMay 5, 2019

      Can I use a pre loaded card when travelling through lots of countries with different currency?

      • Avatarfinder Customer Care
        JhezMay 6, 2019Staff

        Hello Louise,

        Thank you for your comment.

        Yes, you can use the pre-loaded prepaid cards which offer the same convenience as a debit or credit card. These cards are specifically designed for overseas use. Please ensure you have enough currencies loaded on the card when traveling overseas.


    2. Default Gravatar
      JanetApril 13, 2019

      Hi! if I use my card for a one-off holiday, not knowing when my next one will be will I be charged not using my card? If so, can I cancel card on my return with no penalties?

      • Avatarfinder Customer Care
        JoshuaApril 14, 2019Staff

        Hi Janet,

        Thanks for getting in touch with Finder. I hope all is well with you. 😃

        If you still have money on your travel card, it would be a good idea to withdraw and close the account if you’re not traveling anytime soon. Most travel cards come with inactivity fees. If you wish to cancel your card on your return, you can do so. Fees would depend on your provider. So, best is to directly get in touch with your provider or read the terms and condition of your car.

        I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

        Have a wonderful day!


    3. Default Gravatar
      AnushaNovember 27, 2018

      My 11 year old is travelling to Portugal. What is the best way for him to carry cash? I do not want him to carry all of his money as cash.

      • Avatarfinder Customer Care
        JoshuaDecember 6, 2018Staff

        Hi Anusha,

        Thanks for getting in touch with finder. I hope all is well with you. :)

        Security is really a top priority and I understand why you don’t want him to carry cash. If your child needs to carry money, it would be a good idea to keep the money in a safe place. Whatever works for your child, the money should be secured. It would also be important to tell your child to stay low key and don’t get too flashy to avoid attracting attention from thieves.

        Having a travel card would also be a good alternative. In this case, you might want to check the information on this page to learn more about travel cards. You may also check our featured travel card above and see if it’s a card that will meet your needs.

        I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

        Have a wonderful day!


    4. Default Gravatar
      DeanSeptember 24, 2018

      I am looking for a prepay card to load up and use in China and Hong Kong, I do not want to carry silly amounts of cash. The card needs to be used in ATM’s and like a debut card for purchases, all the sites are a bit confusing and China seems to be a difficult one to find

      • Avatarfinder Customer Care
        JhezSeptember 27, 2018Staff

        Hi Dean,

        Thank you for your comment.

        If you’re looking for a prepaid card to load up for your travel in China and Hong Kong, you might want to check this page. The page is actually a guide for travel money for these places. Please click the Go to Site button of your preferred card if you want to get one.

        The cards we have listed on the page can be used in ATM’s. You can also use these cards to make payments at major department stores, hotels and restaurants.

        Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

        Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


    5. Default Gravatar
      SaraApril 21, 2018

      My daughter will be travelling to Peru in July and staying for a month and we are not sure of the best and cheapest prepaid money card for her. She wont be 18 till end of may. Can you give us a guide please

      • Avatarfinder Customer Care
        JeniApril 22, 2018Staff

        Hi Sara,

        Thank you for getting in touch with finder.

        For further info since your daughter is travelling to Peru, please check out this link. This link would be a great help specifically talking about travel money options.

        I hope this helps.

        Have a great day!


    6. Default Gravatar
      JennyMarch 24, 2018

      Please advise if any providers have pre-paid cards for India. Many thanks.

      • Default Gravatar
        LiezlMarch 26, 2018

        Hi Jenny,

        Thanks for visiting finder! While at present these travel prepaid card providers do not support Indian Rupee, you may still use these cards in India wherever Mastercard or Visa is accepted. Please note that cross border, currency conversion and other fees may apply. Make sure to check the card’s terms and conditions and fees schedule to know what and how much fees your transaction in India will incur.

        Feel free to drop us a note again if you have other questions.

        Best regards,

    7. Default Gravatar
      KeithMarch 21, 2018

      We’re traveling to China shortly. What are the best options for China as regards PrePayment cards?

      • Avatarfinder Customer Care
        MayMarch 22, 2018Staff

        Hi Keith,

        Thanks for your inquiry!

        The possible prepaid cards you can compare and use in China are listed on this page. There are tabs in the table on that guide arranged according to the type of card: “click & collect”, “prepaid cards” and “cash via post”. If you are interested in applying for your chosen card, just click the green “Go to site” button to be redirected to the main page of the card and apply from there.

        Hope this helps.


    8. Default Gravatar
      IreneFebruary 21, 2018

      How can I find the balance for my currency card

      • Avatarfinder Customer Care
        JoshuaFebruary 27, 2018Staff

        Hi Irene,

        Thanks for getting in touch with finder.

        There are different ways for you to know your currency card’s balance. However, it greatly depends on your card issuer. For example, you can go to your card’s official website, log in, and check your balance. Some banks allow you to phone their 24-hour card services number.

        Some ATMs also provide balances, however, if the local currency of the ATM is not the same as the currency on your card, a variation in your card’s balance may occur.

        I would recommend that you check with your card’s issuer to know more about how you can know your balance.

        I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

        Have a wonderful day!


    9. Default Gravatar
      AllanNovember 28, 2017

      Hi I’m travelling to Cancun, Mexico from UK at end of December. What is the best travel card to apply for and put money on? Thanks.

      • Avatarfinder Customer Care
        HaroldNovember 29, 2017Staff

        Hi Allan,

        Thank you for your inquiry.

        Since your destination is Mexico you may want to consider the list of options here.

        I hope this information has helped.


    10. Default Gravatar
      NIGELJuly 15, 2017

      My wife and I are going to Australia for 2 months, what is the best way to take money.

      • Avatarfinder Customer Care
        AnndyJuly 21, 2017Staff

        Hi Nigel,

        Thanks for your question.

        Generally, when travelling overseas, it would be good to take a combination of cash, credit card, debit or travel card.

        You may want to check this page to compare your travel money and prepaid card options. We will be updating this page once we have travel credit cards in our panel.


    Go to site