Prepaid travel cards

Find out if a prepaid travel card is right for you before booking your trip abroad.

Compare the best banking apps for going abroad

Data updated regularly
Name Product Foreign ATM withdrawals Foreign transactions fee Card cost Delivery speed
Revolut Standard
£200 free monthly
No fees
Card delivery is £4.99
Up to 9 working days
App-based current account with loads of extra features. (e.g. Real time transactions, payment categorisation, save spare change, free international money transfers, buy cryptocurrency)
Starling Bank
Free
No fees
Free
Between 3-5 working days
Everything you get from a current account, but with new features for mobile living. (E.g. Goals for saving, spending catgorisation, interest on your balances)
WeSwap
Withdrawals of £200/$200/€200 or more – free
smaller withdrawals – a charge of £1.50 per withdrawal

No transaction fees (if you spend in one of the 18 wallet currencies)
Free
Between 3-5 working days in the UK, or within 10 days if you live outside the UK
Cashplus Account
£3 with current accounts. No ATM fees with traveller card.
No fees
Free
Between 3-5 working days
Current account and Mastercard - all managed from your phone. Also comes with a creditbuilder option.
loading

Compare up to 4 providers

Taking a travel card is less stressful than taking a regular bank card. There’s also a load of savings to be made! This guide will take you through the benefits, and let you compare some of the best options for holiday goers.

What are the benefits of using a travel card?

  • Safer than carrying cash. This is the main advantage of a travel card. You don’t have to worry about losing loads of money, or getting pick pocketed on the beach.
  • Works like a debit card. Unlike a credit card, you won’t be able to run up debts on a prepaid travel card.
  • Choice of currencies. Most travel card providers offer a range of currencies for you travel card.
  • Good for budgeting. One of the best things about a travel card is that once it’s loaded it is loaded. You can’t run up debts, and it helps you to keep on top of how much you’re spending.
  • Good to give to youngsters going on their first holiday. For the same reason, travel cards are good to give to first time holidayers. It’s a good way to teach kids how to spend responsibly, but without much risk.
  • Better rates than banks. Most prepaid card companies offer a more competitive rate than banks, and certainly better than a Bureau de Change in airports or in foreign countries.

What should I look out for when comparing travel cards?

  • Topping up Most prepaid card companies allow you to do this while you’re abroad, but make sure you check out how to do it. There’s nothing worse than being out of money while on holiday, and being forced to withdraw money at a terrible rate. A lot of companies have apps, or will let you top up over text. Also, be sure to check how much this might cost you.
  • Fees. This is where travel card companies make a lot of their money. Check the fees before you sign up, and check with finder.com/uk to see if you can find a better deal.
  • Rates. Similar to fees, you should also keep on eye on exchange rates and make sure you’re getting a fair deal. Many travel card companies will match a better exchange rate from a rival company so this is something to be aware of.
  • Protection. This might go without saying, but it’s important for you to be aware of where you stand if things go wrong. Check the company’s policies regarding lost, stolen, or undelivered cards.

What’s the alternative to using a travel card?

There’s a range of alternatives to using travel cards, but possibly the best of the lot is digital banking apps. The reason why being that most, if not all, of the major names in this field charge zero transaction and withdrawal fees. You can also manage the whole process on your phone, saving on the stress of having to make an appointment at your local bank branch or post office.

Starling Bank

Take a Starling Bank card abroad

  • Starling Bank is a great option for managing your holiday spend
  • Order now and a Starling Bank debit card can arrive within 3-5 business days
  • No ATM fees
  • No transaction fees
Promoted

More guides on Finder

  • Where to find a virtual debit card

    Compare different types of virtual debit cards and how to use each.

  • Capital on Tap Business Credit Card review

    Earn Avios or cashback on all your business spending with this business Visa from challenger Capital on Tap.

  • Compare prepaid business cards in the UK 2021

    Learn more about how prepaid business cards can be used to spend money with any retailer that accepts debit or credit cards.

  • Compare the best business credit cards of 2021

    Saving time on expense reports and streamlining your cash flow are just a couple of the many perks you could enjoy with a business credit card. Compare interest rates and check your eligibility today.

  • How to buy Bitcoin

    Want to buy Bitcoin but don’t know where to start? This comprehensive guide provides step-by-step instructions on how and where to buy BTC in the UK.

  • Types of bank accounts

    Should you get a current account, a savings account, or both? What about joint accounts and premium accounts? Banking can be messy if you don’t know the jargon. This guide looks at the main types of bank accounts and what services they offer to help you figure out what you need exactly.

  • Online business accounts

    Opening a business bank account can seem like a stressful process, but in fact there are now a number of banks and providers that will let you do it quickly and easily online. Here’s where to look and what to expect.

  • Opening a bank account for a club

    Opening a current account for your club, community organisation, sporting society or charity can take a bit of time, but is a fundamental step in setting up your organisation. This guide covers the basics you need to get started.

  • Opening a bank account after bankruptcy

    A bankruptcy will impact all aspects of your financial life, including your bank account. But you should be able to open a new one to at least meet your basic banking needs.

  • Best banks for switching, cashback, interest and overdraft deals UK 2021

    We look at switching bonuses, what they are, how they work, and which banks offer the best ones. If you’re fed up with your current bank, there is no good reason not to switch and get a nice little cash bonus as an extra perk.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

28 Responses

    Default Gravatar
    NhadSeptember 3, 2019

    Hi,

    I’m traveling to Zambia in October which prepaid travel card would be the best to be able to withdraw local currency at an ATM, or to be able to pay for things at shops or restaurants etc. I’m guessing I would load the card in GBP as I can’t load local Zambia currency.

    Thanks in advance.

      Avatarfinder Customer Care
      JeniSeptember 4, 2019Staff

      Hi Nhad,

      Thank you for getting in touch with Finder.

      You may apply for prepaid travel cards with either MasterCard or Visa logo since they are accepted in most places and ATMs in the said country. There are few places in Zambia accept Amex and Diners.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    KathieAugust 1, 2019

    Hi, going to Sweden soon for holiday.
    Are prepaid money travel cards accepted in most major department stores, restaurants and hotels in Sweden?
    Are these cards accepted in ATM machines in Sweden?

      Avatarfinder Customer Care
      BellaAugust 3, 2019Staff

      Hi Kathie,

      Thanks for contacting Finder.

      As I checked, yes! Mastercard and Visa prepaid travel cards are widely accepted in Sweden.

      I hope this helps.

      Kind regards,
      Bella

    Default Gravatar
    CharlotteJuly 25, 2019

    I am going to Paris in November. Can i take out a card now, and then every month add more money to it to use, rather than have to load all the money in one go?

      Avatarfinder Customer Care
      fayemanuelJuly 25, 2019Staff

      Hi Charlotte,

      Thank you for your inquiry.

      Yes. You may purchase the card now and put more cash on the card than you think you’ll need until your trip.

      I hope this information has helped.

      Kind Regards,

      Faye

    Default Gravatar
    LouiseMay 5, 2019

    Can I use a pre loaded card when travelling through lots of countries with different currency?

      Avatarfinder Customer Care
      JhezMay 6, 2019Staff

      Hello Louise,

      Thank you for your comment.

      Yes, you can use the pre-loaded prepaid cards which offer the same convenience as a debit or credit card. These cards are specifically designed for overseas use. Please ensure you have enough currencies loaded on the card when traveling overseas.

      Regards,
      Jhezelyn

    Default Gravatar
    JanetApril 13, 2019

    Hi! if I use my card for a one-off holiday, not knowing when my next one will be will I be charged not using my card? If so, can I cancel card on my return with no penalties?

      Avatarfinder Customer Care
      JoshuaApril 14, 2019Staff

      Hi Janet,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      If you still have money on your travel card, it would be a good idea to withdraw and close the account if you’re not traveling anytime soon. Most travel cards come with inactivity fees. If you wish to cancel your card on your return, you can do so. Fees would depend on your provider. So, best is to directly get in touch with your provider or read the terms and condition of your car.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

Go to site