FairFX Travel Money

Find out more about FairFX's travel money options with our useful guide.

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FairFX is a currency exchange platform based in London. Read on to find out more about what FairFX has to offer, and whether you should get your travel money through them before you go abroad.

What services does FairFX offer?

FairFX offers three services:

  1. Currency Cards. A FairFX card is a prepaid travel card. It allows you to stick to a budget, is secure, and is available to use anywhere you see the MasterCard logo.
  2. International Payments. This service is for those seeking to transfer money abroad, rather than for those going on holiday. If this is you then check out our international money transfers tool here. (For the purposes of this guide, the rest of the information included here will be referring to FairFX’s Currency Cards and Travel Cash services).
  3. Travel Cash. For those who prefer cash, FairFX can send money to your door the next day in over 20 currencies.

What currencies can I order through FairFX?

FairFX’s offer three Currency Cards:

  1. Euro Card. This locks in a euro rate before you travel. You can then spend fee-free in shops and restaurants.
  2. Dollar Card. This locks in a dollar rate before you travel. You can then spend fee-free in shops and restaurants.
  3. Everywhere Card. This works everywhere that doesn’t accept Dollars or Euros.

Here’s a list of some of the main currencies that are and aren’t available with FairFX. These currencies can be used for Travel Cash, or with the Everywhere Currency Card:

  • Hungarian Forint (HUF)
  • Japanese Yen (JPY)
  • New Turkish Lire (TRY)
  • New Zealand Dollar (NZD)
  • Norwegian Krone (NOK)
  • Singapore Dollar (SGD)
  • South African Rand (ZAR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • Us Dollar (USD)
  • Thai Baht (THB)
  • Uae Dirham (AED)
  • Polish Zloty (PLN)
  • Croatian Kuna (HRK)
  • Chinese Yuan (CNY)
  • Israeli New Shekel (ILS)
  • Icelandic Króna (ISK)
  • Euro (EUR)
  • Mexican Peso (MXN)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Hong Kong Dollar (HKD)

How much can I transfer with FairFX?

For your security as well as FairFX’s, there are some limits on how much you can load onto your FairFX Currency Cards – and how much you can carry on your card at once.

Maximum/minimum you can load (Euro Card): €7,500/€60.

Maximum/minimum you can load (Dollar Card): $10,000/$75.

Maximum/minimum you can load (Everywhere Card): £5,000/£50.

Remember, it’s free to load a FairFX card.

How soon can I get my money?

Once you have ordered your card it can take up to ten working days for you to receive it. However, providing there are no delays with Royal Mail, you will typically receive your card within five working days. FairFX do not have a fast track service and you cannot collect cards from any collection points.

How safe is my money?

Unlike cash, if you lose it or it’s stolen, FairFX have you covered. (See FairFX’s terms and conditions for further details). You’re also covered against shocks on your statement when you get home. It’s all there, in real time, upfront.

Are there any fees I might have to pay?

It’s completely free to use your FairFX Currency Card online or at point of sale. Where you should expect to incur fees is at ATMs. These usually add a surcharge. Also check the table below to find out how much ATM fees are if you withdraw in the UK. It’s a good idea to withdraw larger amounts less often. (This is a general rule of thumb for all travel money providers!)

It’s always free to use your card to spend at shops and restaurants, so it’s recommended that you pay with your FairFX card rather than with cash whenever possible.

And here’s a table of some additional fees FairFX may charge:

Additional FeesFee Charged
Prepaid Card Issue Fee£9.95 (unless purchased through a special partner offer)
UK Point of Sale Transaction FeeZero for US and Euro cards. An Everywhere Card incurs a 1.4% transaction fee.
Sterling ATM Transaction Fee€1.50 for the Euro Card. $2 for the Dollar Card and £1 for the Everywhere Card. (Some ATMs may apply a surcharge.)
Replacement FeeFree
Dispute Administration Fee£10 per disputed transaction (refundable in certain circumstances.)
Redemption Fee€10, $10, £10 refund fee on the Euro, Dollar, and Everywhere Card respectively.
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