Kent Reliance savings accounts review
Kent Reliance offers a broad range of savings accounts with interest rates up to 5.1%.

Founded in 1898, Kent Reliance is a banking services provider based in Kent. It is the trading name of OneSavings Bank and it offers a wide variety of savings accounts.
Kent Reliance's top savings rate of 5.1% is available on its regular savings account.
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Kent Reliance offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, notice accounts, regular savers, business |
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Best easy access rate | 4.56% |
Best cash ISA rate | 4.56% |
Best fixed-rate bond rate | 4.44% |
Best notice account rate | 4.59% |
Best regular saver rate | 5.1% |
Best business savings account rate | 4.11% |
Fixed bond terms | 1 year - 2 years |
Notice account periods available | 60 days |
Opening options | Branch, website |
FSCS protection |
Depending on the account you choose, you should be able to open it by filling in a form online, sending your form by post or popping into your local branch. You must be at least 18 years old and a UK resident. You will also need to have a UK bank account held in your own name.
You will have a 14-day cooling off period. This means that if you change your mind about opening the account, you can do so within 14 days and your money will be returned to you.
To open your account, you will need to provide proof of ID such as a valid UK passport, UK driving licence, identity card or HMRC correspondence.
You will also need to provide proof of address such as a UK driving licence, bank or mortgage statement, council tax bill, utility bill or tenancy agreement.
Yes, Kent Reliance is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. All eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS). This rises to £170,000 for joint accounts.
Email support | |
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Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
Kent Reliance offers an impressive range of savings accounts to suit a wide variety of saving requirements – whether you’re looking for easy access, a longer-term fixed rate account or something for your business. Most accounts can be operated online, by post or in branch too.
However, before taking the plunge, it’s worth checking out our other reviews to see how Kent Reliance savings accounts compare against the wider market.
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