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Kent Reliance savings accounts review
Kent Reliance offers a broad range of savings accounts with interest rates up to 5.1%.
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Founded in 1898, Kent Reliance is a banking services provider based in Kent. It is the trading name of OneSavings Bank and it offers a wide variety of savings accounts.
Kent Reliance's top savings rate of 5.1% is available on its regular savings account.
Easy access savings accounts
Table: sorted by interest rate
Kent Reliance's best easy access rate of 4.05% is significantly lower than today's market-best rate of 6%.
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How we picked theseCash ISAs
Table: sorted by interest rate
Kent Reliance's best cash ISA rate of 4.38% is very slightly lower than today's market-best rate of 4.47%.
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How we picked theseFixed-rate bonds
Table: sorted by interest rate
Kent Reliance's best fixed-rate bond rate of 4.08% is very slightly lower than today's market-best rate of 4.4%.
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How we picked theseNotice savings accounts
Table: sorted by interest rate
Kent Reliance's best notice savings account rate of 4.1% is very slightly lower than today's market-best rate of 4.5%.
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How we picked theseRegular savings accounts
Table: sorted by interest rate
Kent Reliance's best regular savings account rate of 5.1% is significantly lower than today's market-best rate of 7.5%.
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How we picked theseBusiness savings accounts
Table: sorted by interest rate
Kent Reliance's best business savings account rate of 4.18% is very slightly lower than today's market-best rate of 4.55%.
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How we picked these
What is Kent Reliance's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Kent Reliance offers, plus the highest interest rate currently available.
| Savings account types include | Easy access, cash ISAs, fixed-rate bonds, notice accounts, regular savers, business |
|---|---|
| Best easy access rate | 4.05% |
| Best cash ISA rate | 4.38% |
| Best fixed-rate bond rate | 4.08% |
| Best notice account rate | 4.1% |
| Best regular saver rate | 5.1% |
| Best business savings account rate | 4.18% |
| Fixed bond terms | 1 year - 3 years |
| Notice account periods available | 60 days |
| Opening options | Branch, website |
| FSCS protection |
How to open an account
Depending on the account you choose, you should be able to open it by filling in a form online, sending your form by post or popping into your local branch. You must be at least 18 years old and a UK resident. You will also need to have a UK bank account held in your own name.
You will have a 14-day cooling off period. This means that if you change your mind about opening the account, you can do so within 14 days and your money will be returned to you.
Documents needed to open an account
To open your account, you will need to provide proof of ID such as a valid UK passport, UK driving licence, identity card or HMRC correspondence.
You will also need to provide proof of address such as a UK driving licence, bank or mortgage statement, council tax bill, utility bill or tenancy agreement.
Is Kent Reliance safe?
Yes, Kent Reliance is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. All eligible deposits are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS).
Pros and cons
Pros
- Multiple ways to bank. Manage your account online, by post or in branch.
- Flexibility. Kent Reliance offers a range of accounts, whether you’re looking for easy access or long-term gains.
- FSCS protection. Money in accounts will be protected up to £120,000 per person.
Cons
- Better rates elsewhere? Kent Reliance offers some competitive interest rates, but always check what’s on offer elsewhere first.
- Branch access only for the regular savings account. You’ll need to live near Kent if you wish to open this account.
Customer service information for Kent Reliance
| Email support | |
|---|---|
| Telephone support | |
| In-app or live chat | |
| Contact form | |
| Branch support |
Our verdict: Is a savings account from Kent Reliance worth it?
Kent Reliance offers a good range of savings accounts to suit a wide variety of saving requirements – whether you’re looking for easy access or longer-term fixed rate accounts. Most accounts can be operated online, by post or in branch too.
However, before taking the plunge, it’s worth checking out our other reviews to see how Kent Reliance savings accounts compare against the wider market.
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
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