Easy access
Kent Reliance savings accounts review
Kent Reliance offers a broad range of savings accounts with interest rates up to 5.1%.
No reviews yet.
Write a review
Founded in 1898, Kent Reliance is a banking services provider based in Kent. It is the trading name of OneSavings Bank and it offers a wide variety of savings accounts.
Kent Reliance's top savings rate of 8% is available on one of its easy access accounts.
Easy access savings accounts
Table: sorted by interest rate
Kent Reliance's top easy access rate of 8% is the best currently on the market.
5 of 6 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseCash ISAs
Table: sorted by interest rate
Kent Reliance's best cash ISA rate of 4.38% is very slightly lower than today's market-best rate of 4.72%.
5 of 8 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFixed-rate bonds
Table: sorted by interest rate
Kent Reliance's best fixed-rate bond rate of 4.49% is slightly lower than today's market-best rate of 5%.
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseNotice savings accounts
Table: sorted by interest rate
Kent Reliance's best notice savings account rate of 4.3% is very slightly lower than today's market-best rate of 4.38%.
2 of 2 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseRegular savings accounts
Table: sorted by interest rate
Kent Reliance's top regular savings account rate of 8% is the best currently on the market.
1 of 1 result
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseBusiness savings accounts
Table: sorted by interest rate
Kent Reliance's best business savings account rate of 4.55% is very slightly lower than today's market-best rate of 4.76%.
2 of 2 results
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
Be first to know about new deals
Sign up to receive the latest deals, tips and a chance to win £100! (T&Cs)
Error placeholder Click here to sign in
What is Kent Reliance's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Kent Reliance offers, plus the highest interest rate currently available.
| Savings account types include | Easy access, cash ISAs, fixed-rate bonds, notice accounts, regular savers, business |
|---|---|
| Best easy access rate | 8% |
| Best cash ISA rate | 4.38% |
| Best fixed-rate bond rate | 4.49% |
| Best notice account rate | 4.3% |
| Best regular saver rate | 8% |
| Best business savings account rate | 4.55% |
| Fixed bond terms | 1 year - 3 years |
| Notice account periods available | 14 days - 180 days |
| Opening options | Branch, website |
| FSCS protection |
How to open an account
Depending on the account you choose, you should be able to open it by filling in a form online, sending your form by post or popping into your local branch. You must be at least 18 years old and a UK resident. You will also need to have a UK bank account held in your own name.
You will have a 14-day cooling off period. This means that if you change your mind about opening the account, you can do so within 14 days and your money will be returned to you.
Documents needed to open an account
To open your account, you will need to provide proof of ID such as a valid UK passport, UK driving licence, identity card or HMRC correspondence.
You will also need to provide proof of address such as a UK driving licence, bank or mortgage statement, council tax bill, utility bill or tenancy agreement.
Is Kent Reliance safe?
Yes, Kent Reliance is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and PRA. All eligible deposits are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS).
Pros and cons
Pros
- Multiple ways to bank. Manage your account online, by post or in branch.
- Flexibility. Kent Reliance offers a range of accounts, whether you're looking for easy access or long-term gains.
- FSCS protection. Money in accounts will be protected up to £120,000 per person.
Cons
- Better rates elsewhere? Kent Reliance offers some competitive interest rates, but always check what's on offer elsewhere first.
- Branch access only for the regular savings account. You'll need to live near Kent if you wish to open this account.
Customer service information for Kent Reliance
| Email support | |
|---|---|
| Telephone support | |
| In-app or live chat | |
| Contact form | |
| Branch support |
Our verdict: Is a savings account from Kent Reliance worth it?
Kent Reliance offers a good range of savings accounts to suit a wide variety of saving requirements – whether you’re looking for easy access or longer-term fixed rate accounts. Most accounts can be operated online, by post or in branch too.
However, before taking the plunge, it’s worth checking out our other reviews to see how Kent Reliance savings accounts compare against the wider market.
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
FREE interest rate alerts
Sign up to receive the latest deals, expert tips, and a chance to win £100! (T&Cs)
Error placeholder Click here to sign in
More resources on Finder
More guides on Finder
-
Meteor savings platform review
We explore how the savings platform Meteor works and if it’s right for you.
-
What is the average savings interest rate in the UK?
High inflation could be making your savings accounts lose value in “real terms”. We look at historical savings versus inflation rates.
-
Savings statistics: Average UK savings in 2026
Our 2026 savings statistics show the average savings amount in the UK is £19,214 but 2 in 5 Brits (39%) have £1,000 or less.
-
Best savings accounts for June 2026
Find out more about the different types of savings accounts on offer.
-
Compare the best easy-access ISAs UK 2026
Discover what is an easy-access ISA, how to find one and more.
-
Compare the best notice savings accounts UK 2026
What if you could get both great interest rates and access to your money? We’re not quite there yet, but notice savings accounts come close.
-
Ford Money savings review
Whatever you’re saving for, find the right Ford Money savings account for you. Ford Money offers a range of savings accounts and ISAs, and our guide takes you through the details.
-
Cash ISA vs savings accounts: Which is better?
Choosing between ISAs or normal savings accounts is easier than it seems. Pick the one which pays out most! Read our guide for tips on how to get the most out of your savings pot.
-
Tandem Bank review
Is Tandem’s app-only bank the right solution for you? We explore the app and all of the features of a Tandem Bank account.
-
Best cash ISA rates UK 2026
A cash ISA is a savings account where you never pay tax on the interest. Use our comparison table to find the best ISA rates – whether you want to lock cash in for a set time or keep it easy access.