What to expect when insuring a Nissan – and how to find the best quote.
Cars made by the Japanese manufacturer Nissan have been around in the UK since 1968. Helped by reasonable prices and a reputation for reliability, Nissan has been gaining popularity in the UK; one of its most popular models, the Nissan Qashqai, took fourth place in 2018’s best-selling cars list.
If you’re on the hunt for a new Nissan or already have one parked outside, then read on to see what insuring it might cost.
The insurance cost for a Nissan varies greatly depending on the model you select and your own circumstances. Using a specific profile, we looked into the average cost of insuring a Nissan Qashqai, the most popular Nissan in the UK, and found it to be £851 annually or £94 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on your driving record, where you live and the number of miles you drive in a year, among other factors.
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2018 Nissan Qashqai
The driver is a 30-year-old teacher
The driver is single and owns a home in Greater London
An average of 10,000 miles per year
Factory-fitted Thatcham-approved alarm system
The car is used for social, domestic and commuting purposes
The car is not modified
The car is parked in a car park during the day
The car is parked on a driveway at night
Five years’ no-claims discount
No driving or other convictions for the past 5 years
Companies that offer cover for Nissans
Nissan is a ubiquitous brand, and you should have little trouble finding insurance for your vehicle. Compare insurers in the table below.
How a vehicle from Nissan affects insurance costs
Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, replacement costs and overall damage susceptibility.
The good safety ratings of Nissans make them affordable to insure. However, some models are a target with criminals, which can push up the cost of car insurance.
Other factors that affect the cost of insurance include the model, annual mileage and trim package. Personal factors like your driving history and age are also likely be taken into consideration.
Are there any standout models?
The Nissan GT-R NISMO is Nissan’s premium sports car. Features include the NISMO-tuned 600-hp, 3.8-litre, high-capacity twin-turbocharged V6 engine; an aerodynamic body design with carbon-fibre front and rear fascias, side sills and rear spoiler; and an all-wheel-drive drivetrain.
Prices start from around £150,000.
Pros and cons of insuring a Nissan
Great safety ratings
Not expensive to repair or replace partly due to a Nissan manufacturing plant operating in the UK
Some models are targeted by thieves
Nissan car facts
Nissan sells cars along a spectrum of price points. You’ll find budget models like the Nissan Micra, the Leaf, an electric car, as well as high-priced options like the Nissan GT-R ‘Z’.
The Nissan Leaf, Navara and the Qashqai have been targeted with car thieves, in part, because of their keyless entry systems.
Nissans typically score good safety ratings across the board from the European New Car Assessment Programme (Euro NCAP), getting the maximum 5-star rating for different models, including the Nissan Leaf, Pulsar, Qashqai and Juke. This helps to lower insurance costs.
Nissan’s spacious seven-seater X-Trail was the world’s fourth most popular car sold in 2017. More than 390,000 vehicles have been sold worldwide.
You may want more than just third party cover for your Nissan, especially if it’s more more at risk with criminals. Expanding your protection to third party fire and theft or comprehensive cover might be a better fit for your needs.
What is NissanConnect?
Nissan’s infotainment system, NissanConnect, brings together navigation, security and connectivity. Control your Nissan by voice or touch. Start your car with a command to an Alexa-enabled device, or unlock your doors from your smartphone.
Once inside your Nissan, you can stream music and get navigation assistance from your vehicle’s display screen. Or send a hands-free text by voice command.
New Nissan models all feature a two-year free subscription of the NissanConnect Services. You can then decide whether to extend your subscription or not after that period.
You’re likely to find affordable car insurance for your Nissan, barring any personal hiccups like a poor driving record. But be sure to shop around to find the best car insurance for you.
Other car brands you might want to see rates for include:
Whist its headquarters are in Japan, Nissan has several manufacturing plants across the world, including the US and Mexico, Middle East, Asia and Europe amongst others. There is a production plant in Sunderland in the UK where the Nissan Qashqai, Juke, Leaf, InfinitiQ30, Infiniti QX30 and Nissan X-Trail models are produced.
Most Nissan models do very well in safety tests.
Yes, Infiniti is Nissan’s luxury line of cars.
A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen can all affect the cost of car insurance.
Esther Wolffowitz is a publisher at finder.com. She is a specialist in insurance and wants to help UK consumers make better decisions. In her spare time, Esther enjoys discovering new restaurants and food markets in London.
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