nissan insurance rates 250

Nissan insurance rates

What to expect when insuring a Nissan – and how to find the best quote.

Cars made by the Japanese manufacturer Nissan have been around in the UK since 1968. Helped by reasonable prices and a reputation for reliability, Nissan has been gaining popularity in the UK; one of its most popular models, the Nissan Qashqai, took fourth place in 2018’s best-selling cars list.

If you’re on the hunt for a new Nissan or already have one parked outside, then read on to see what insuring it might cost.


Compare Nissan Car Insurance Quotes

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What’s the average insurance cost for a Nissan?

The insurance cost for a Nissan varies greatly depending on the model you select and your own circumstances. Using a specific profile, we looked into the average cost of insuring a Nissan Qashqai, the most popular Nissan in the UK, and found it to be £851 annually or £94 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on your driving record, where you live and the number of miles you drive in a year, among other factors.

    Companies that offer cover for Nissans

    Nissan is a ubiquitous brand, and you should have little trouble finding insurance for your vehicle. Compare insurers in the table below.

    Name Product Courtesy car cover New for old car replacement Drive abroad in EU? Personal accident cover Multi-car discount Policy options
    Up to 90 days
    Up to £5,000 personal accident cover or up to £7,500 for AA members.
    N/A
    New customers get AA Roadside Assistance for a year from just £15, plus discounts on breakdown cover upgrades.
    Up to 90 days
    Up to £5,000 personal injury cover
    Insure more than one vehicle under the one policy. Every car added will earn its own discount.
    Black Box Insurance, Car Sharing Insurance, GAP Insurance
    Quotes starting from £248 per year. No claims & MultiCar discounts on offer.
    Up to 180 days
    Yes
    N/A
    Motor Legal Protection, Key Protection, Excess Protection
    No upper age limit
    Up to 90 days
    Cover you or your partner up to the benefit amount outlined in your insurance agreement
    If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy
    Black box insurance, Young driver insurance
    • Replacement, upgrade or the money in case of write off
    • No-claims discount protected if car is vandalised or hit by an uninsured driver
    • (terms apply)
    Up to 90 days
    Yes
    Yes
    Young driver insurance
    Optional
    You or your partner are covered up to the amount in your insurance agreement.
    If you've got more than one car to insure at the same address, you could save yourself some money on every additional policy (T&Cs apply)
    Black box insurance
    • Guaranteed hire car as standard
    • Taxi to get you to your destination if you've been involved in a crash (T&Cs apply)
    • No-claims discount protection (Terms apply)
    Up to 90 days
    £5,000 of personal injury cover for you and your spouse
    Yes
    Young and first time drivers insurance
    Up to 90 days
    You or your partner are covered up to £2,000 per person.
    N/A
    Short term car insurance, Young driver insurance
    20% off MOT costs and 10% off servicing with comprehensive and third party policies.
    Up to 90 days
    Optional extra
    If you've got more than one car to insure at the same address, you could save 10% on your cover
    Multi-car, temporary insurance
    Optional
    Personal accident cover up to £5000.
    N/A
    Learner driver insurance, Young driver insurance, New driver insurance, Student insurance, First time drivers insurance
    Up to £200 cover if handbag is stolen child seat cover.
    No
    Cover up to £10,000 per accidentand £2,500 per person.
    N/A
    Learner driver insurance
    Insurance for young and learner drivers ages 17 to 25. Discounts up to 21% for good driving.
    Up to 90 days
    Get up to £10,000 cover per accident.
    N/A
    M&S Bank cardholder's save up to 15% when taking out a new policy or renewing existing insurance.
    Up to 93 days with a foreign use extension
    -
    Up to 15% off certain additional car insurance policies
    Young driver insurance
    Up to 60 days
    Cover for passenger injury.
    N/A
    Free breakdown cover for eligible new customers and 3 year guarantee on repairs carried out by approved repairers.
    Up to 90 days
    Optional extra
    Get 10% off when you insure additional cars in your household
    Multi-car, temporary insurance

    Compare up to 4 providers

    How a vehicle from Nissan affects insurance costs

    Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, replacement costs and overall damage susceptibility.

    The good safety ratings of Nissans make them affordable to insure. However, some models are a target with criminals, which can push up the cost of car insurance.

    Other factors that affect the cost of insurance include the model, annual mileage and trim package. Personal factors like your driving history and age are also likely be taken into consideration.

    Are there any standout models?

    The Nissan GT-R NISMO is Nissan’s premium sports car. Features include the NISMO-tuned 600-hp, 3.8-litre, high-capacity twin-turbocharged V6 engine; an aerodynamic body design with carbon-fibre front and rear fascias, side sills and rear spoiler; and an all-wheel-drive drivetrain.

    Prices start from around £150,000.

    Pros and cons of insuring a Nissan

    Pros

    • Great safety ratings
    • Affordable
    • Not expensive to repair or replace partly due to a Nissan manufacturing plant operating in the UK

    Cons

    • Some models are targeted by thieves

    Nissan car facts

    • Nissan sells cars along a spectrum of price points. You’ll find budget models like the Nissan Micra, the Leaf, an electric car, as well as high-priced options like the Nissan GT-R ‘Z’.
    • The Nissan Leaf, Navara and the Qashqai have been targeted with car thieves, in part, because of their keyless entry systems.
    • Nissans typically score good safety ratings across the board from the European New Car Assessment Programme (Euro NCAP), getting the maximum 5-star rating for different models, including the Nissan Leaf, Pulsar, Qashqai and Juke. This helps to lower insurance costs.
    • Nissan’s spacious seven-seater X-Trail was the world’s fourth most popular car sold in 2017. More than 390,000 vehicles have been sold worldwide.
    • You may want more than just third party cover for your Nissan, especially if it’s more more at risk with criminals. Expanding your protection to third party fire and theft or comprehensive cover might be a better fit for your needs.

    What is NissanConnect?

    Nissan’s infotainment system, NissanConnect, brings together navigation, security and connectivity. Control your Nissan by voice or touch. Start your car with a command to an Alexa-enabled device, or unlock your doors from your smartphone.

    Once inside your Nissan, you can stream music and get navigation assistance from your vehicle’s display screen. Or send a hands-free text by voice command.

    New Nissan models all feature a two-year free subscription of the NissanConnect Services. You can then decide whether to extend your subscription or not after that period.

    Bottom line

    You’re likely to find affordable car insurance for your Nissan, barring any personal hiccups like a poor driving record. But be sure to shop around to find the best car insurance for you.

    Other car brands you might want to see rates for include:

    Frequently asked questions about Nissan

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