Kia car insurance rates

What to expect when insuring a Kia, and the insurers that could cover you.

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Kia is South Korea’s second largest motoring company after Hyundai and has been manufacturing cars since the 1940s.

All its cars come with a whopping seven-year warranty and there’s a large range of affordable models to suit every budget – from its tiny Kia Picanto to the bigger Kia Sorento. The Kia Sportage is one of the most popular car models on British roads and accounts for 40% of all Kia sales in the UK.

If you decide to go for a Kia, read on to see how much it might cost to insure.

What’s the average insurance cost for a Kia?

The insurance cost for a Kia varies greatly depending on the model you select and your own circumstances. For the Kia Sportage, the most popular Kia model on UK roads, we ran quotes and found the average was £712.37 annually or £69.27 a month for fully comprehensive cover with no optional extras. Your actual cost will be more or less, depending on your driving record and the number of miles you drive in a year as well as other factors.

Kia car facts

  • Kia was founded in December 1944 and started manufacturing Mazda-licensed cars in 1974 before eventually making its own branded cars.
  • Popular Kia models include the Picanto, Soul, Optima, Sorento and Niro hybrid.
  • Following Kia’s bankruptcy in 1997 during the Asian financial crisis, Hyundai became Kia’s largest stakeholder and is now part owner of Kia Motors.
  • Kia models suit a range of budgets from its smallest car, the Kia Picanto, to the bigger Kia Sorento.
  • Kia began selling cars in the UK in 1991 as part of Kia Motors Europe.
  • The Pride model was the first and only Kia car to be sold in the UK in 1991 initially with almost 1,800 sold in its first year. Its replacement was the Picanto, the very first five-door city car.

Pros and cons of Kias


  • Newer models do well in safety tests
  • Reasonable to repair or replace
  • Reasonably efficient


  • Targeted by thieves

Other car brands you might want to see rates for include the following:

Frequently asked questions about Kia

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on data provided by Consumer Intelligence Ltd, (June ’23). 51% of car insurance customers could save £488.46

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