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Lotus Elise insurance group

Compare car insurance costs for your Lotus Elise based on your age and location.

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Lotus Elise models range from insurance groups 36 to 48, so the cost of insurance can vary significantly depending on which model you have.

Lotus Elise insurance groups and cost

In the table below, we show you the insurance group for each Lotus Elise model and also the likely cost at a few different ages.

Model / Version
Group (1-50)
Age 20yrs
Age 30yrs
Age 40yrs
Age 50yrs
Link
Lotus Elise 2d (1996-2000 Gen)
36
£1,795.79
£947.00
£829.72
£807.78
Lotus Elise 111S 2d (1996-2000 Gen)
39
£4,431.11
£1,118.83
£1,081.52
£1,038.52
Lotus Elise Sport 160 2d (1996-2000 Gen)
40
£2,497.85
£1,182.11
£1,154.65
£1,006.90
Lotus Elise 49 2d (1996-2000 Gen)
36
£1,795.79
£947.00
£829.72
£807.78
Lotus Elise 79 2d (1996-2000 Gen)
36
£1,795.79
£947.00
£829.72
£807.78
Lotus Elise Type 49 2d (1996-2000 Gen)
36
£1,795.79
£947.00
£829.72
£807.78
Lotus Elise Type 79 2d (1996-2000 Gen)
36
£1,795.79
£947.00
£829.72
£807.78
Lotus Elise 111S 49 2d (1996-2000 Gen)
39
£4,431.11
£1,118.83
£1,081.52
£1,038.52
Lotus Elise 111S 79 2d (1996-2000 Gen)
39
£4,431.11
£1,118.83
£1,081.52
£1,038.52
Lotus Elise 1.8 2d (2000-2022 Gen)
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 Sport 2d (2000-2022 Gen)
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 Type 25 2d
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 Type 72 2d
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 S 2d (134bhp)
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 S Touring (134bhp) 2d
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 S Super Touring (134bhp) 2d
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 S Sport (134bhp) 2d
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 S Sport Touring (134bhp) 2d
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise 1.8 111 2d
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Lotus Elise 1.8 111S 2d
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Lotus Elise 1.8 Sport 135R 2d
44
£6,571.27
£1,623.70
£1,309.63
£1,058.60
Lotus Elise 1.8 111R 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 111R Sport 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 111R Touring 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 111R Super Touring 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 111R Sports Racer 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 R 2d
46
£2,460.13
£1,350.17
£1,076.48
£989.03
Lotus Elise 1.8 R Sport 2d
46
£2,460.13
£1,350.17
£1,076.48
£989.03
Lotus Elise 1.8 R Sport Touring 2d
46
£2,460.13
£1,350.17
£1,076.48
£989.03
Lotus Elise 1.8 R Touring 2d
46
£2,460.13
£1,350.17
£1,076.48
£989.03
Lotus Elise 1.8 SC 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 SC Sport 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 SC Sport Touring 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 SC Touring 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise 1.8 SC RGB 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise 1.6 134bhp 2d
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Lotus Elise 1.6 Sport 2d (134bhp)
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Lotus Elise 1.6 Sport Touring 2d (134bhp)
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Lotus Elise 1.6 Club Racer 2d
43
£1,991.61
£1,043.65
£842.46
£826.48
Lotus Elise S 1.8 217bhp 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise S Club Racer 1.8 217bhp 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise S Cup 1.8 217bhp 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise Sport 220 1.8 217bhp 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise Cup 220 1.8 217bhp 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise Cup 250 1.8 244bhp 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise Cup 260 1.8 250bhp 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise Sprint 220 1.8 217bhp 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise Sprint 1.6 134bhp 2d
42
£6,986.31
£1,338.71
£1,340.77
£1,134.04
Lotus Elise Sport 240 Final Edition 1.8 237bhp 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise Cup 250 Final Edition 1.8 244bhp 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise Sport 190 1.8 189bhp 2d
47
£5,754.09
£1,554.28
£1,237.96
£1,084.25
Lotus Elise Sport 1.8 (220bhp) 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise 1.8 20th Anniversary Edition 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81
Lotus Elise Heritage Edition 1.8 Heritage Edition 220 2dr 2d
48
£5,802.56
£1,613.85
£1,229.46
£1,242.81

Average Lotus Elise insurance cost

To provide you with an idea of how much it may cost you to insure your Lotus Elise, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Lotus Elise with a comprehensive policy for £1,990.29 yearly, or £170.82 paying monthly.

Lotus Elise insurance cost by location

The table above shows the average cost of Lotus Elise insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Lotus Elise 1.8 2d (2000-2022 Gen).

  • Expensive: £2,189.22 (London E10)
  • Mid-range: £1,043.65 (Chester CH1)
  • Cheap: £768.06 (Newquay TR8)

What factors affect my Lotus Elise insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my Lotus Elise premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Lotus Elise you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £615.10 to £16,359.52, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’25). 51% of Confused.com car insurance customers could save £462.49.
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Written by

Senior associate publisher

Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio

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Co-written by

Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

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