
Lotus Elise insurance groups and cost
In the table below, we show you the insurance group for each Lotus Elise model and also the likely cost at a few different ages.
Model / Version | Group (1-50) | Age 20yrs | Age 30yrs | Age 40yrs | Age 50yrs | Link |
---|---|---|---|---|---|---|
Lotus Elise 2d (1996-2000 Gen) | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | |
Lotus Elise 111S 2d (1996-2000 Gen) | 39 | £4,431.11 | £1,118.83 | £1,081.52 | £1,038.52 | |
Lotus Elise Sport 160 2d (1996-2000 Gen) | 40 | £2,497.85 | £1,182.11 | £1,154.65 | £1,006.90 | |
Lotus Elise 49 2d (1996-2000 Gen) | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | |
Lotus Elise 79 2d (1996-2000 Gen) | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | |
Lotus Elise Type 49 2d (1996-2000 Gen) | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | |
Lotus Elise Type 79 2d (1996-2000 Gen) | 36 | £1,795.79 | £947.00 | £829.72 | £807.78 | |
Lotus Elise 111S 49 2d (1996-2000 Gen) | 39 | £4,431.11 | £1,118.83 | £1,081.52 | £1,038.52 | |
Lotus Elise 111S 79 2d (1996-2000 Gen) | 39 | £4,431.11 | £1,118.83 | £1,081.52 | £1,038.52 | |
Lotus Elise 1.8 2d (2000-2022 Gen) | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 Sport 2d (2000-2022 Gen) | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 Type 25 2d | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 Type 72 2d | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 S 2d (134bhp) | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 S Touring (134bhp) 2d | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 S Super Touring (134bhp) 2d | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 S Sport (134bhp) 2d | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 S Sport Touring (134bhp) 2d | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise 1.8 111 2d | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Lotus Elise 1.8 111S 2d | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Lotus Elise 1.8 Sport 135R 2d | 44 | £6,571.27 | £1,623.70 | £1,309.63 | £1,058.60 | |
Lotus Elise 1.8 111R 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 111R Sport 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 111R Touring 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 111R Super Touring 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 111R Sports Racer 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 R 2d | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | |
Lotus Elise 1.8 R Sport 2d | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | |
Lotus Elise 1.8 R Sport Touring 2d | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | |
Lotus Elise 1.8 R Touring 2d | 46 | £2,460.13 | £1,350.17 | £1,076.48 | £989.03 | |
Lotus Elise 1.8 SC 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 SC Sport 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 SC Sport Touring 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 SC Touring 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise 1.8 SC RGB 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise 1.6 134bhp 2d | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Lotus Elise 1.6 Sport 2d (134bhp) | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Lotus Elise 1.6 Sport Touring 2d (134bhp) | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Lotus Elise 1.6 Club Racer 2d | 43 | £1,991.61 | £1,043.65 | £842.46 | £826.48 | |
Lotus Elise S 1.8 217bhp 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise S Club Racer 1.8 217bhp 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise S Cup 1.8 217bhp 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise Sport 220 1.8 217bhp 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise Cup 220 1.8 217bhp 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise Cup 250 1.8 244bhp 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise Cup 260 1.8 250bhp 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise Sprint 220 1.8 217bhp 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise Sprint 1.6 134bhp 2d | 42 | £6,986.31 | £1,338.71 | £1,340.77 | £1,134.04 | |
Lotus Elise Sport 240 Final Edition 1.8 237bhp 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise Cup 250 Final Edition 1.8 244bhp 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise Sport 190 1.8 189bhp 2d | 47 | £5,754.09 | £1,554.28 | £1,237.96 | £1,084.25 | |
Lotus Elise Sport 1.8 (220bhp) 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise 1.8 20th Anniversary Edition 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 | |
Lotus Elise Heritage Edition 1.8 Heritage Edition 220 2dr 2d | 48 | £5,802.56 | £1,613.85 | £1,229.46 | £1,242.81 |
Average Lotus Elise insurance cost
To provide you with an idea of how much it may cost you to insure your Lotus Elise, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Lotus Elise with a comprehensive policy for £1,990.29 yearly, or £170.82 paying monthly.
Lotus Elise insurance cost by location
The table above shows the average cost of Lotus Elise insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.
To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Lotus Elise 1.8 2d (2000-2022 Gen).
- Expensive: £2,189.22 (London E10)
- Mid-range: £1,043.65 (Chester CH1)
- Cheap: £768.06 (Newquay TR8)
What factors affect my Lotus Elise insurance rate?
We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:
- Your marital status
- Your credit history and job
- Your car's safety rating score
- The model of your car
- The age of your car
- Your car's security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No-claims discount
How can I save on my Lotus Elise premiums?
When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
- Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
- Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
- Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
- Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.
Bottom line
As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Lotus Elise you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £615.10 to £16,359.52, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.
Frequently asked questions
More guides on Finder
-
MINI Cooper S insurance group
Find out the cost and car insurance group of a MINI Cooper S and see how much you could pay based on age, location and model.
-
MINI One insurance group
Find out the cost and car insurance group of a MINI One and see how much you could pay based on age, location and model.
-
MINI Clubman insurance group
Find out the cost and car insurance group of MINI Clubman and see how much you could pay based on age, location and model.
-
Mitsubishi ASX insurance group
Find out which insurance group the Mitsubishi ASX falls under and how much it costs to insure.
-
Mitsubishi FTO insurance group
Find out which insurance group the Mitsubishi FTO falls under and how much it costs to insure.
-
Mitsubishi Outlander insurance group
Find out which insurance group the Mitsubishi Outlander falls under and how much it costs to insure.
-
MG3 insurance group
Find out how much it could cost to insure the MG3 based on your age and location.
-
Mitsubishi Colt insurance group
Find out which insurance group the Mitsubishi Colt falls under and how much it costs to insure.
-
Voided and cancelled car insurance
Read our guide to understand why honesty is always the best policy to avoid your car insurance being voided or cancelled.
-
Get agreed value car insurance quotes online
Find out how agreed value car insurance works and if it’s the right option for you.