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Seat Mii insurance group

Find out the average cost of insurance for the Seat Mii based on the specific model version and factors related to the driver.

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The Seat Mii provides a greater choice of trims and designs than its electric rivals. This includes collaborations with fashion brands like Mango and Cosmopolitan. As such, you can consider a Seat Mii to be the stylish choice for electric car drivers. In this guide, you’ll find out how much you could expect to pay to insure this car based on the driver’s demographics.

What insurance group does the Seat Mii fall under?

Every vehicle you see on the road has been assigned a specific insurance group based on how expensive it is likely to be for insurance companies to cover. These groups range from 1 (cheapest) to 50 (most expensive) and help insurers determine a suitable premium to offer their customers. Seat Mii models can be found in insurance groups 1 to 4, meaning this vehicle is one of the cheapest for drivers to insure.

The costs may vary a tiny bit between different Seat Mii insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £695 for cover on a Seat Mii 1.0 S 3d that is in insurance group 1 or around £564 for a Seat Mii by Cosmopolitan 1.0 75PS 3d that is in insurance group 4. This difference is based on the different aspects of the car that appear on different trims and models.

Model / Version Group (1-50) Age 20yrs Age 30yrs Age 40yrs Age 50yrs Link
1.0 S (AC) 3d 1 £1,244 £695 £674 £605 Get Quote
1.0 S (AC) 5d 1 £1,244 £695 £674 £605 Get Quote
1.0 S 3d 1 £1,244 £695 £674 £605 Get Quote
1.0 S 5d 1 £1,244 £695 £674 £605 Get Quote
1.0 Ecomotive 3d 1 £1,244 £695 £674 £605 Get Quote
1.0 Ecomotive 5d 1 £1,244 £695 £674 £605 Get Quote
1.0 SE 3d 1 £1,244 £695 £674 £605 Get Quote
1.0 SE 5d 1 £1,244 £695 £674 £605 Get Quote
1.0 (75bhp) SE 3d Auto 2 £1,174 £553 £538 £523 Get Quote
1.0 (75bhp) SE 5d Auto 2 £1,174 £553 £538 £523 Get Quote
1.0 Ecomotive SE 3d 2 £1,174 £553 £538 £523 Get Quote
1.0 Ecomotive SE 5d 2 £1,174 £553 £538 £523 Get Quote
1.0 I TECH 3d 3 £1,096 £526 £505 £485 Get Quote
1.0 I TECH 5d 3 £1,096 £526 £505 £485 Get Quote
1.0 FR Line 3d 2 £1,174 £553 £538 £523 Get Quote
1.0 FR Line 5d 3 £1,096 £526 £505 £485 Get Quote
FR-Line 1.0 60PS (07/2018 on) 5d 3 £1,096 £526 £505 £485 Get Quote
1.0 (75bhp) FR Line 3d 4 £1,436 £564 £547 £521 Get Quote
1.0 (75bhp) FR Line 5d 4 £1,436 £564 £547 £521 Get Quote
FR-Line 1.0 75PS (07/2018 on) 5d 4 £1,436 £564 £547 £521 Get Quote
1.0 Ecomotive SE Technology 3d 2 £1,174 £553 £538 £523 Get Quote
1.0 Ecomotive SE Technology 5d 2 £1,174 £553 £538 £523 Get Quote
1.0 SE Technology 3d 2 £1,174 £553 £538 £523 Get Quote
1.0 SE Technology 5d 2 £1,174 £553 £538 £523 Get Quote
1.0 (75bhp) SE Technology 3d Auto 3 £1,096 £526 £505 £485 Get Quote
1.0 (75bhp) SE Technology 5d Auto 3 £1,096 £526 £505 £485 Get Quote
1.0 (75bhp) Sport 3d 2 £1,174 £553 £538 £523 Get Quote
1.0 (75bhp) Sport 5d 2 £1,174 £553 £538 £523 Get Quote
1.0 Design Mii 3d 2 £1,174 £553 £538 £523 Get Quote
1.0 Design Mii 5d 3 £1,096 £526 £505 £485 Get Quote
Design Mii 1.0 60PS (07/2018 on) 5d 3 £1,096 £526 £505 £485 Get Quote
1.0 Toca 3d 1 £1,244 £695 £674 £605 Get Quote
1.0 Toca 5d 1 £1,244 £695 £674 £605 Get Quote
1.0 Mii by Mango 3d 2 £1,174 £553 £538 £523 Get Quote
1.0 Mii by Mango 5d 2 £1,174 £553 £538 £523 Get Quote
1.0 (75bhp) Mii by Mango 3d 4 £1,436 £564 £547 £521 Get Quote
1.0 (75bhp) Mii by Mango 5d 4 £1,436 £564 £547 £521 Get Quote
by Cosmopolitan 1.0 75PS 3d 4 £1,436 £564 £547 £521 Get Quote
by Cosmopolitan 1.0 75PS 5d 4 £1,436 £564 £547 £521 Get Quote
1.0 (75bhp) Mii by Mango Limited Edition 5d 4 £1,436 £564 £547 £521 Get Quote

    Seat Mii insurance cost by location

    Your home address plays a key role when it comes to the cost of your car insurance. You will be charged more if you live in an area where motorists are more likely to make a claim. Here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Seat Mii First Edition 1.0 TSI Ecomotive 115PS 5d.

    • Expensive: £791 (London SE1)
    • Average: £526 (Newcastle NE1)
    • Cheap: £538 (Galashiels TD1)

    Which factors affect my Seat Mii insurance rate?

    Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

    • Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, in this case, the Seat Mii models all have a 1.0-litre engine, meaning this won’t be a factor that needs comparing.
    • Driver location. Where you live helps determine the level of risk that you may make a claim on your car insurance, and this affects the size of the premium offered to you. For example, a 30-year-old in central London may pay £791 for insurance for a Seat Mii SE 1.0 I TECH 5d, while the same 30-year-old in Newcastle may only pay £526. The £108 difference comes because Londoners are more likely to make a claim on their insurance than those living in Newcastle.
    • Driver age. The youngest drivers will pay more for insurance because they are statistically more likely to make a claim than older, more experienced motorists. As an example, the average 20-year-old driver in London may pay £2,109 for the Seat Mii 1.0 Ecomotive SE Technology 3d, while the average 40-year-old Londoner will only pay £679. As you can see, in this example, the average 20-year-old would have to pay almost double to insure a Seat Mii.

    Other factors that influence the cost of your insurance include the following:

    • Your marital status
    • Your credit history and job
    • Your car’s safety rating score
    • Your car usage
    • No claims discount
    • The age and model of your car
    • Your car’s security and any extra anti-theft precautions
    • Your annual mileage

    How can I save on my Seat Mii premiums?

    Although the Seat Mii is one of the cheaper vehicles to insure, we’re sure you’ll still want to do what you can to reduce your costs as much as possible. There are some ideas to help you do that below.

    • Limit your car usage (where possible). Occasionally deciding to walk or get public transport rather than using your car can help to save on your premiums.
    • Pay annually rather than monthly. When you pay annually for car insurance, you eliminate the possibility of paying interest on your annual payments.
    • Install extra safety precautions. The safer you make your car, the less of a risk it will be for companies to insure. As such, you’re quite likely to lower your premium by adding extra safety measures.
    • Use price comparison sites to find the best deal. Don’t blindly settle for the renewal price offered by your existing insurer. There may be cheaper options out there!

    Bottom line

    This is a small city car and it’s one of the cheapest cars on the road to insure. Even so, the tips in this guide will help you cut your premiums even further.

    Frequently asked questions

    *Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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    Written by

    Senior associate publisher

    Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio

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