
The Seat Mii provides a greater choice of trims and designs than its electric rivals. This includes collaborations with fashion brands like Mango and Cosmopolitan. As such, you can consider a Seat Mii to be the stylish choice for electric car drivers. In this guide, you’ll find out how much you could expect to pay to insure this car based on the driver’s demographics.
What insurance group does the Seat Mii fall under?
Every vehicle you see on the road has been assigned a specific insurance group based on how expensive it is likely to be for insurance companies to cover. These groups range from 1 (cheapest) to 50 (most expensive) and help insurers determine a suitable premium to offer their customers. Seat Mii models can be found in insurance groups 1 to 4, meaning this vehicle is one of the cheapest for drivers to insure.
The costs may vary a tiny bit between different Seat Mii insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £695 for cover on a Seat Mii 1.0 S 3d that is in insurance group 1 or around £564 for a Seat Mii by Cosmopolitan 1.0 75PS 3d that is in insurance group 4. This difference is based on the different aspects of the car that appear on different trims and models.
Model / Version |
Group (1-50) |
Age 20yrs |
Age 30yrs |
Age 40yrs |
Age 50yrs |
Link |
---|---|---|---|---|---|---|
1.0 S (AC) 3d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 S (AC) 5d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 S 3d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 S 5d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 Ecomotive 3d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 Ecomotive 5d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 SE 3d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 SE 5d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 (75bhp) SE 3d Auto |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 (75bhp) SE 5d Auto |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 Ecomotive SE 3d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 Ecomotive SE 5d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 I TECH 3d |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
1.0 I TECH 5d |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
1.0 FR Line 3d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 FR Line 5d |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
FR-Line 1.0 60PS (07/2018 on) 5d |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
1.0 (75bhp) FR Line 3d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 (75bhp) FR Line 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
FR-Line 1.0 75PS (07/2018 on) 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 Ecomotive SE Technology 3d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 Ecomotive SE Technology 5d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 SE Technology 3d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 SE Technology 5d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 (75bhp) SE Technology 3d Auto |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
1.0 (75bhp) SE Technology 5d Auto |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
1.0 (75bhp) Sport 3d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 (75bhp) Sport 5d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 Design Mii 3d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 Design Mii 5d |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
Design Mii 1.0 60PS (07/2018 on) 5d |
3 |
£1,096 |
£526 |
£505 |
£485 |
|
1.0 Toca 3d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 Toca 5d |
1 |
£1,244 |
£695 |
£674 |
£605 |
|
1.0 Mii by Mango 3d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 Mii by Mango 5d |
2 |
£1,174 |
£553 |
£538 |
£523 |
|
1.0 (75bhp) Mii by Mango 3d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 (75bhp) Mii by Mango 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
by Cosmopolitan 1.0 75PS 3d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
by Cosmopolitan 1.0 75PS 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
|
1.0 (75bhp) Mii by Mango Limited Edition 5d |
4 |
£1,436 |
£564 |
£547 |
£521 |
Seat Mii insurance cost by location
Your home address plays a key role when it comes to the cost of your car insurance. You will be charged more if you live in an area where motorists are more likely to make a claim. Here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Seat Mii First Edition 1.0 TSI Ecomotive 115PS 5d.
- Expensive: £791 (London SE1)
- Average: £526 (Newcastle NE1)
- Cheap: £538 (Galashiels TD1)
Which factors affect my Seat Mii insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, in this case, the Seat Mii models all have a 1.0-litre engine, meaning this won’t be a factor that needs comparing.
- Driver location. Where you live helps determine the level of risk that you may make a claim on your car insurance, and this affects the size of the premium offered to you. For example, a 30-year-old in central London may pay £791 for insurance for a Seat Mii SE 1.0 I TECH 5d, while the same 30-year-old in Newcastle may only pay £526. The £108 difference comes because Londoners are more likely to make a claim on their insurance than those living in Newcastle.
- Driver age. The youngest drivers will pay more for insurance because they are statistically more likely to make a claim than older, more experienced motorists. As an example, the average 20-year-old driver in London may pay £2,109 for the Seat Mii 1.0 Ecomotive SE Technology 3d, while the average 40-year-old Londoner will only pay £679. As you can see, in this example, the average 20-year-old would have to pay almost double to insure a Seat Mii.
Other factors that influence the cost of your insurance include the following:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- Your car usage
- No claims discount
- The age and model of your car
- Your car’s security and any extra anti-theft precautions
- Your annual mileage
How can I save on my Seat Mii premiums?
Although the Seat Mii is one of the cheaper vehicles to insure, we’re sure you’ll still want to do what you can to reduce your costs as much as possible. There are some ideas to help you do that below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport rather than using your car can help to save on your premiums.
- Pay annually rather than monthly. When you pay annually for car insurance, you eliminate the possibility of paying interest on your annual payments.
- Install extra safety precautions. The safer you make your car, the less of a risk it will be for companies to insure. As such, you’re quite likely to lower your premium by adding extra safety measures.
- Use price comparison sites to find the best deal. Don’t blindly settle for the renewal price offered by your existing insurer. There may be cheaper options out there!
Bottom line
This is a small city car and it’s one of the cheapest cars on the road to insure. Even so, the tips in this guide will help you cut your premiums even further.
Frequently asked questions
More guides on Finder
-
Ford Ecosport insurance group
Find out which insurance group the Ford Ecosport falls under and how much it costs to insure.
-
Suzuki Ignis insurance group and cost
Find out which insurance group the Suzuki Ignis falls under and how much it costs to insure.
-
Ford Mustang insurance group
Find out the average cost of insurance for a Ford Mustang based on the specific model version, the driver’s age and their location.
-
Skoda Octavia insurance group and cost
Find out the average cost of car insurance for a Skoda Octavia based on the specific model, the driver’s age and their location.
-
Fiat Panda insurance group and cost
Find out the average cost of car insurance for a Fiat Panda based on the insurance group the model falls within, the driver’s age and their location.
-
SEAT Leon insurance group and cost
Find out how much it may cost you to insure a SEAT Leon based on your age and location and how to save on your car insurance premiums.
-
Skoda Fabia Insurance Group
Find out the insurance group for your Skoda Fabia, how much it should cost to insure and how to save on your premiums.
-
Fiat 500 Insurance Group
Find out which insurance group your Fiat 500 belongs in, how much it should cost to insure and how you can save on your premiums.
-
Voided and cancelled car insurance
Read our guide to understand why honesty is always the best policy to avoid your car insurance being voided or cancelled.
-
Get agreed value car insurance quotes online
Find out how agreed value car insurance works and if it’s the right option for you.