Car insurance group 41

Find out the average insurance cost for a vehicle in insurance group 41 based on the specific model version, the driver's age and their location.

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What is insurance group 41?

When it comes to insurance, all vehicles are assigned an insurance group from 1 ( the cheapest to insure) to 50 (the most expensive to insure). Insurance group 41 cars are therefore among the more expensive cars to insure.

The group a particular vehicle is assigned depends on a variety of factors, including market value, vehicle performance, safety features, cost of repairs and security features.

However, a number of other factors are taken into account by insurers, such as your age, driving history and location.

Car makes and models in insurance group 41

There are several well-known cars in insurance group 41. These will fall on the more expensive side when it comes to your car insurance premium.

Insurance groupCar make/modelDetails
41Audi A4 AllroadThe Audi A4 is a classy and large family car powered by a 2-litre gas engine. It received a full 5-star safety rating from Euro NCAP.
41Audi A7 SportbackWinner of the 2019 World Luxury Car at the World Car Awards, this car features a breathtaking interior and can be equipped with either a powerful 2-litre 4-cylinder or a 3-litre V6.
41Honda Civic HatchbackThis small family car is loaded with safety features, including a collision warning and auto city braking with pedestrian recognition and active lane keeping.
41BMW 3 Series SaloonA benchmark in its class, the BMW 3 Series offers a sharp handling experience and can be powered by either a 2-litre 4-cylinder engine or a 3-litre 6-cylinder engine.
41Ford MustangThe iconic Ford Mustang is powered by a 5.0-litre V8 that is capable of going from 0-60 in just 4.2 seconds.
41Jaguar F-PaceThe Jaguar F-Type is equipped with a powerful engine capable of going from 0-100 mph in 3.7 seconds. It also scored a full 5-star safety rating from Euro NCAP.
41Kia Stinger CoupeThe Kia Stinger is a sharp, 4-door coupe that runs on a powerful V6 engine, capable of doing 0-62 mph in 5.1 seconds.
41Porsche MacanThe Porsche Macan is a classy SUV that is powered by a twin-turbocharged 24-valve V6 engine. It also received a full 5-star safety rating from Euro NCAP.

Cars in group 41 and the average cost of insurance by driver’s age

The table below will help you to estimate the cost of your car insurance, based on your chosen model and your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Audi TT S Line (Technology Pack) 40 TFSI 197PS S Tronic auto 2d 41 £1,795 £1,041 £912 £736 Get Quote
Audi A4 50 TDI Quattro Sport Tip Tronic [C+S] 5d 41 £1,795 £1,041 £912 £736 Get Quote
Audi A5 40 TFSI 204 S Line 2dr S Tronic [Comfort+Sound] 2d 41 £1,795 £1,041 £912 £736 Get Quote
Audi A6 40 TDI 204PS Quattro S Tronic auto 4d 41 £1,795 £1,041 £912 £736 Get Quote
Audi A7 45 TFSI 245PS S Tronic auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Audi A8 3.0 TDI Executive SE LWB 4d Tip Auto 41 £1,795 £1,041 £912 £736 Get Quote
Audi Q3 RS Q3 (Comfort and Sound Pack) 400PS Quattro S Tronic auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Audi Q5 S Line Competition (Comfort and Sound Pack) 55 TFSI e 367PS Quattro S Tronic auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Audi Q7 Sport (Comfort and Sound Pack) 45 TDI 231PS Quattro Tiptronic auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
BMW 1 Series M140i Championship Edition Step AutoM140i Championship Edition Sport Automatic 3d 41 £1,795 £1,041 £912 £736 Get Quote
BMW 2 Series M240i (07/17 on) 2d 41 £1,795 £1,041 £912 £736 Get Quote
BMW 3 Series 330d M Sport Pro Edition Step Auto [Tech Pack] 5d 41 £1,795 £1,041 £912 £736 Get Quote
BMW Z4 35i sDrive 2d 41 £1,795 £1,041 £912 £736 Get Quote
BMW 4 Series 430d M Sport 2d Auto 41 £1,795 £1,041 £912 £736 Get Quote
BMW 5 Series 530d SE auto 4d 41 £1,795 £1,041 £912 £736 Get Quote
BMW X4 xDrive30d M Sport X (Plus Package and Technology Package) Sport Automatic 5d 41 £1,795 £1,041 £912 £736 Get Quote
BMW X5 sDrive25d SE (7 Seat) 5d Auto 41 £1,795 £1,041 £912 £736 Get Quote
BMW X6 xDrive30d SE 5d Step Auto 41 £1,795 £1,041 £912 £736 Get Quote
Ford Mustang 2.3 EcoBoost 2d 41 £1,795 £1,041 £912 £736 Get Quote
Hyundai Genesis 3.8 GDi V6 4d DCT 41 £1,795 £1,041 £912 £736 Get Quote
Jaguar XF Portfolio 30d 3.0 V6 Twin Turbocharged Diesel 300PS auto 4d 41 £1,795 £1,041 £912 £736 Get Quote
Jaguar F Pace 3.0 Supercharged V6 S AWD 5d Auto 41 £1,795 £1,041 £912 £736 Get Quote
Jeep Wrangler Sahara 2.0 GME 272hp 4x4 auto 2d 41 £1,795 £1,041 £912 £736 Get Quote
Land Rover Discovery SE 3.0 Si6 auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Range Rover Evoque HSE Dynamic 2.0 SD4 (240hp) auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Range Rover Velar R-Dynamic SE D275 auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Lexus RX 450h 3.5 SE 5d CVT Auto 41 £1,795 £1,041 £912 £736 Get Quote
Mercedes Benz AMG A 45 S 4Matic+ Plus 8G-DCT auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Mercedes Benz C class C 43 4Matic Edition 9G-Tronic Plus auto 4d 41 £1,795 £1,041 £912 £736 Get Quote
Mercedes Benz E class E 350 d AMG Line Edition 9G-Tronic Plus auto 4d 41 £1,795 £1,041 £912 £736 Get Quote
Mercedes Benz V class V 250 d Marco Polo Horizon Long Sport 7G-Tronic auto 4d 41 £1,795 £1,041 £912 £736 Get Quote
Mercedes Benz GLC class GLC 300 4Matic AMG Line Ultimate 9G-Tronic Plus auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Porsche Macan PDK auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Porsche Cayenne 3.0D Diesel (245bhp) 5d Tiptronic S 41 £1,795 £1,041 £912 £736 Get Quote
Toyota Land Cruiser 2.8 D-4D Invincible 7 Seats 5d Auto 41 £1,795 £1,041 £912 £736 Get Quote
Volkswagen Toureg 3.0 V6 TDI 4Motion SEL Tip Auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Volvo V60 D6 AWD Plug-in Hybrid Pure Limited 5d Auto 41 £1,795 £1,041 £912 £736 Get Quote
Volvo S80 V8 AWD SE Lux (RTI NAV) 4d Geartronic 41 £1,795 £1,041 £912 £736 Get Quote
Volvo XC60 Inscription Recharge T6 Plug-in hybrid AWD auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Volvo XC90 Momentum Pro B5 AWD auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Volvo V90 R-Design B6 (P) AWD auto 5d 41 £1,795 £1,041 £912 £736 Get Quote

Why are cars in group 41 more expensive to insure?

Cars in insurance group 41 usually:

  • Are expensive to buy
  • Are expensive to source parts for
  • Have large powerful engines
  • Have longer repair times

In some cases, these cars might be lacking when it comes to safety or security features, although this is rarer with more expensive vehicles in 2020 and beyond.

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The bigger your engine, the more your insurance may cost. That’s because larger engines cost more to repair or replace.
  • Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident based on your location, and your premium will be altered to reflect this. As an example, a 30-year-old in central London will pay £1,232 for insurance for an Audi A7 45 TFSI 245PS S Tronic auto 5d, while the same 30-year-old in Newcastle may only pay £1,041.
  • Driver age. Your age will play a key role in determining the cost of your insurance premium. Insurers use previous claims data to predict the likelihood of someone your age making a claim. The average 20-year-old driver in London could pay £2,143 for the BMW Z4 35i sDrive 2d, while the average 40-year-old Londoner will only pay £1,122.

On top of these, there are many other factors that can also impact the price of your premium.

These include the following:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating
  • Your car’s security features and anti-theft precautions
  • The model and age of your car
  • Your driving activity
  • Your driving history
  • Your no-claim discount

How can I save on my car insurance premium?

Choosing a car in a lower insurance group can help you to save money on your car insurance, but there are lots of things you can do on top of that.

Here are some ideas:

  • Drive safely. It may sound obvious but making a claim or having convictions on your record will make your premium more expensive.
  • Park your car on a driveway or in a garage. Insurers consider it to be safer for you to do this, and many will reduce your premium when you do.
  • Don’t use your car so often. You could save money on your insurance by reducing the number of miles you drive each year. Opting for public transport or walking when you can will help keep your annual mileage down, and your car insurance premium lower.
  • Pay annually. By paying annually, you won’t have interest to pay on your monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be.
  • Shop around. When it’s time for renewal, make sure to compare your options. You’ll be surprised how much you could save by switching providers.

Frequently asked questions

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*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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